-
Notifications
You must be signed in to change notification settings - Fork 0
/
Personal-Umbrella-Insurance.html
551 lines (405 loc) · 22.4 KB
/
Personal-Umbrella-Insurance.html
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366
367
368
369
370
371
372
373
374
375
376
377
378
379
380
381
382
383
384
385
386
387
388
389
390
391
392
393
394
395
396
397
398
399
400
401
402
403
404
405
406
407
408
409
410
411
412
413
414
415
416
417
418
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
501
502
503
504
505
506
507
508
509
510
511
512
513
514
515
516
517
518
519
520
521
522
523
524
525
526
527
528
529
530
531
532
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
548
549
550
551
<!DOCTYPE html>
<html>
<head>
<meta charset="utf-8">
<meta name="viewport" content="width=device-width, initial-scale=1">
<link href="https://cdn.jsdelivr.net/npm/bootstrap@5.1.2/dist/css/bootstrap.min.css" rel="stylesheet">
<link rel='stylesheet' href='https://maxcdn.bootstrapcdn.com/font-awesome/4.3.0/css/font-awesome.min.css'>
<script src="https://cdn.jsdelivr.net/npm/bootstrap@5.1.2/dist/js/bootstrap.bundle.min.js"></script>
<link rel="stylesheet" href="https://pro.fontawesome.com/releases/v5.10.0/css/all.css" integrity="sha384-AYmEC3Yw5cVb3ZcuHtOA93w35dYTsvhLPVnYs9eStHfGJvOvKxVfELGroGkvsg+p" crossorigin="anonymous"/>
<link rel="preconnect" href="https://fonts.googleapis.com">
<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
<link href="https://fonts.googleapis.com/css2?family=Open+Sans:wght@400;600&display=swap" rel="stylesheet">
<link rel="stylesheet" type="text/css" href="style.css">
<title></title>
</head>
<body>
<!------------------------------------- Header start ------------------------------------->
<header class="first-header">
<div class="container">
<div class="row">
<div class="col-lg-2 col-md-2 offset-md-2 offset-lg-10 mail-call">
<div class="">
<h4><span><i class="fas fa-phone me-2 text-white"></i></span><a href="tel:7462874656" class="mail-and-call">7462874656</a></h4>
</div>
</div>
</div>
</div>
</header>
<header class="sticky">
<div class="container">
<div class="row mt-lg-3">
<div class="col-lg-2 col-md-3 header">
<p class="logo"><a href="index.html"><img src="./images/logo.jpg" class="img-fluid"></a></p>
</div>
<!-- <div class="col-lg-3 offset-lg-5 col-md-3 offset-md-2 mail-call">
<div class="mail">
<h4 class="email-call-heading">Email us</h4>
<h4><a href="mailto:rateau@econosurance.com"class="mail-and-call">rateau@econosurance.com</a></h4>
</div>
</div> -->
<!-- <div class="col-lg-2 col-md-2 offset-md-2 offset-lg-10 mail-call">
<div class="ms-lg-5">
<h4><a href="tel:7462874656" class="mail-and-call">7462874656</a></h4>
</div>
</div> -->
</div>
<div class="nav-bar">
<nav class="navbar navbar-expand-md">
<div class="container-fluid">
<button class="navbar-toggler" type="button" data-bs-toggle="collapse" data-bs-target="#navbarTogglerDemo02" aria-controls="navbarTogglerDemo02" aria-expanded="false" aria-label="Toggle navigation">
<span class="navbar-toggler-icon"></span>
</button>
<div class="collapse navbar-collapse" id="navbarTogglerDemo02">
<ul class="navbar-nav me-auto mb-2 mb-lg-0">
<li class="nav-item">
<p class="logo"><a href="index.html"><img src="./images/logo.jpg" class="img-fluid"></a></p>
</li>
<li class="nav-item">
<a class="nav-link" href="" >
ABOUT
</a>
<div class=" about_menu" >
<ul class="drop-item">
<li><a class="dropdown-item " href="aboutus.html">ABOUT ECONOSURANCE</a></li>
<li> <a class="dropdown-item " href="Blog.html">BLOG</a></li>
<li> <a class="dropdown-item " href="Resources-and-guides.html">RESOURCES AND GUIDE</a></li>
</ul>
</div>
</li>
<li class="nav-item">
<a class="nav-link" href="#">VEHICLE INSURANCE</a>
<div class=" vehicle_menu" >
<ul class="drop-item">
<li><a class="dropdown-item " href="Classic-car.html">CLASSIC CAR</a></li>
<li> <a class="dropdown-item " href="car-insurance.html">CAR</a></li>
<li> <a class="dropdown-item " href="Motorcycle-insurance.html">MOTORCYCLE</a></li>
<li> <a class="dropdown-item " href="Boat-insurance.html">BOAT</a></li>
<li> <a class="dropdown-item " href="ATV-insurance.html">ATV/UTV</a></li>
<li> <a class="dropdown-item " href="Pwc-insurance.html">PWC</a></li>
<li> <a class="dropdown-item " href="Rv-insurance.html">RV/TRAILER</a></li>
<li> <a class="dropdown-item " href="Snow-mobile-insurance.html">SNOWMOBILE</a></li>
<li><a class="dropdown-item" href="Golf-Cart-Insurance.html">GOLFCART</a></li>
</ul>
</div>
</li>
<li class="nav-item">
<a class="nav-link" href="#">PROPERTY INSURANCE</a>
<div class=" Property_menu" >
<ul class="drop-item">
<li><a class="dropdown-item " href="Home-owners-insurance.html">HOMEOWNERS</a></li>
<li> <a class="dropdown-item " href="Condo-insurance.html">CONDO</a></li>
<li> <a class="dropdown-item " href="Renters-insurance.html">RENTERS</a></li>
<li><a href="Flood-insurance.html" class="dropdown-item">FLOOD</a></li>
<li><a href="Umbrella-insurance.html" class="dropdown-item">UMBRELLA</a></li>
<li><a href="Landlord-incurance.html" class="dropdown-item">LANDLORD</a></li>
<li><a href="Mobile-home-insurance.html" class="dropdown-item">MOBILE HOME</a></li>
</ul>
</div>
</li>
<li class="nav-item">
<a class="nav-link" href="">COMMERCIAL INSURANCE</a>
<div class=" Commercial_menu d-flex justify-content-around " >
<ul class="drop-item">
<li><a class="dropdown-item " href="Business-owner-insuracne.html">Business Owners'</a></li>
<li> <a class="dropdown-item " href="commercial-property-insurance.html">Commercial Property</a></li>
<li> <a class="dropdown-item " href="commercial-car-insurance.html">Commercial Auto</a></li>
<li> <a class="dropdown-item " href="General-Liability-Insurance.html">General Liability</a></li>
<li> <a class="dropdown-item " href="professional-liability-insurance.html">Professional Liability</a></li>
<li> <a class="dropdown-item " href="Workers-compensation-insurance.html">Workers' Compensation</a></li>
<li><a class="dropdown-item " href="Auto-Repair-Shop-Insurance.html">Auto Repair Shop Insurance</a></li>
</ul>
<ul class="drop-item">
<li> <a class="dropdown-item " href="Contractors-insurance.html">Contractors Insurance</a></li>
<li> <a class="dropdown-item " href="Employee-benefits.html">Employee Benefits</a></li>
<li> <a class="dropdown-item " href="Start-up-Insurance.html">Start Up Insurance</a></li>
<li> <a class="dropdown-item " href="Cyber-insurance.html">Cyber Insurance</a></li>
<li> <a class="dropdown-item " href="It-business-insurance.html">IT Business Insurance</a></li>
<li><a class="dropdown-item " href="Lawn-care-insurance.html">Lawn Care Insurance
</a></li>
<li> <a class="dropdown-item " href="Medical-spa-insurance.html">Medical Spa Insurance
</a></li>
</ul>
<ul class="drop-item">
<li> <a class="dropdown-item " href="Restaurant-Insurance.html">Restaurant Insurance</a></li>
<li> <a class="dropdown-item " href="Condo-Association-Insurance.html">Condo Association Insurance</a></li>
<li> <a class="dropdown-item " href="Daycare-Insurance.html">Daycare Insurance</a></li>
<li> <a class="dropdown-item " href="Excavation-Contractors'-Insurance.html">Excavation Contractor Insurance</a>
<li><a class="dropdown-item " href="Janitorial.html">Janitorial Services Insurance</a></li>
<li> <a class="dropdown-item " href="Liquor-Liability-Insurance.html">Liquor Liability Insurance</a></li>
<li> <a class="dropdown-item " href="Salon-and-Barber-Insurance.html">Salon & Barber Insurance</a></li>
</ul>
</div>
</li>
<li class="nav-item">
<a class="nav-link" href="#">PERSONAL INSURANCE</a>
<div class="personal_menu d-flex">
<ul class="drop-item">
<li><a class="dropdown-item" href="Health-insurance.html">HEALTH </a></li>
<li><a class="dropdown-item" href="Life-insurance.html">LIFE</a></li>
<li><a class="dropdown-item" href="Long-term-insurance.html">LONG-TERM CARE</a></li>
</ul>
</div>
</li>
<!-- <li class="nav-item">
<a class="nav-link" href="aboutus.html">ABOUT</a>
</li>
<li class="nav-item">
<a class="nav-link" href="car-insurance.html">VEHICLE INSURANCE</a>
</li>
<li class="nav-item">
<a class="nav-link" href="ATV-insurance.html">PROPERTY</a>
</li>
<li class="nav-item">
<a class="nav-link" href="commercial.html">COMMERCIAL</a>
</li>
<li class="nav-item">
<a class="nav-link" href="#">PERSONAL</a>
</li> -->
</ul>
<div class="d-flex">
<a href="#form"><button class="ask-me-btn" type="submit" >ASK ME QUESTIONS</button></a>
</div>
</div>
</div>
</nav>
<div class="nav2">
<input type="checkbox" id="navcheck" role="button" title="menu">
<label for="navcheck" aria-hidden="true" title="menu">
<span class="burger">
<span class="bar">
<span class="visuallyhidden">Menu</span>
</span>
</span>
</label>
<aside id="menu">
<a href="#">HOME</a>
<a href="aboutus.html">ABOUT</a>
<a href="car-insurance.html">VEHICLE INSURANCE</a>
<a href="ATV-insurance.html">PROPERTY</a>
<a href="commercial.html">COMMERCIAL</a>
<a href="#">PERSONAL</a>
</aside>
<main>
</div>
</div>
</div>
</header>
<div class="nav3">
<div class="d-flex justify-content-between nav3items">
<p><a href="tel:7462874656">7462874656</a><br></p>
<p><a href="#form"><button>ASK ME<br> QUESTIONS</button></a></p>
</div>
</div>
<!------------------------------------- Header end ------------------------------------->
<!------------------------------------- Banner start ------------------------------------->
<section class="banner">
<div class="about-banner-img">
<p><img src="./images/ATV-insurance-banner-img.jpg" class="w-100 main-banner-img" alt="Banner"></p>
</div>
<div class="about-banner-text">
<p>UMBRELLA</p>
<h2>INSURANCE</h2>
<a href="./Econosurance-forms/index.html"><button class="banner-button"> Get a Quote</button></a>
</div>
</section>
<!------------------------------------- Banner end ------------------------------------->
<section>
<div class="container">
<div class="row gutter mt-lg-5 pt-lg-5">
<div class="col-lg-5 col-md-12 cart-plus-img pt-lg-5">
<div class="cart">
<h1><strong>Umbrella</strong> Insurance</h1>
<p>Also known as Excess Liability Insurance, a personal umbrella policy (PUP) is a type of insurance that provides liability coverage over and above your <a href="index.html">homeowners</a> or <a href="https://econosurance.com/lowest-auto-insurance">automobile insurance</a> policy limits. So, if your selected liability coverage is insufficient to cover the cost of damages from an accident that you cause (or an incident that occurs on your property), a personal umbrella policy kicks in when your other liability policy limits have been reached. In short, the umbrella policy can protect you when your automobile or homeowners coverage isn’t enough.</p>
</div>
</div>
<div class="col-lg-7 col-md-12 cart-img">
<p><img src="./images/Shape=3.png" class="img-fluid w-100" alt="ATV Insurance"></p>
</div>
</div>
</div>
</section>
<!-------------------------- Accidents Happen Like This sec start ------------------------------>
<section class="why-do-you-need-bg">
<div class="container">
<div class="row orders">
<div class="col-lg-5 col-md-6">
<p><img src="./images/Shape-2.png" class="img-fluid w-100 why-do-you-need-img pb-lg-5" alt="What Does ATV/UTV Insurance Cover?"></p>
</div>
<div class="col-lg-6 col-md-6 small-lists-text">
<h2 class="">Accidents Happen <strong> Like This </strong>Every Day!</h2>
<p class="">Let’s say you’re at fault in a car accident that injures another driver, and your regular automobile insurance will cover the other driver up to the legal limit you selected when you bought the policy. But what happens if the other driver is seriously hurt, and <a href="https://www.alllaw.com/articles/nolo/personal-injury/compensation-beyond-insurance-policy-limits.html">their medical costs exceed the $100,000 limit of your policy?<br></a>
In this case, he could (and probably would) sue you, which means your personal assets could be at stake. Now imagine if that injured driver was a highly paid professional, such as a lawyer, doctor, or engineer, so that his loss of income due to the accident is quite significant. Once he sees a lawyer, expect that he’ll be using you for possibly $1 million to cover the loss of earnings, ongoing medical bills therapy treatments, etc. Even worse, what if he or she were permanently disabled and could never work again?</p>
<p>Your automobile policy will certainly cover the initial $100,000, but where would you come up with the remaining $900,000? This is where a personal umbrella policy comes into play. It covers the additional costs when your insurance isn’t enough. This extra policy protects your bank account, home, and other cherished personal property, which might otherwise be whisked away from you by the court.</p>
</div>
</div>
</div>
</section>
<!------------------------------ Knowing Your PUP Options sec start -------------------------->
<section>
<div class="container">
<div class="big-lists mt-lg-5">
<h2>Knowing Your <strong>PUP Options</strong></h2>
<p>In most cases, Personal Umbrella Policies are available in million-dollar increments, from $1M to $5M. Beyond covering your liability costs, a Personal Umbrella Policy can also cover attorney costs and lost wages. While PUP coverage is not required, it offers increased protection in the unfortunate incident of an accident.</p>
<p>For somewhere in the range of $150 to $350 per year you can usually purchase an additional $1 million PUP. If you want or need more protection, usually the next million will cost less, approximately $75, and then $50 for every million after that.</p>
<p>Because the Personal Umbrella Policy goes into effect after the underlying coverage is exhausted, most insurers will want you to have about $250,000 of liability insurance on your auto policy, and $300,000 of liability insurance on your homeowners policy before agreeing to provide you with an umbrella liability policy for $1 million or more additional coverage.</p>
<p>Get a personal umbrella insurance quote at (617) 864-2444.</p>
</div>
</div>
</section>
<!------------------------------- Sponsors and form sec start ------------------------->
<section>
<div class="container">
<div class="row mt-lg-5">
<div class="col-lg-6 mb-lg-5 mt-4 mb-3 mt-lg-5 sponsors">
<h2 class="our-industry-leading-heading mb-lg-5 mt-lg-5">Our <strong>Industry-leading</strong> Partners</h2>
<div class="row">
<div class="col-lg-6 col-md-6 logos">
<p><img src="./images/arbella-logo.jpg" alt="Arbella"></p>
</div>
<div class="col-lg-6 col-md-6 logos">
<p><img src="./images/farmers-logo.png" alt="Farmers"></p>
</div>
<div class="col-lg-12 col-md-12 mt-4 mb-4 logos text-center">
<p><img src="./images/safeco-logo.jpg" class="img-fluid" alt="Safeco"></p>
</div>
<div class="col-lg-6 col-md-6 mt-md-4 logos">
<p><img src="./images/progressive-logo.jpg" alt="Progressive"></p>
</div><div class="col-lg-6 col-md-6 logos">
<p><img src="./images/travelers-logo.jpg" alt="Travelers"></p>
</div>
</div>
</div>
<div class="col-lg-6 mt-lg-5" id="form">
<div class="form-bg">
<div class="mt-2 p-4 mb-5 form-dotts">
<form class="form container pt-4">
<h2 class="text-center text-white">Ask me Question</h2>
<div class="row g-3 align-items-center mt-3">
<div class="col-lg-12">
<select class="form-select" aria-label="Default select example">
<option selected>Select Insurance Type</option>
<option value="1">Home+Auto</option>
<option value="2">Auto insurance</option>
<option value="3">Homeowners Insurance</option>
<option value="1">Commercial Auto</option>
<option value="2">Businessowners</option>
<option value="3">Commercial property</option>
</select>
</div>
<div class="col-lg-6">
<input type="text" id="inputPassword6" class="form-control" aria-describedby="passwordHelpInline" placeholder="First Name" required>
</div>
<div class="col-lg-6">
<input type="text" id="inputPassword6" class="form-control" aria-describedby="passwordHelpInline" placeholder="Last Name" required>
</div>
</div>
<div class="row g-3 align-items-center mt-lg-3 mt-2">
<div class="col-lg-6">
<input type="text" id="inputPassword6" class="form-control" aria-describedby="passwordHelpInline" placeholder="Email" required>
</div>
<div class="col-lg-6">
<input type="text" id="inputPassword6" class="form-control" aria-describedby="passwordHelpInline" placeholder="Phone no." required>
</div>
</div>
<div class="row g-3 mt-3">
<div class="col-lg-12">
<input type="text" name="massage" class="form-control" placeholder="Message for Agent" required>
</div>
</div>
<div class="text-center">
<button class="submit-btn mt-5 mb-5" type="submit">Submit</button>
</div>
</form>
</div>
</div>
</div>
</div>
</div>
</section>
<!------------------------------- Sponsors and form sec end ------------------------->
<section class="social-icon-bg text-center">
<div class="pt-4 pb-4">
<span><a href=""><img src="./images/facebook-icon.png"></a></span>
<span><a href=""><img src="./images/instagram-icon.png"></a></span>
<span><a href=""><img src="./images/ilinkdin-icon.png"></a></span>
<span><a href=""><img src="./images/twitter-icon.png"></a></span>
</div>
</section>
<!------------------------------- footer start ----------------------------------------->
<footer class="footer-bg">
<div class="container text-white ">
<div class="row">
<div class="col-lg-2 mt-5">
<div class="footers">
<h3 class="footer-heading mb-3">Insurance</h3>
<h4 class="footer-sub-heading mb-4">Personal Line</h4>
<p>Classic Car Insurance</p>
<p>Car Insurance</p>
<p>Motorcycle Insurance</p>
<p>Boat Insurance</p>
<p>ATV/UTV Insurance</p>
<p>Watercraft Insurance</p>
<p>RV/Trailer Insurance</p>
<p>Homeowners Insurance</p>
<p>Condo Insurance</p>
<p>Renters Insurance</p>
</div>
</div>
<div class="col-lg-3 mt-lg-5 mb-lg-4">
<div class="footers">
<h3 class="footer-heading mb-5"> </h3>
<h4 class="footer-sub-heading mb-4">Business Lines</h4>
<p>Business Owners Insurance</p>
<p>Commercial Property Insurance</p>
<p>Commercial Car Policy</p>
<p>General Liability Insurance</p>
<p>Professional Liability Insurance</p>
<p>Workers Compensation Insurance</p>
<p>Start-Up Insurance</p>
<p>IT Business Insurance</p>
<p>Contractors Insurance</p>
<p>Restaurant Insurance</p>
<p>Condo Association Insurance</p>
</div>
</div>
<div class="col-lg-2 mt-5">
<div class="footers">
<h3 class="footer-heading mb-3">Resources</h3>
<h4 class="footer-sub-heading mb-4">Blogs</h4>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
<p>Lorem Ipsum is simply</p>
</div>
</div>
<div class="col-lg-1"></div>
<div class="col-lg-4 mt-4 mt-lg-5">
<div class="footer">
<h3 class="footer-heading mb-3">Company</h3>
<h4 class="footer-sub-heading mb-4">About Us</h4>
<div class="footers">
<p class="phone-icon"><a href="tel:7462874656"class="footer-txt"><span>7462874656</span></a></p>
<p class="location-icon"><a href="location.html">125 Cambridgepark Drive Cambridge MA 02140</a> </p>
<p class="location-icon"><a href="https://www.google.com/maps/dir//econosurance,+125+Cambridgepark+Dr+Suite+301,+Cambridge,+MA+02140,+United+States/@42.3910821,-71.1707353,13.66z/data=!4m8!4m7!1m0!1m5!1m1!1s0x89e3773914b9820b:0x2822844e05644dbc!2m2!1d-71.1457335!2d42.3951805">Directions</a></p>
<p class="time-icon">M-F 9:30AM - 5:00PM</p>
</div>
</div>
</div>
</div>
</div>
<div style="border-top: 1px solid #4c4c4c;"></div>
<div class="container text-center p-4">
<p class="footer-copyright">© Econosurance</p>
<p class="footer-copyright-text">The information contained in this website is provided for informational purposes only, and should not be construed as advice on any matter. The material in this website may not reflect the most current developments within the insurance industry. We disclaim all liability in respect of actions taken or not taken based on any or all of the contents of this website to the fullest extent permitted by law. Do not act or refrain from acting upon this information without seeking professional advice from a licensed insurance agent. </p>
</div>
</footer>
<!-------------------------------------- Footer end ---------------------------------------->
</body>
</html>