diff --git a/packages/account/src/Components/terms-of-use/fatca-declaration.tsx b/packages/account/src/Components/terms-of-use/fatca-declaration.tsx
index c846ca91b09c..fabeb7796cfb 100644
--- a/packages/account/src/Components/terms-of-use/fatca-declaration.tsx
+++ b/packages/account/src/Components/terms-of-use/fatca-declaration.tsx
@@ -8,6 +8,7 @@ import './terms-of-use.scss';
 
 type TFATCADeclarationProps = {
     field: FieldInputProps<'0' | '1'>;
+    is_disabled: boolean;
 } & React.ComponentPropsWithoutRef<typeof Dropdown>;
 
 /**
@@ -49,6 +50,7 @@ const FatcaDeclaration = ({ field: { value, onChange, name }, ...props }: TFATCA
                 list={getAgreementOptions()}
                 className='fatca-declaration__agreement'
                 onChange={onChange}
+                disabled={props.is_disabled}
             />
         </div>
     </React.Fragment>
diff --git a/packages/account/src/Components/terms-of-use/terms-of-use.tsx b/packages/account/src/Components/terms-of-use/terms-of-use.tsx
index aa68550092d3..df0ba8f70cd8 100644
--- a/packages/account/src/Components/terms-of-use/terms-of-use.tsx
+++ b/packages/account/src/Components/terms-of-use/terms-of-use.tsx
@@ -36,6 +36,7 @@ type TTermsOfUseProps = {
     value: TTermsOfUseFormProps;
     real_account_signup_target: TBrokerCodes;
     form_error?: string;
+    is_multi_account: boolean;
 };
 
 /**
@@ -96,7 +97,11 @@ const TermsOfUse = ({
                                     <div className={className('details-form__elements', 'terms-of-use')}>
                                         <BrokerSpecificMessage target={real_account_signup_target} />
                                         <Hr />
-                                        <Field component={FatcaDeclaration} name='fatca_declaration' />
+                                        <Field
+                                            component={FatcaDeclaration}
+                                            name='fatca_declaration'
+                                            is_disabled={props.is_multi_account}
+                                        />
                                         <Hr />
                                         <SharedMessage />
                                         <Hr />
diff --git a/packages/account/src/Configs/terms-of-use-config.ts b/packages/account/src/Configs/terms-of-use-config.ts
index bcd20e2848c4..5dfc60eabe2c 100644
--- a/packages/account/src/Configs/terms-of-use-config.ts
+++ b/packages/account/src/Configs/terms-of-use-config.ts
@@ -1,8 +1,11 @@
 import React from 'react';
-import { getDefaultFields, isDesktop, TSchema } from '@deriv/shared';
+import { getDefaultFields, isDesktop } from '@deriv/shared';
 import { localize } from '@deriv/translations';
+import { GetSettings } from '@deriv/api-types';
 
-const terms_of_use_config: TSchema = {
+type TTermsOfConfigSettings = GetSettings & { fatca_declaration: 0 | 1 };
+
+const getTermsOfUseConfig = (account_settings: TTermsOfConfigSettings) => ({
     agreed_tos: {
         supported_in: ['svg', 'maltainvest'],
         default_value: false,
@@ -13,24 +16,29 @@ const terms_of_use_config: TSchema = {
     },
     fatca_declaration: {
         supported_in: ['svg', 'maltainvest'],
-        default_value: '',
+        default_value: String(account_settings?.fatca_declaration ?? ''),
     },
-};
+});
 
 const termsOfUseConfig = (
-    { real_account_signup_target }: { real_account_signup_target: string },
+    {
+        real_account_signup_target,
+        account_settings,
+    }: { real_account_signup_target: string; account_settings: TTermsOfConfigSettings },
     TermsOfUse: React.Component
 ) => {
     const active_title = localize('Terms of use');
+
     return {
         header: {
             active_title: isDesktop() ? active_title : null,
             title: active_title,
         },
         body: TermsOfUse,
-        form_value: getDefaultFields(real_account_signup_target, terms_of_use_config),
+        form_value: getDefaultFields(real_account_signup_target, getTermsOfUseConfig(account_settings)),
         props: {
             real_account_signup_target,
+            is_multi_account: Boolean(String(account_settings?.fatca_declaration ?? '')),
         },
         icon: 'IcDashboardTermsOfUse',
     };