diff --git a/packages/e2e/test/wallet/SingleAddressWallet/delegation.test.ts b/packages/e2e/test/wallet/SingleAddressWallet/delegation.test.ts
index f7028541a4b..67ae23477e2 100644
--- a/packages/e2e/test/wallet/SingleAddressWallet/delegation.test.ts
+++ b/packages/e2e/test/wallet/SingleAddressWallet/delegation.test.ts
@@ -2,7 +2,7 @@
 import { Awaited } from '@cardano-sdk/util';
 import { Cardano } from '@cardano-sdk/core';
 import { ObservableWallet, StakeKeyStatus, buildTx } from '@cardano-sdk/wallet';
-import { TX_TIMEOUT, firstValueFromTimed, waitForWalletStateSettle } from '../util';
+import { TX_TIMEOUT, firstValueFromTimed, waitForWalletStateSettle, walletReady } from '../util';
 import { assertTxIsValid } from '../../../../wallet/test/util';
 import { env } from '../environment';
 import { getWallet } from '../../../src/factories';
@@ -85,6 +85,8 @@ describe('SingleAddressWallet/delegation', () => {
     // source wallet has the highest balance to begin with
     const [sourceWallet, destWallet] = await chooseWallets();
 
+    await walletReady(sourceWallet);
+
     const protocolParameters = await firstValueFrom(sourceWallet.protocolParameters$);
     const stakeKeyDeposit = BigInt(protocolParameters.stakeKeyDeposit);
     const initialState = await getWalletStateSnapshot(sourceWallet);
diff --git a/packages/e2e/test/wallet/SingleAddressWallet/metadata.test.ts b/packages/e2e/test/wallet/SingleAddressWallet/metadata.test.ts
index a3351f98995..163c7afa27b 100644
--- a/packages/e2e/test/wallet/SingleAddressWallet/metadata.test.ts
+++ b/packages/e2e/test/wallet/SingleAddressWallet/metadata.test.ts
@@ -5,6 +5,7 @@ import { filter, firstValueFrom, map } from 'rxjs';
 import { getWallet } from '../../../src/factories';
 import { isNotNil } from '@cardano-sdk/util';
 import { logger } from '@cardano-sdk/util-dev';
+import { walletReady } from '../util';
 
 describe('SingleAddressWallet/metadata', () => {
   let wallet: SingleAddressWallet;
@@ -13,6 +14,8 @@ describe('SingleAddressWallet/metadata', () => {
   beforeAll(async () => {
     wallet = (await getWallet({ env, logger, name: 'Test Wallet' })).wallet;
     ownAddress = (await firstValueFrom(wallet.addresses$))[0].address;
+
+    await walletReady(wallet);
   });
 
   afterAll(() => wallet.shutdown());
diff --git a/packages/e2e/test/wallet/SingleAddressWallet/multisignature.test.ts b/packages/e2e/test/wallet/SingleAddressWallet/multisignature.test.ts
index 6806d6eaae9..bd6d64ed0d6 100644
--- a/packages/e2e/test/wallet/SingleAddressWallet/multisignature.test.ts
+++ b/packages/e2e/test/wallet/SingleAddressWallet/multisignature.test.ts
@@ -5,6 +5,7 @@ import { SingleAddressWallet } from '@cardano-sdk/wallet';
 import { env } from '../environment';
 import { filter, firstValueFrom } from 'rxjs';
 import { getLogger, getWallet } from '../../../src/factories';
+import { walletReady } from '../util';
 
 const logger = getLogger(env.LOGGER_MIN_SEVERITY);
 
@@ -35,7 +36,7 @@ describe('SingleAddressWallet/multisignature', () => {
   it('can create a transaction with multiple signatures to mint an asset', async () => {
     wallet = (await getWallet({ env, idx: 0, logger, name: 'Minting Wallet', polling: { interval: 50 } })).wallet;
 
-    await firstValueFrom(wallet.syncStatus.isSettled$.pipe(filter((isSettled) => isSettled)));
+    await walletReady(wallet);
 
     const params = await firstValueFrom(wallet.genesisParameters$);
 
diff --git a/packages/e2e/test/wallet/SingleAddressWallet/nft.test.ts b/packages/e2e/test/wallet/SingleAddressWallet/nft.test.ts
index f9f280339a9..d96eee0aae5 100644
--- a/packages/e2e/test/wallet/SingleAddressWallet/nft.test.ts
+++ b/packages/e2e/test/wallet/SingleAddressWallet/nft.test.ts
@@ -5,6 +5,7 @@ import { SingleAddressWallet } from '@cardano-sdk/wallet';
 import { combineLatest, filter, firstValueFrom, map } from 'rxjs';
 import { env } from '../environment';
 import { getLogger, getWallet } from '../../../src/factories';
+import { walletReady } from '../util';
 
 const logger = getLogger(env.LOGGER_MIN_SEVERITY);
 
@@ -26,7 +27,7 @@ describe('SingleAddressWallet.assets/nft', () => {
   beforeAll(async () => {
     wallet = (await getWallet({ env, idx: 0, logger, name: 'Minting Wallet', polling: { interval: 50 } })).wallet;
 
-    await firstValueFrom(wallet.syncStatus.isSettled$.pipe(filter((isSettled) => isSettled)));
+    await walletReady(wallet);
 
     const params = await firstValueFrom(wallet.genesisParameters$);
 
diff --git a/packages/e2e/test/wallet/SingleAddressWallet/pouchDbWalletStores.test.ts b/packages/e2e/test/wallet/SingleAddressWallet/pouchDbWalletStores.test.ts
index 95fd5263f8e..0119707525a 100644
--- a/packages/e2e/test/wallet/SingleAddressWallet/pouchDbWalletStores.test.ts
+++ b/packages/e2e/test/wallet/SingleAddressWallet/pouchDbWalletStores.test.ts
@@ -3,7 +3,7 @@ import { filter, firstValueFrom } from 'rxjs';
 import { getWallet } from '../../../src/factories';
 import { logger } from '@cardano-sdk/util-dev';
 import { storage } from '@cardano-sdk/wallet';
-import { waitForWalletStateSettle } from '../util';
+import { waitForWalletStateSettle, walletReady } from '../util';
 import delay from 'delay';
 
 describe('SingleAddressWallet/pouchDbWalletStores', () => {
@@ -16,8 +16,10 @@ describe('SingleAddressWallet/pouchDbWalletStores', () => {
 
   it('stores and restores SingleAddressWallet, continues sync after initial load', async () => {
     const wallet1 = (await getWallet({ env, logger, name: 'Test Wallet', stores: stores1 })).wallet;
+
     // wallet1 fetched all responses from wallet provider
-    await waitForWalletStateSettle(wallet1);
+    await walletReady(wallet1);
+
     // give it a second to store data to PouchDb, this is technically a race condition
     await delay(1000);
     // loading reward accounts involves loading many other pieces (transactions, stake pools etc.)
diff --git a/packages/e2e/test/wallet/SingleAddressWallet/txChaining.test.ts b/packages/e2e/test/wallet/SingleAddressWallet/txChaining.test.ts
index ffad2daca0d..eee5e8d4cb8 100644
--- a/packages/e2e/test/wallet/SingleAddressWallet/txChaining.test.ts
+++ b/packages/e2e/test/wallet/SingleAddressWallet/txChaining.test.ts
@@ -4,7 +4,7 @@ import { env } from '../environment';
 import { filter, firstValueFrom } from 'rxjs';
 import { getWallet } from '../../../src/factories';
 import { logger } from '@cardano-sdk/util-dev';
-import { waitForWalletStateSettle } from '../util';
+import { walletReady } from '../util';
 
 describe('SingleAddressWallet', () => {
   let wallet: ObservableWallet;
@@ -12,7 +12,8 @@ describe('SingleAddressWallet', () => {
   beforeAll(async () => {
     jest.setTimeout(180_000);
     wallet = (await getWallet({ env, logger, name: 'Test Wallet' })).wallet;
-    await waitForWalletStateSettle(wallet);
+
+    await walletReady(wallet);
   });
 
   afterAll(() => {
diff --git a/packages/e2e/test/wallet/util.ts b/packages/e2e/test/wallet/util.ts
index 538de5963c1..77017f624cc 100644
--- a/packages/e2e/test/wallet/util.ts
+++ b/packages/e2e/test/wallet/util.ts
@@ -1,10 +1,12 @@
-import { Observable, catchError, filter, firstValueFrom, throwError, timeout } from 'rxjs';
+import { Observable, catchError, combineLatest, filter, firstValueFrom, throwError, timeout } from 'rxjs';
 import { ObservableWallet } from '@cardano-sdk/wallet';
 
 const SECOND = 1000;
 const MINUTE = 60 * SECOND;
 export const TX_TIMEOUT = 7 * MINUTE;
 const SYNC_TIMEOUT = 3 * MINUTE;
+const BALANCE_TIMEOUT = 3 * MINUTE;
+
 export const FAST_OPERATION_TIMEOUT = 15 * SECOND;
 
 export const firstValueFromTimed = <T>(
@@ -22,6 +24,22 @@ export const firstValueFromTimed = <T>(
 export const waitForWalletStateSettle = (wallet: ObservableWallet) =>
   firstValueFromTimed(
     wallet.syncStatus.isSettled$.pipe(filter((isSettled) => isSettled)),
-    'Took too long to load',
+    'Took too long to settle',
+    SYNC_TIMEOUT
+  );
+
+export const waitForWalletBalance = (wallet: ObservableWallet) =>
+  firstValueFromTimed(
+    wallet.balance.utxo.total$.pipe(filter(({ coins }) => coins > 0)),
+    'Took too long to load balance',
+    BALANCE_TIMEOUT
+  );
+
+export const walletReady = (wallet: ObservableWallet) =>
+  firstValueFromTimed(
+    combineLatest([wallet.syncStatus.isSettled$, wallet.balance.utxo.total$]).pipe(
+      filter(([isSettled, balance]) => isSettled && balance.coins > 0n)
+    ),
+    'Took too long to be ready',
     SYNC_TIMEOUT
   );