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staking pallet uses freeze to lock funds of participants
vesting pallet uses lock to lock funds of participants
both freeze and lock operations are treated same and sometimes used interchangeably, this means that funds may "overlap". But even if the whole funds are unvested i.e unlocked, they are not converted to free balance since there is still a freeze on funds that are used for staking. So usable balance will never include locked or frozen funds unless there is some mechanism locking/freezing it
So, basically, this suffices to can locked funds be frozen?, and the answer is - yes!
Example:
Alice starts with 1 free and 9 unvested units, which is basically a freeze/lock on 9 units. Then she stakes 9 units, which places another lock on the same 9 units. And for 9 units to be totally "free" it needs to "escape" two locks:
As a token owner with cliff and/or vesting I want to be able to stake on the network my unvested coins
you want to put 500 into staking
ACCEPTANCE:
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