diff --git a/src/libs/PolicyUtils.ts b/src/libs/PolicyUtils.ts
index fe53a7bcd5ce..eeb5ed5c1889 100644
--- a/src/libs/PolicyUtils.ts
+++ b/src/libs/PolicyUtils.ts
@@ -778,6 +778,13 @@ function isDeletedPolicyEmployee(policyEmployee: PolicyEmployee, isOffline: bool
     return !isOffline && policyEmployee.pendingAction === CONST.RED_BRICK_ROAD_PENDING_ACTION.DELETE && isEmptyObject(policyEmployee.errors);
 }
 
+function hasNoPolicyOtherThanPersonalType() {
+    return (
+        Object.values(allPolicies ?? {}).filter((policy) => policy && policy.type !== CONST.POLICY.TYPE.PERSONAL && policy.pendingAction !== CONST.RED_BRICK_ROAD_PENDING_ACTION.DELETE)
+            .length === 0
+    );
+}
+
 export {
     canEditTaxRate,
     extractPolicyIDFromPath,
@@ -861,6 +868,7 @@ export {
     getNameFromNetSuiteCustomField,
     isNetSuiteCustomFieldPropertyEditable,
     getCurrentSageIntacctEntityName,
+    hasNoPolicyOtherThanPersonalType,
 };
 
 export type {MemberEmailsToAccountIDs};
diff --git a/src/pages/iou/request/step/IOURequestStepCategory.tsx b/src/pages/iou/request/step/IOURequestStepCategory.tsx
index a2f7d96c6043..a3b05e06f274 100644
--- a/src/pages/iou/request/step/IOURequestStepCategory.tsx
+++ b/src/pages/iou/request/step/IOURequestStepCategory.tsx
@@ -145,6 +145,7 @@ function IOURequestStepCategory({
         IOU.setMoneyRequestCategory(transactionID, updatedCategory);
 
         if (action === CONST.IOU.ACTION.CATEGORIZE) {
+            Navigation.goBack();
             Navigation.navigate(ROUTES.MONEY_REQUEST_STEP_CONFIRMATION.getRoute(action, iouType, transactionID, report?.reportID ?? '-1'));
             return;
         }
diff --git a/src/pages/iou/request/step/IOURequestStepConfirmation.tsx b/src/pages/iou/request/step/IOURequestStepConfirmation.tsx
index af808f4a3040..88c6a675e3d1 100644
--- a/src/pages/iou/request/step/IOURequestStepConfirmation.tsx
+++ b/src/pages/iou/request/step/IOURequestStepConfirmation.tsx
@@ -21,6 +21,7 @@ import * as IOUUtils from '@libs/IOUUtils';
 import Log from '@libs/Log';
 import Navigation from '@libs/Navigation/Navigation';
 import * as OptionsListUtils from '@libs/OptionsListUtils';
+import * as PolicyUtils from '@libs/PolicyUtils';
 import * as ReportUtils from '@libs/ReportUtils';
 import playSound, {SOUNDS} from '@libs/Sound';
 import * as TransactionUtils from '@libs/TransactionUtils';
@@ -36,8 +37,8 @@ import type {PaymentMethodType} from '@src/types/onyx/OriginalMessage';
 import type {Receipt} from '@src/types/onyx/Transaction';
 import type {WithFullTransactionOrNotFoundProps} from './withFullTransactionOrNotFound';
 import withFullTransactionOrNotFound from './withFullTransactionOrNotFound';
-import withWritableReportOrNotFound from './withWritableReportOrNotFound';
 import type {WithWritableReportOrNotFoundProps} from './withWritableReportOrNotFound';
+import withWritableReportOrNotFound from './withWritableReportOrNotFound';
 
 type IOURequestStepConfirmationOnyxProps = {
     /** The policy of the report */
@@ -192,6 +193,12 @@ function IOURequestStepConfirmation({
     }, [transactionID, requestType, defaultCategory]);
 
     const navigateBack = useCallback(() => {
+        // If the action is categorize and there's no policies other than personal one, we simply call goBack(), i.e: dismiss the whole flow together
+        // We don't need to subscribe to policy_ collection as we only need to check on the latest collection value
+        if (action === CONST.IOU.ACTION.CATEGORIZE && PolicyUtils.hasNoPolicyOtherThanPersonalType()) {
+            Navigation.goBack();
+            return;
+        }
         // If there is not a report attached to the IOU with a reportID, then the participants were manually selected and the user needs taken
         // back to the participants step
         if (!transaction?.participantsAutoAssigned) {