diff --git a/browser/ui/webui/brave_webui_source.cc b/browser/ui/webui/brave_webui_source.cc
index 561ed00eef4b..55e0c7e4573f 100644
--- a/browser/ui/webui/brave_webui_source.cc
+++ b/browser/ui/webui/brave_webui_source.cc
@@ -781,6 +781,8 @@ void CustomizeWebUIHTMLSource(const std::string &name,
         { "contributionStepReserve", IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_RESERVE },    // NOLINT
         { "contributionStepExternalTransaction", IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_EXTERNAL_TRANSACTION },  // NOLINT
         { "contributionStepCreds", IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_CREDS },        // NOLINT
+        { "contributionStepRewardsOff", IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_REWARDS_OFF },        // NOLINT
+        { "contributionStepAutoContributeOff", IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_AUTO_CONTRIBUTE_OFF },        // NOLINT
         { "rewardsNotEnabled", IDS_BRAVE_REWARDS_INTERNALS_REWARDS_NOT_ENABLED },                // NOLINT
         { "rewardsTypeAuto", IDS_BRAVE_REWARDS_INTERNALS_REWARDS_TYPE_AUTO },                    // NOLINT
         { "rewardsTypeOneTimeTip", IDS_BRAVE_REWARDS_INTERNALS_REWARDS_TYPE_ONE_TIME_TIP },      // NOLINT
diff --git a/components/brave_rewards/resources/internals/components/contribution.tsx b/components/brave_rewards/resources/internals/components/contribution.tsx
index ccd8bc5e1cf0..8f756dbadabd 100644
--- a/components/brave_rewards/resources/internals/components/contribution.tsx
+++ b/components/brave_rewards/resources/internals/components/contribution.tsx
@@ -43,8 +43,12 @@ const getProcessorString = (processor: number) => {
 
 const getContributionStepString = (step: number) => {
   switch (step) {
+    case -6:
+      return getLocale('contributionStepAutoContributeOff')
+    case -5:
+      return getLocale('contributionStepRewardsOff')
     case -4:
-      return getLocale('contributionAutoContributeTableEmpty')
+      return getLocale('contributionStepAutoContributeTableEmpty')
     case -3:
       return getLocale('contributionStepNotEnoughFunds')
     case -2:
diff --git a/components/resources/brave_components_strings.grd b/components/resources/brave_components_strings.grd
index 0f5c556bfde6..d571e4bf254c 100644
--- a/components/resources/brave_components_strings.grd
+++ b/components/resources/brave_components_strings.grd
@@ -385,6 +385,8 @@
       <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_RESERVE" desc="">Reserve</message>
       <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_EXTERNAL_TRANSACTION" desc="">External transaction</message>
       <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_CREDS" desc="">Creds</message>
+      <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_REWARDS_OFF" desc="">Rewards was turned off</message>
+      <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_STEP_AUTO_CONTRIBUTE_OFF" desc="">Auto-contribute was turned off</message>
       <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTION_TYPE" desc="Contribution type">Type:</message>
       <message name="IDS_BRAVE_REWARDS_INTERNALS_CONTRIBUTIONS" desc="">Contributions</message>
       <message name="IDS_BRAVE_REWARDS_INTERNALS_DOWNLOAD_BUTTON" desc="">Download full log</message>
diff --git a/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom b/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
index 8b917e5d9729..51b9e3cda243 100644
--- a/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
+++ b/vendor/bat-native-ledger/include/bat/ledger/public/interfaces/ledger.mojom
@@ -5,6 +5,8 @@
 module ledger.mojom;
 
 enum ContributionStep {
+  STEP_AC_OFF = -6,
+  STEP_REWARDS_OFF = -5,
   STEP_AC_TABLE_EMPTY = -4,
   STEP_NOT_ENOUGH_FUNDS = -3,
   STEP_FAILED = -2,
@@ -240,7 +242,9 @@ enum Result {
   RETRY_SHORT = 30,
   RETRY_LONG = 31,
   CONTINUE = 32,
-  IN_PROGRESS= 33
+  IN_PROGRESS= 33,
+  REWARDS_OFF = 34,
+  AC_OFF = 35
 };
 
 enum PublisherStatus {
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution.cc
index 41d1b627126e..e9490a536d7b 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution.cc
@@ -26,6 +26,7 @@
 #include "bat/ledger/internal/contribution/contribution_unblinded.h"
 #include "bat/ledger/internal/contribution/contribution_util.h"
 #include "bat/ledger/internal/contribution/unverified.h"
+#include "bat/ledger/internal/state/state_util.h"
 #include "bat/ledger/internal/uphold/uphold.h"
 #include "bat/ledger/internal/wallet/balance.h"
 #include "bat/ledger/internal/ledger_impl.h"
@@ -48,6 +49,12 @@ ledger::ContributionStep ConvertResultIntoContributionStep(
     case ledger::Result::NOT_ENOUGH_FUNDS: {
       return ledger::ContributionStep::STEP_NOT_ENOUGH_FUNDS;
     }
+    case ledger::Result::REWARDS_OFF: {
+      return ledger::ContributionStep::STEP_REWARDS_OFF;
+    }
+    case ledger::Result::AC_OFF: {
+      return ledger::ContributionStep::STEP_AC_OFF;
+    }
     default: {
       return ledger::ContributionStep::STEP_FAILED;
     }
@@ -755,6 +762,23 @@ void Contribution::Retry(
     return;
   }
 
+  if (!braveledger_state::GetRewardsMainEnabled(ledger_)) {
+    BLOG(1, "Rewards is disabled, completing contribution");
+    ledger_->ContributionCompleted(
+        ledger::Result::REWARDS_OFF,
+        std::move(contribution));
+    return;
+  }
+
+  if (contribution->type == ledger::RewardsType::AUTO_CONTRIBUTE &&
+      !braveledger_state::GetAutoContributeEnabled(ledger_)) {
+    BLOG(1, "AC is disabled, completing contribution");
+    ledger_->ContributionCompleted(
+        ledger::Result::AC_OFF,
+        std::move(contribution));
+    return;
+  }
+
   BLOG(1, "Retrying contribution (" << contribution->contribution_id
       << ") on step " << contribution->step);
 
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_sku.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_sku.cc
index 37e6b5bbcb35..b720d936c922 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_sku.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_sku.cc
@@ -455,6 +455,8 @@ void ContributionSKU::OnOrder(
           callback);
       return;
     }
+    case ledger::ContributionStep::STEP_REWARDS_OFF:
+    case ledger::ContributionStep::STEP_AC_OFF:
     case ledger::ContributionStep::STEP_AC_TABLE_EMPTY:
     case ledger::ContributionStep::STEP_NOT_ENOUGH_FUNDS:
     case ledger::ContributionStep::STEP_FAILED:
diff --git a/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_unblinded.cc b/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_unblinded.cc
index c3ce6c9f63d3..407f4a1bd8ea 100644
--- a/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_unblinded.cc
+++ b/vendor/bat-native-ledger/src/bat/ledger/internal/contribution/contribution_unblinded.cc
@@ -574,6 +574,8 @@ void Unblinded::Retry(
           get_callback);
       return;
     }
+    case ledger::ContributionStep::STEP_REWARDS_OFF:
+    case ledger::ContributionStep::STEP_AC_OFF:
     case ledger::ContributionStep::STEP_AC_TABLE_EMPTY:
     case ledger::ContributionStep::STEP_CREDS:
     case ledger::ContributionStep::STEP_EXTERNAL_TRANSACTION: