searchindex.js

Search.setIndex({"alltitles": {"1. Empowerment through Modern Banking Cores": [[3, "empowerment-through-modern-banking-cores"]], "2. Modern Core Components": [[3, "modern-core-components"]], "3. Risks and Challenges of the Modern Core": [[3, "risks-and-challenges-of-the-modern-core"]], "4. Implications and Value Creation": [[3, "implications-and-value-creation"]], "5. Convergence of the Past and the Present": [[3, "convergence-of-the-past-and-the-present"]], "6. How Modern Banking Cores Shape the Future of Banking": [[3, "how-modern-banking-cores-shape-the-future-of-banking"]], "7. Enabling Next-Generation CDFI Models via a Modern Core": [[3, "enabling-next-generation-cdfi-models-via-a-modern-core"]], "8. Driving Financial Inclusion and Impact": [[3, "driving-financial-inclusion-and-impact"]], "AI-Driven Risk Management and Compliance": [[3, "ai-driven-risk-management-and-compliance"]], "About Nubly Research": [[6, null]], "Accelerated Access to Embedded Financial Services": [[3, "accelerated-access-to-embedded-financial-services"]], "Affordable Access to Banking Services": [[3, "affordable-access-to-banking-services"]], "Apple": [[2, "apple"]], "Apple:": [[2, "id10"]], "Automation of Customer Interactions and Services": [[3, "automation-of-customer-interactions-and-services"]], "Autonomous Banking Systems": [[3, "autonomous-banking-systems"]], "Banking Book: Interest and Non-Interest Income": [[1, "banking-book-interest-and-non-interest-income"]], "Banking-as-a-Service (BaaS)": [[0, "banking-as-a-service-baas"]], "Benefits": [[2, "benefits"]], "Cash App": [[2, "cash-app"]], "Cash App:": [[2, "id7"]], "Cash App\u2019s Non-Interest Income Streams": [[2, "cash-app-s-non-interest-income-streams"]], "Challenges": [[2, "challenges"], [2, "id2"], [2, "id5"]], "Chime": [[2, "chime"]], "Chime:": [[2, "id8"]], "Closing Thoughts: A Call to Responsible Innovation": [[5, "closing-thoughts-a-call-to-responsible-innovation"]], "Column Bank Deep Dive": [[1, "column-bank-deep-dive"]], "Column\u2019s Unique Positioning and Competitive Advantages": [[1, "column-s-unique-positioning-and-competitive-advantages"]], "Complex Partnership Risks:": [[2, "complex-partnership-risks"]], "Compliance and Regulatory Risks": [[4, "compliance-and-regulatory-risks"]], "Conclusion": [[3, "conclusion"]], "Copyright Notice": [[7, "copyright-notice"]], "Cost Efficiency and Operational Simplification": [[3, "cost-efficiency-and-operational-simplification"]], "Cost and ROI Management": [[3, "cost-and-roi-management"]], "Credit Risk Managers:": [[5, "credit-risk-managers"]], "Credit Risk and Customer Vulnerability:": [[2, "credit-risk-and-customer-vulnerability"]], "Credit and Interest Rate Risk": [[4, "credit-and-interest-rate-risk"]], "Cybersecurity Threats and Data Vulnerability": [[3, "cybersecurity-threats-and-data-vulnerability"]], "Data Containment and Customer Retention Risks:": [[2, "data-containment-and-customer-retention-risks"]], "Data-Driven Financial Inclusion Metrics": [[3, "data-driven-financial-inclusion-metrics"]], "Data-Driven Security and Compliance": [[3, "data-driven-security-and-compliance"]], "Developers:": [[5, "developers"]], "Digital Banking Services": [[0, "digital-banking-services"]], "Digital-Only Banks": [[0, "digital-only-banks"]], "Disclaimer": [[7, null]], "Distributed Risk": [[1, "distributed-risk"]], "Distributed Risk in Financial Ecosystems:": [[2, "distributed-risk-in-financial-ecosystems"]], "Embedded": [[2, "embedded"]], "Embedded Finance Risks": [[1, "embedded-finance-risks"]], "Embedded Finance:": [[2, "embedded-finance"]], "Embedded Finance: Revolutionizing Non-Interest Income": [[2, "embedded-finance-revolutionizing-non-interest-income"]], "Embedded Financial Literacy and Support Programs": [[3, "embedded-financial-literacy-and-support-programs"]], "Enhanced Customer Experience and Personalization": [[3, "enhanced-customer-experience-and-personalization"]], "Enhanced Risk Assessment for Low-Income Lending": [[3, "enhanced-risk-assessment-for-low-income-lending"]], "Fiserv": [[2, "fiserv"]], "Fiserv:": [[2, "id11"]], "Flexible, Mobile-First Banking for Underserved Populations": [[3, "flexible-mobile-first-banking-for-underserved-populations"]], "High-Level Overview of Modern Banking Business Models": [[0, null]], "Hybrid Banks": [[0, "hybrid-banks"]], "Hypothetical Example:": [[2, "hypothetical-example"]], "Hypothetical Example: Opportunity Fund": [[1, "hypothetical-example-opportunity-fund"]], "Integration with Legacy Systems": [[3, "integration-with-legacy-systems"]], "Interest Income Evolution": [[1, "interest-income-evolution"]], "Interoperability Risk:": [[2, "interoperability-risk"]], "Key Considerations for Stakeholders": [[1, "key-considerations-for-stakeholders"], [2, "key-considerations-for-stakeholders"]], "Key Factors Driving Non-Interest Income": [[2, "key-factors-driving-non-interest-income"]], "Key Insights": [[2, "key-insights"]], "Key Non-Interest Income Streams": [[2, "key-non-interest-income-streams"]], "Key Offerings": [[2, "key-offerings"], [2, "id3"]], "Key Risk Management Vectors in the Fintech Landscape": [[4, "key-risk-management-vectors-in-the-fintech-landscape"]], "Key Statistics": [[2, "key-statistics"]], "Key Takeaways": [[0, "key-takeaways"]], "Legacy and Transition Risks": [[1, "legacy-and-transition-risks"]], "Localized, Culturally-Aware Financial Products": [[3, "localized-culturally-aware-financial-products"]], "Major Players Case Studies:": [[2, "major-players-case-studies"]], "Market Implications": [[2, "market-implications"]], "Market Share": [[2, "market-share"]], "Market and Liquidity Risk": [[4, "market-and-liquidity-risk"]], "Mitigating Risks": [[1, "mitigating-risks"]], "Modern Fintech Future": [[8, null]], "Modern Lending Strategies for CDFIs: Boosting Interest Income": [[1, "modern-lending-strategies-for-cdfis-boosting-interest-income"]], "Modern fintech lending is characterized by:": [[1, "modern-fintech-lending-is-characterized-by"]], "Navigating Risks in Modern Fintech Lending": [[1, "navigating-risks-in-modern-fintech-lending"]], "Negative Effects:": [[2, "negative-effects"]], "Neo-Banks": [[0, "neo-banks"]], "Next Steps in Implementing the Real-Time Risk Mosaic": [[5, "next-steps-in-implementing-the-real-time-risk-mosaic"]], "Non-Interest Income Evolution:": [[2, "non-interest-income-evolution"]], "Non-Interest Income Streams": [[2, "non-interest-income-streams"], [2, "id4"]], "Non-Interest Income Streams from Pay-by-Bank": [[2, "non-interest-income-streams-from-pay-by-bank"]], "Nubly Research": [[8, "nubly-research"]], "Operational Collaboration and Ecosystem 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