From 6db527bd55628dbe67a5648b7a5d4b6014dac19b Mon Sep 17 00:00:00 2001
From: maddylewis <38016013+maddylewis@users.noreply.github.com>
Date: Fri, 3 May 2024 13:41:56 -0400
Subject: [PATCH] Create Unlock-a-Business-Bank-Account.md
https://github.com/Expensify/Expensify/issues/386408#issuecomment-2048365919
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+---
+title: Unlock a Business Bank Account
+description: How to fix a locked Bank Account
+---
+
+
+When you reimburse a report, you authorize Expensify to withdraw the funds from your account. If your bank rejects Expensify’s withdrawal request, your verified bank account is locked until the issue is resolved.
+
+Withdrawal requests can be rejected due to insufficient funds, or if the bank account has not been enabled for direct debit.
+
+## To request to unlock a bank account:
+1. Go to **Settings > Workspaces > _Workspace Name_ > Bank account** and click **Fix**
+2. This sends a request to our support team to review why the bank account was locked, who will send you a message outlining some next steps
+
+Unlocking a bank account can take several business days to process due to ACH processing times and clawback periods.
+
+**If you need to enable direct debits from your verified bank account, your bank will require the following details:**
+- The ACH CompanyIDs (1270239450, 4270239450 and 2270239450)
+- The ACH Originator Name (Expensify)
+
+**If using Expensify to process Bill payments, you'll also need to whitelist the ACH IDs from our partner [Stripe](https://support.stripe.com/questions/ach-direct-debit-company-ids-for-stripe?):**
+- The ACH CompanyIDs (1800948598 and 4270465600)
+- The ACH Originator Name (expensify.com)
+
+**If using Expensify to process international reimbursements from your USD bank account, you'll need to whitelist the ACH IDs from our payment partner CorPay:**
+- The ACH CompanyIDs (1522304924 and 2522304924)
+- The ACH Originator Name (Cambridge Global Payments)
+
+