diff --git a/commands/create.go b/commands/create.go
index 9d64f6544a7a..7ce02399beb4 100644
--- a/commands/create.go
+++ b/commands/create.go
@@ -3,6 +3,7 @@ package commands
 import (
 	"encoding/csv"
 	"fmt"
+	"net/url"
 	"os"
 	"strings"
 
@@ -145,7 +146,14 @@ func runCreate(dockerCli command.Cli, in createOptions, args []string) error {
 
 		if in.driver == "kubernetes" {
 			// naming endpoint to make --append works
-			ep = fmt.Sprintf("%s://%s?deployment=%s", in.driver, in.name, in.nodeName)
+			ep = (&url.URL{
+				Scheme: in.driver,
+				Path:   "/" + in.name,
+				RawQuery: (&url.Values{
+					"deployment":  {in.nodeName},
+					"config-file": {os.Getenv("KUBECONFIG")},
+				}).Encode(),
+			}).String()
 		}
 
 		m, err := csvToMap(in.driverOpts)
diff --git a/commands/util.go b/commands/util.go
index d6e230ebcef2..503ab8ff1d67 100644
--- a/commands/util.go
+++ b/commands/util.go
@@ -2,8 +2,10 @@ package commands
 
 import (
 	"context"
+	"net/url"
 	"os"
 	"path/filepath"
+	"strings"
 
 	"github.com/docker/buildx/build"
 	"github.com/docker/buildx/driver"
@@ -12,11 +14,13 @@ import (
 	"github.com/docker/cli/cli/command"
 	"github.com/docker/cli/cli/context/docker"
 	"github.com/docker/cli/cli/context/kubernetes"
+	ctxstore "github.com/docker/cli/cli/context/store"
 	dopts "github.com/docker/cli/opts"
 	dockerclient "github.com/docker/docker/client"
 	"github.com/pkg/errors"
 	"github.com/sirupsen/logrus"
 	"golang.org/x/sync/errgroup"
+	"k8s.io/client-go/tools/clientcmd"
 )
 
 // getStore returns current builder instance store
@@ -192,12 +196,12 @@ func driversForNodeGroup(ctx context.Context, dockerCli command.Cli, ng *store.N
 				contextStore := dockerCli.ContextStore()
 
 				var kcc driver.KubeClientConfig
-				kcc, err = kubernetes.ConfigFromContext(n.Endpoint, contextStore)
+				kcc, err = configFromContext(n.Endpoint, contextStore)
 				if err != nil {
 					// err is returned if n.Endpoint is non-context name like "unix:///var/run/docker.sock".
 					// try again with name="default".
 					// FIXME: n should retain real context name.
-					kcc, err = kubernetes.ConfigFromContext("default", contextStore)
+					kcc, err = configFromContext("default", contextStore)
 					if err != nil {
 						logrus.Error(err)
 					}
@@ -237,6 +241,21 @@ func driversForNodeGroup(ctx context.Context, dockerCli command.Cli, ng *store.N
 	return dis, nil
 }
 
+func configFromContext(endpointName string, s ctxstore.Reader) (clientcmd.ClientConfig, error) {
+	if strings.HasPrefix(endpointName, "kubernetes://") {
+		u, _ := url.Parse(endpointName)
+
+		if configFile := u.Query().Get("config-file"); configFile != "" {
+			clientConfig := clientcmd.NewNonInteractiveDeferredLoadingClientConfig(
+				&clientcmd.ClientConfigLoadingRules{ExplicitPath: configFile},
+				&clientcmd.ConfigOverrides{},
+			)
+			return clientConfig, nil
+		}
+	}
+	return kubernetes.ConfigFromContext(endpointName, s)
+}
+
 // clientForEndpoint returns a docker client for an endpoint
 func clientForEndpoint(dockerCli command.Cli, name string) (dockerclient.APIClient, error) {
 	list, err := dockerCli.ContextStore().List()