diff --git a/.github/workflows/build-mariadb.yml b/.github/workflows/build-mariadb.yml
index 7b7fc23fd51..8e2eb4431d6 100644
--- a/.github/workflows/build-mariadb.yml
+++ b/.github/workflows/build-mariadb.yml
@@ -54,8 +54,8 @@ jobs:
             done
       - name: Initialise databases
         run: |
-            ./gradlew --no-daemon -q createDB -PdbName=fineract_tenants
-            ./gradlew --no-daemon -q createDB -PdbName=fineract_default
+            mysql -h 127.0.0.1 -P 3306 -u root -pmysql -e "CREATE DATABASE IF NOT EXISTS fineract_tenants CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_ci;"
+            mysql -h 127.0.0.1 -P 3306 -u root -pmysql -e "CREATE DATABASE IF NOT EXISTS fineract_default CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_ci;"
       - name: Start LocalStack
         env:
           AWS_ENDPOINT_URL: http://localhost:4566
diff --git a/.github/workflows/build-mysql.yml b/.github/workflows/build-mysql.yml
index a14afa7585b..3d8306c8839 100644
--- a/.github/workflows/build-mysql.yml
+++ b/.github/workflows/build-mysql.yml
@@ -54,8 +54,8 @@ jobs:
             done
       - name: Initialise databases
         run: |
-            ./gradlew --no-daemon -q createMySQLDB -PdbName=fineract_tenants
-            ./gradlew --no-daemon -q createMySQLDB -PdbName=fineract_default
+            mysql -h 127.0.0.1 -P 3306 -u root -pmysql -e "CREATE DATABASE IF NOT EXISTS fineract_tenants CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_ci;"
+            mysql -h 127.0.0.1 -P 3306 -u root -pmysql -e "CREATE DATABASE IF NOT EXISTS fineract_default CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_ci;"
       - name: Start LocalStack
         env:
           AWS_ENDPOINT_URL: http://localhost:4566
diff --git a/.github/workflows/build-postgresql.yml b/.github/workflows/build-postgresql.yml
index 8d4106a50c7..1f87f391785 100644
--- a/.github/workflows/build-postgresql.yml
+++ b/.github/workflows/build-postgresql.yml
@@ -55,8 +55,8 @@ jobs:
             done
       - name: Initialise databases
         run: |
-            ./gradlew --no-daemon -q createPGDB -PdbName=fineract_tenants
-            ./gradlew --no-daemon -q createPGDB -PdbName=fineract_default
+            PGPASSWORD=postgres psql -h 127.0.0.1 -U root -d postgres -c "CREATE DATABASE fineract_tenants WITH OWNER = root ENCODING = 'UTF8' CONNECTION LIMIT = -1;"
+            PGPASSWORD=postgres psql -h 127.0.0.1 -U root -d postgres -c "CREATE DATABASE fineract_default WITH OWNER = root ENCODING = 'UTF8' CONNECTION LIMIT = -1;"
       - name: Start LocalStack
         env:
           AWS_ENDPOINT_URL: http://localhost:4566
diff --git a/build.gradle b/build.gradle
index cba4529dfe8..bbcebbee505 100644
--- a/build.gradle
+++ b/build.gradle
@@ -1,4 +1,4 @@
-    /**
+/**
  * Licensed to the Apache Software Foundation (ASF) under one
  * or more contributor license agreements. See the NOTICE file
  * distributed with this work for additional information
@@ -87,28 +87,32 @@ buildscript {
 }
 
 plugins {
-    id 'me.qoomon.git-versioning' version '6.4.4'
+    //    id 'org.asciidoctor.jvm.gems' version '3.3.2' apply false
+    //    id 'org.asciidoctor.jvm.revealjs' version '3.3.2' apply false
+    id "com.github.davidmc24.gradle.plugin.avro-base" version "1.9.1" apply false
     id "org.barfuin.gradle.taskinfo" version "2.2.0"
     id 'com.adarshr.test-logger' version '4.0.0'
     id 'com.diffplug.spotless' version '6.25.0' apply false
-    id 'org.nosphere.apache.rat' version '0.8.1' apply false
+    id 'com.github.andygoossens.modernizer' version '1.9.3' apply false
     id 'com.github.hierynomus.license' version '0.16.1' apply false
     id 'com.github.jk1.dependency-license-report' version '2.9' apply false
-    id 'org.zeroturnaround.gradle.jrebel' version '1.2.0' apply false
-    id 'org.springframework.boot' version '3.3.4' apply false
-    id 'net.ltgt.errorprone' version '3.1.0' apply false
-    id 'io.swagger.core.v3.swagger-gradle-plugin' version '2.2.23' apply false
+    id 'com.github.spotbugs' version '6.0.24' apply false
+    id 'com.google.cloud.tools.jib' version '3.4.3' apply false
     id 'com.gorylenko.gradle-git-properties' version '2.4.2' apply false
+    id "io.freefair.lombok" version "8.10.2"
+    id 'io.swagger.core.v3.swagger-gradle-plugin' version '2.2.23' apply false
+    id 'me.qoomon.git-versioning' version '6.4.4'
+    id 'net.ltgt.errorprone' version '3.1.0' apply false
     id 'org.asciidoctor.jvm.convert' version '3.3.2' apply false
+    id 'org.asciidoctor.jvm.epub' version '3.3.2' apply false
     id 'org.asciidoctor.jvm.pdf' version '3.3.2' apply false
-    id 'com.google.cloud.tools.jib' version '3.4.3' apply false
-    id 'org.sonarqube' version '4.4.1.3373'
-    id 'com.github.andygoossens.modernizer' version '1.9.3' apply false
-    // TODO: upgrade to 6.0.4
-    id 'com.github.spotbugs' version '6.0.24' apply false
-    id 'se.thinkcode.cucumber-runner' version '0.0.11' apply false
-    id "com.github.davidmc24.gradle.plugin.avro-base" version "1.9.1" apply false
+    id 'org.asciidoctor.kindlegen.base' version '3.2.0' apply false
+    id 'org.nosphere.apache.rat' version '0.8.1' apply false
     id 'org.openapi.generator' version '7.8.0' apply false
+    id 'org.sonarqube' version '4.4.1.3373' apply false
+    id 'org.springframework.boot' version '3.3.3' apply false
+    id 'org.zeroturnaround.gradle.jrebel' version '1.2.0' apply false
+    id 'se.thinkcode.cucumber-runner' version '0.0.11' apply false
 }
 
 apply from: "${rootDir}/buildSrc/src/main/groovy/org.apache.fineract.release.gradle"
@@ -321,7 +325,6 @@ configure(project.fineractJavaProjects) {
 
     apply plugin: 'java'
     apply plugin: 'idea'
-    apply plugin: 'eclipse'
     apply plugin: 'checkstyle'
     apply plugin: 'jacoco'
     apply plugin: 'net.ltgt.errorprone'
@@ -374,7 +377,7 @@ configure(project.fineractJavaProjects) {
             "-Xlint:overloads",
             "-Xlint:overrides",
             "-Xlint:path",
-            "-Xlint:processing",
+            "-Xlint:-processing",
             "-Xlint:removal",
             "-Xlint:requires-automatic",
             "-Xlint:requires-transitive-automatic",
@@ -682,8 +685,9 @@ configure(project.fineractCustomProjects) {
             exclude(module: "slf4j-api")
         }
 
-        compileOnly('org.projectlombok:lombok')
-        annotationProcessor('org.projectlombok:lombok')
+        compileOnly 'org.projectlombok:lombok'
+        annotationProcessor 'org.projectlombok:lombok'
+
         annotationProcessor('org.mapstruct:mapstruct-processor')
         annotationProcessor('org.springframework.boot:spring-boot-autoconfigure-processor')
         annotationProcessor('org.springframework.boot:spring-boot-configuration-processor')
@@ -802,3 +806,10 @@ task printSourceSetInformation() {
         }
     }
 }
+
+if ('sonarqube' in gradle.startParameter.taskNames) {
+    apply plugin: 'org.sonarqube'
+    tasks.named('sonarqube') {
+        dependsOn build
+    }
+}
diff --git a/config/checkstyle/checkstyle.xml b/config/checkstyle/checkstyle.xml
index 9634f88e778..d4fac8fa5d3 100644
--- a/config/checkstyle/checkstyle.xml
+++ b/config/checkstyle/checkstyle.xml
@@ -20,8 +20,8 @@
 
 -->
 <!DOCTYPE module PUBLIC
-          "-//Puppy Crawl//DTD Check Configuration 1.3//EN"
-          "http://www.puppycrawl.com/dtds/configuration_1_3.dtd">
+        "-//Puppy Crawl//DTD Check Configuration 1.3//EN"
+        "http://www.puppycrawl.com/dtds/configuration_1_3.dtd">
 <module name="Checker">
     <property name="charset" value="UTF-8"/>
     <property name="severity" value="error"/>
@@ -50,21 +50,21 @@
 
 
     <module name="TreeWalker">
-    <module name="ParameterName">
+        <module name="ParameterName">
             <property name="format" value="^[a-z][a-z0-9][a-zA-Z0-9]*$|[a-z]"/>
             <message key="name.invalidPattern"
-             value="Parameter name ''{0}'' must match pattern ''{1}''."/>
-    </module>
-    <module name="SeparatorWrap">
+                     value="Parameter name ''{0}'' must match pattern ''{1}''."/>
+        </module>
+        <module name="SeparatorWrap">
             <property name="tokens" value="DOT"/>
             <property name="option" value="nl"/>
-    </module>
-    <module name="com.github.sevntu.checkstyle.checks.coding.AvoidHidingCauseExceptionCheck" />
-    <module name="SuppressWarningsHolder" />
-    <module name="RegexpSinglelineJava">
+        </module>
+        <module name="com.github.sevntu.checkstyle.checks.coding.AvoidHidingCauseExceptionCheck"/>
+        <module name="SuppressWarningsHolder"/>
+        <module name="RegexpSinglelineJava">
             <property name="format" value="System\.(out)|(err)\.print(ln)?\("/>
             <property name="message" value="Line contains console output."/>
-            <property name="ignoreComments" value="false" />
+            <property name="ignoreComments" value="false"/>
         </module>
         <module name="EqualsHashCode"/>
         <module name="FinalClass"/>
@@ -74,12 +74,12 @@
         </module>
         <module name="NoFinalizer"/>
         <module name="FallThrough"/>
-        <module name="IllegalThrows" />
+        <module name="IllegalThrows"/>
         <module name="RedundantImport"/>
         <module name="UnusedImports"/>
         <module name="AvoidStarImport"/>
-        <module name="LeftCurly" />
-         <module name="AnnotationLocation">
+        <module name="LeftCurly"/>
+        <module name="AnnotationLocation">
             <property name="tokens" value="CLASS_DEF, INTERFACE_DEF, ENUM_DEF, METHOD_DEF, CTOR_DEF"/>
         </module>
         <module name="CustomImportOrder">
@@ -96,29 +96,29 @@
             <property name="tokens" value="CLASS_DEF, METHOD_DEF, CTOR_DEF, LITERAL_FOR, STATIC_INIT, INSTANCE_INIT"/>
         </module>
         <module name="com.github.sevntu.checkstyle.checks.coding.ForbidCertainImportsCheck">
-            <property name="packageNameRegexp" value=".*" />
-            <property name="forbiddenImportsRegexp" value="com.google.common.base.Charsets" />
-            <property name="forbiddenImportsExcludesRegexp" value="" />
-            <message key="forbid.certain.imports" value="Use ''java.nio.charset.StandardCharsets'' instead of ''{0}''" />
+            <property name="packageNameRegexp" value=".*"/>
+            <property name="forbiddenImportsRegexp" value="com.google.common.base.Charsets"/>
+            <property name="forbiddenImportsExcludesRegexp" value=""/>
+            <message key="forbid.certain.imports" value="Use ''java.nio.charset.StandardCharsets'' instead of ''{0}''"/>
         </module>
-           <module name="OneStatementPerLine"/>
-           <module name="EmptyStatement"/>
-         <module name="EmptyCatchBlock">
+        <module name="OneStatementPerLine"/>
+        <module name="EmptyStatement"/>
+        <module name="EmptyCatchBlock">
             <property name="exceptionVariableName" value="expected|ignore"/>
         </module>
-             <module name="RegexpSinglelineJava">
+        <module name="RegexpSinglelineJava">
             <property name="format" value="\.printStackTrace?\("/>
             <property name="message" value="Line contains printStacktrace()."/>
-            <property name="ignoreComments" value="false" />
-            </module>
+            <property name="ignoreComments" value="false"/>
+        </module>
         <module name="TypeName">
             <message key="name.invalidPattern"
-             value="Type name ''{0}'' must match pattern ''{1}''."/>
+                     value="Type name ''{0}'' must match pattern ''{1}''."/>
         </module>
-            <module name="MethodTypeParameterName">
+        <module name="MethodTypeParameterName">
             <property name="format" value="(^[A-Z][0-9]?)$|([A-Z][a-zA-Z0-9]*[T]$)"/>
             <message key="name.invalidPattern"
-             value="Method type name ''{0}'' must match pattern ''{1}''."/>
+                     value="Method type name ''{0}'' must match pattern ''{1}''."/>
         </module>
         <module name="EmptyLineSeparator">
             <property name="allowNoEmptyLineBetweenFields" value="true"/>
@@ -129,14 +129,14 @@
         <module name="PackageName">
             <property name="format" value="^[a-z]+(\.[a-z][a-z0-9_]*)*$"/>
             <message key="name.invalidPattern"
-             value="Package name ''{0}'' must match pattern ''{1}''."/>
+                     value="Package name ''{0}'' must match pattern ''{1}''."/>
         </module>
         <module name="OuterTypeFilename"/>
         <module name="AnnotationLocation">
             <property name="tokens" value="VARIABLE_DEF"/>
             <property name="allowSamelineMultipleAnnotations" value="true"/>
         </module>
-         <module name="AvoidEscapedUnicodeCharacters">
+        <module name="AvoidEscapedUnicodeCharacters">
             <property name="allowEscapesForControlCharacters" value="true"/>
             <property name="allowByTailComment" value="true"/>
             <property name="allowNonPrintableEscapes" value="true"/>
@@ -145,78 +145,78 @@
             <property name="option" value="TEXT"/>
             <property name="tokens" value="LITERAL_TRY, LITERAL_FINALLY, LITERAL_IF, LITERAL_ELSE, LITERAL_SWITCH"/>
         </module>
-          <module name="UpperEll"/>
-          <module name="NeedBraces"/>
-          <module name="MethodParamPad"/>
-          <module name="ArrayTypeStyle"/>
-          <module name="NoLineWrap"/>
-         <module name="IllegalTokenText">
+        <module name="UpperEll"/>
+        <module name="NeedBraces"/>
+        <module name="MethodParamPad"/>
+        <module name="ArrayTypeStyle"/>
+        <module name="NoLineWrap"/>
+        <module name="IllegalTokenText">
             <property name="tokens" value="STRING_LITERAL, CHAR_LITERAL"/>
             <property name="format" value="\\u00(08|09|0(a|A)|0(c|C)|0(d|D)|22|27|5(C|c))|\\(0(10|11|12|14|15|42|47)|134)"/>
             <property name="message" value="Avoid using corresponding octal or Unicode escape."/>
         </module>
-          <module name="GenericWhitespace">
+        <module name="GenericWhitespace">
             <message key="ws.followed"
-             value="GenericWhitespace ''{0}'' is followed by whitespace."/>
-             <message key="ws.preceded"
-             value="GenericWhitespace ''{0}'' is preceded with whitespace."/>
-             <message key="ws.illegalFollow"
-             value="GenericWhitespace ''{0}'' should followed by whitespace."/>
-             <message key="ws.notPreceded"
-             value="GenericWhitespace ''{0}'' is not preceded with whitespace."/>
+                     value="GenericWhitespace ''{0}'' is followed by whitespace."/>
+            <message key="ws.preceded"
+                     value="GenericWhitespace ''{0}'' is preceded with whitespace."/>
+            <message key="ws.illegalFollow"
+                     value="GenericWhitespace ''{0}'' should followed by whitespace."/>
+            <message key="ws.notPreceded"
+                     value="GenericWhitespace ''{0}'' is not preceded with whitespace."/>
         </module>
         <module name="HideUtilityClassConstructor"/>
-          <module name="OneTopLevelClass"/>
+        <module name="OneTopLevelClass"/>
         <module name="MethodName">
             <property name="format" value="^[a-z][a-zA-Z0-9_]*$"/>
             <message key="name.invalidPattern"
-             value="Method name ''{0}'' must match pattern ''{1}''."/>
+                     value="Method name ''{0}'' must match pattern ''{1}''."/>
         </module>
-                <module name="ClassTypeParameterName">
+        <module name="ClassTypeParameterName">
             <property name="format" value="(^[A-Z][0-9]?)$|([A-Z][a-zA-Z0-9]*[T]$)"/>
             <message key="name.invalidPattern"
-             value="Class type name ''{0}'' must match pattern ''{1}''."/>
+                     value="Class type name ''{0}'' must match pattern ''{1}''."/>
         </module>
-          <module name="MutableException"/>
-            <module name="WhitespaceAround">
+        <module name="MutableException"/>
+        <module name="WhitespaceAround">
             <property name="allowEmptyConstructors" value="true"/>
             <property name="allowEmptyMethods" value="true"/>
             <property name="allowEmptyTypes" value="true"/>
             <property name="allowEmptyLoops" value="true"/>
             <message key="ws.notFollowed"
-             value="WhitespaceAround: ''{0}'' is not followed by whitespace."/>
-             <message key="ws.notPreceded"
-             value="WhitespaceAround: ''{0}'' is not preceded with whitespace."/>
+                     value="WhitespaceAround: ''{0}'' is not followed by whitespace."/>
+            <message key="ws.notPreceded"
+                     value="WhitespaceAround: ''{0}'' is not preceded with whitespace."/>
         </module>
         <module name="MemberName">
             <property name="format" value="^[a-z][a-z0-9][a-zA-Z0-9]*$"/>
             <message key="name.invalidPattern"
-             value="Member name ''{0}'' must match pattern ''{1}''."/>
+                     value="Member name ''{0}'' must match pattern ''{1}''."/>
         </module>
         <module name="RedundantModifier"/>
-        <module name="ParenPad" />
+        <module name="ParenPad"/>
         <module name="ModifierOrder"/>
-                <module name="LocalVariableName">
+        <module name="LocalVariableName">
             <property name="tokens" value="VARIABLE_DEF"/>
             <property name="format" value="^[a-z][a-z0-9][a-zA-Z0-9]*$|[a-z]"/>
             <property name="allowOneCharVarInForLoop" value="true"/>
             <message key="name.invalidPattern"
-             value="Local variable name ''{0}'' must match pattern ''{1}''."/>
+                     value="Local variable name ''{0}'' must match pattern ''{1}''."/>
         </module>
         <module name="AvoidNoArgumentSuperConstructorCall"/>
         <module name="AvoidDoubleBraceInitialization"/>
-<!-- TODO Enable many more checks (go about this one by one, step by step, raise separate PRs fixing and then enforcing):
+        <!-- TODO Enable many more checks (go about this one by one, step by step, raise separate PRs fixing and then enforcing):
 
-        <module name="HiddenField">
-            <property name="ignoreAbstractMethods" value="true" />
-            <property name="ignoreConstructorParameter" value="true" />
-            <property name="ignoreSetter" value="true" />
-            <property name="setterCanReturnItsClass" value="true" />
-        </module>
+                <module name="HiddenField">
+                    <property name="ignoreAbstractMethods" value="true" />
+                    <property name="ignoreConstructorParameter" value="true" />
+                    <property name="ignoreSetter" value="true" />
+                    <property name="setterCanReturnItsClass" value="true" />
+                </module>
 
 
-        < ! - - TODO Checks for Exception Handling Anti-Patterns - - >
-        <module name="IllegalCatch"/>
+                < ! - - TODO Checks for Exception Handling Anti-Patterns - - >
+                <module name="IllegalCatch"/>
 
 
 
@@ -244,38 +244,38 @@
 
 
 
-        <module name="ConstantName" />
+                <module name="ConstantName" />
 
 
-        <module name="AbbreviationAsWordInName">
-            <property name="ignoreFinal" value="false"/>
-            <property name="allowedAbbreviationLength" value="4"/>
-        </module>
-        <module name="OverloadMethodsDeclarationOrder"/>
-        <module name="VariableDeclarationUsageDistance"/>
+                <module name="AbbreviationAsWordInName">
+                    <property name="ignoreFinal" value="false"/>
+                    <property name="allowedAbbreviationLength" value="4"/>
+                </module>
+                <module name="OverloadMethodsDeclarationOrder"/>
+                <module name="VariableDeclarationUsageDistance"/>
 
 
-        <! - - Enable some JavaDoc validation (requires quite a lot of manual clean up work; not a top priority for initial Checkstyle adoption - ->
-        <module name="JavadocTagContinuationIndentation"/>
-        <module name="SummaryJavadocCheck">
-            <property name="forbiddenSummaryFragments" value="^@return the *|^This method returns |^A [{]@code [a-zA-Z0-9]+[}]( is a )"/>
-        </module>
-        <module name="JavadocStyle">
-            < ! - - Do NOT 'scope' this one; any JavaDoc (public/protected/private) IFF present, should be style checked. - - >
-            <property name="checkEmptyJavadoc" value="true" />
-            <property name="tokens" value="ANNOTATION_DEF, ANNOTATION_FIELD_DEF, CLASS_DEF, CTOR_DEF, ENUM_CONSTANT_DEF, ENUM_DEF, INTERFACE_DEF, METHOD_DEF, VARIABLE_DEF"/>
-        </module>
-        <module name="SingleLineJavadoc"/>
-        <module name="NonEmptyAtclauseDescription"/>
-        <module name="AtclauseOrder">
-            <property name="tagOrder" value="@param, @return, @throws, @deprecated"/>
-            <property name="target" value="CLASS_DEF, INTERFACE_DEF, ENUM_DEF, METHOD_DEF, CTOR_DEF, VARIABLE_DEF"/>
-        </module>
-        < ! - - TODO Enable proper JavaDoc paragraphs (requires removing /** from all license headers) - - >
-        <module name="JavadocParagraph">
-            <property name="allowNewlineParagraph" value="false"/>
-        </module>
--->
+                <! - - Enable some JavaDoc validation (requires quite a lot of manual clean up work; not a top priority for initial Checkstyle adoption - ->
+                <module name="JavadocTagContinuationIndentation"/>
+                <module name="SummaryJavadocCheck">
+                    <property name="forbiddenSummaryFragments" value="^@return the *|^This method returns |^A [{]@code [a-zA-Z0-9]+[}]( is a )"/>
+                </module>
+                <module name="JavadocStyle">
+                    < ! - - Do NOT 'scope' this one; any JavaDoc (public/protected/private) IFF present, should be style checked. - - >
+                    <property name="checkEmptyJavadoc" value="true" />
+                    <property name="tokens" value="ANNOTATION_DEF, ANNOTATION_FIELD_DEF, CLASS_DEF, CTOR_DEF, ENUM_CONSTANT_DEF, ENUM_DEF, INTERFACE_DEF, METHOD_DEF, VARIABLE_DEF"/>
+                </module>
+                <module name="SingleLineJavadoc"/>
+                <module name="NonEmptyAtclauseDescription"/>
+                <module name="AtclauseOrder">
+                    <property name="tagOrder" value="@param, @return, @throws, @deprecated"/>
+                    <property name="target" value="CLASS_DEF, INTERFACE_DEF, ENUM_DEF, METHOD_DEF, CTOR_DEF, VARIABLE_DEF"/>
+                </module>
+                < ! - - TODO Enable proper JavaDoc paragraphs (requires removing /** from all license headers) - - >
+                <module name="JavadocParagraph">
+                    <property name="allowNewlineParagraph" value="false"/>
+                </module>
+        -->
     </module>
     <!-- NB, PS: This entire custom Checkstyle configuration originally came from (EPL'd)
          https://github.com/opendaylight/odlparent/blob/master/checkstyle/src/main/resources/odl_checks.xml
diff --git a/fineract-avro-schemas/build.gradle.kts b/fineract-avro-schemas/build.gradle.kts
new file mode 100644
index 00000000000..162c8e2e032
--- /dev/null
+++ b/fineract-avro-schemas/build.gradle.kts
@@ -0,0 +1,209 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+// TODO: @vidakovic we should publish this lib to Maven Central; do in separate PR
+
+plugins {
+    java 
+    id("com.github.davidmc24.gradle.plugin.avro-base") version "1.9.1"
+}
+
+description = "Fineract Avro Schemas"
+
+java {
+    sourceCompatibility = JavaVersion.VERSION_1_8
+    targetCompatibility = JavaVersion.VERSION_1_8
+}
+
+dependencies {
+    implementation("org.apache.avro:avro")
+}
+
+tasks.withType<JavaCompile> {
+    options.compilerArgs.add("-Werror")
+}
+
+val avroSourceDir = "$projectDir/src/main/avro"
+val avroPreProcessedDir = layout.buildDirectory.dir("generated/avro/src/main/avro")
+val avroGeneratedSourcesDir = layout.buildDirectory.dir("generated-src/avro/main")
+
+tasks.register("preprocessAvroSchemas") {
+    inputs.dir(avroSourceDir)
+    outputs.dir(avroPreProcessedDir)
+
+    doFirst {
+        println("Preprocessing Avro schemas from $avroSourceDir to $avroPreProcessedDir")
+        file(avroPreProcessedDir).mkdirs()
+    }
+
+    doLast {
+        copy {
+            from(avroSourceDir)
+            into(avroPreProcessedDir)
+            filter { line: String ->
+                line.replace("\"bigdecimal\"", file("$projectDir/src/main/resources/avro-templates/bigdecimal.avsc").readText(Charsets.UTF_8))
+            }
+        }
+        println("Preprocessing complete. Files in target directory: ${file(avroPreProcessedDir).list()?.joinToString()}")
+    }
+}
+
+tasks.register<com.github.davidmc24.gradle.plugin.avro.GenerateAvroJavaTask>("generateAvroJava") {
+    dependsOn("preprocessAvroSchemas")
+    inputs.dir(avroPreProcessedDir)
+    outputs.dir(avroGeneratedSourcesDir)
+
+    source(avroPreProcessedDir)
+    setOutputDir(file(avroGeneratedSourcesDir))
+
+    doFirst {
+        println("Generating Avro Java classes from $avroPreProcessedDir to $avroGeneratedSourcesDir")
+        file(avroGeneratedSourcesDir).mkdirs()
+    }
+
+    doLast {
+        println("Generation complete. Generated files: ${file(avroGeneratedSourcesDir).walk().filter { it.isFile }.joinToString()}")
+    }
+}
+
+avro {
+    templateDirectory = "$projectDir/src/main/resources/avro-generator-templates/"
+}
+
+sourceSets {
+    main {
+        java {
+            srcDir(avroGeneratedSourcesDir)
+        }
+    }
+}
+
+spotless {
+    json {
+        target("**/*.avsc")
+        simple()
+    }
+}
+
+tasks.withType<Checkstyle> {
+    exclude("**")
+}
+
+gradle.projectsEvaluated {
+    tasks.named("generateAvroJava") {
+        outputs.dir(avroGeneratedSourcesDir)
+        outputs.cacheIf { false }
+    }
+}
+
+tasks.named("processResources") {
+    dependsOn("generateAvroJava")
+    mustRunAfter("generateAvroJava")
+}
+
+tasks.named("compileJava") {
+    dependsOn("generateAvroJava")
+    mustRunAfter("generateAvroJava")
+    inputs.dir(avroPreProcessedDir)
+    outputs.dir(avroGeneratedSourcesDir)
+    doFirst {
+        // Ensure the directory exists
+        file(avroGeneratedSourcesDir).mkdirs()
+    }
+}
+
+tasks.named("jar") {
+    dependsOn("compileJava")
+    mustRunAfter("compileJava")
+    inputs.dir(avroGeneratedSourcesDir)
+}
+
+allprojects {
+    tasks.all {
+        outputs.upToDateWhen { false }
+    }
+}
+
+tasks.register("cleanGeneratedSources") {
+    delete(avroPreProcessedDir, avroGeneratedSourcesDir)
+}
+
+tasks.named("clean") {
+    dependsOn("cleanGeneratedSources")
+}
+
+tasks.named("licenseMain") {
+    dependsOn(tasks.named("generateAvroJava"))
+    dependsOn(tasks.named("compileJava"))
+    mustRunAfter("compileJava")
+}
+
+tasks.withType<JavaCompile>().configureEach {
+    options.isIncremental = false
+}
+
+// Custom task to ensure Avro generation is complete
+tasks.register("ensureAvroGenerated") {
+    dependsOn("generateAvroJava")
+    
+    doFirst {
+        println("Verifying Avro generation...")
+        val outputDir = layout.buildDirectory.dir("generated-src/avro/main").get().asFile
+        println("Output directory exists: ${outputDir.exists()}")
+        println("Output directory contents: ${outputDir.walk().filter { it.isFile }.joinToString()}")
+    }
+    
+    doLast {
+        val outputDir = layout.buildDirectory.dir("generated-src/avro/main").get().asFile
+        if (!outputDir.exists() || outputDir.list()?.isEmpty() != false) {
+            throw GradleException("Avro sources were not generated properly in $outputDir")
+        }
+        
+        // Verify specific expected files exist
+        val expectedFile = layout.buildDirectory.file("generated-src/avro/main/org/apache/fineract/avro/BulkMessageItemV1.java").get().asFile
+        if (!expectedFile.exists()) {
+            println("Failed to find $expectedFile")
+            println("Directory contents:")
+            outputDir.walk().forEach { println(it) }
+            throw GradleException("Critical Avro file BulkMessageItemV1.java was not generated")
+        }
+        println("Avro generation verification complete - all required files present")
+    }
+}
+
+tasks.named("compileJava") {
+    dependsOn("ensureAvroGenerated")
+    mustRunAfter("ensureAvroGenerated")
+    inputs.dir(avroPreProcessedDir)
+    outputs.dir(layout.buildDirectory.dir("generated-src/avro/main"))
+    outputs.cacheIf { false }
+}
+
+tasks.named("jar") {
+    dependsOn("compileJava")
+    mustRunAfter("compileJava")
+    inputs.dir(layout.buildDirectory.dir("generated-src/avro/main"))
+    outputs.cacheIf { false }
+}
+
+// Disable all task caching
+allprojects {
+    tasks.all {
+        outputs.cacheIf { false }
+    }
+}
diff --git a/fineract-avro-schemas/build.gradle b/fineract-avro-schemas/build.gradle.off
similarity index 100%
rename from fineract-avro-schemas/build.gradle
rename to fineract-avro-schemas/build.gradle.off
diff --git a/fineract-avro-schemas/dependencies.gradle b/fineract-avro-schemas/dependencies.gradle
deleted file mode 100644
index aac8795c3be..00000000000
--- a/fineract-avro-schemas/dependencies.gradle
+++ /dev/null
@@ -1,21 +0,0 @@
-/**
- * Licensed to the Apache Software Foundation (ASF) under one
- * or more contributor license agreements. See the NOTICE file
- * distributed with this work for additional information
- * regarding copyright ownership. The ASF licenses this file
- * to you under the Apache License, Version 2.0 (the
- * "License"); you may not use this file except in compliance
- * with the License. You may obtain a copy of the License at
- *
- * http://www.apache.org/licenses/LICENSE-2.0
- *
- * Unless required by applicable law or agreed to in writing,
- * software distributed under the License is distributed on an
- * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
- * KIND, either express or implied. See the License for the
- * specific language governing permissions and limitations
- * under the License.
- */
-dependencies {
-    implementation('org.apache.avro:avro')
-}
diff --git a/fineract-core/dependencies.gradle b/fineract-core/dependencies.gradle
index b7bab1d2c78..0d950685fbc 100644
--- a/fineract-core/dependencies.gradle
+++ b/fineract-core/dependencies.gradle
@@ -125,7 +125,32 @@ dependencies {
     }
     testImplementation ('org.mockito:mockito-inline')
     implementation('org.apache.avro:avro')
-    implementation(
-            project(path: ':fineract-avro-schemas')
-            )
+}
+
+// Force evaluation of avro-schemas first
+evaluationDependsOn(':fineract-avro-schemas')
+
+gradle.projectsEvaluated {
+    // Ensure Avro classes are generated before compilation
+    tasks.compileJava {
+        dependsOn(':fineract-avro-schemas:ensureAvroGenerated')
+        mustRunAfter(':fineract-avro-schemas:ensureAvroGenerated')
+        outputs.upToDateWhen { false }
+
+        doFirst {
+            // Double check that the required Avro class exists
+            def avroFile = project(':fineract-avro-schemas').layout.buildDirectory
+                    .file("generated-src/avro/main/org/apache/fineract/avro/BulkMessageItemV1.java")
+                    .get().asFile
+            if (!avroFile.exists()) {
+                throw new GradleException("Required Avro class BulkMessageItemV1.java not found at ${avroFile.absolutePath}. Build will fail.")
+            }
+        }
+    }
+
+    // Add explicit dependency on schema compilation
+    tasks.classes {
+        dependsOn(':fineract-avro-schemas:jar')
+        mustRunAfter(':fineract-avro-schemas:ensureAvroGenerated')
+    }
 }
diff --git a/fineract-e2e-tests-core/build.gradle b/fineract-e2e-tests-core/build.gradle
index 1d147980415..7183da8f683 100644
--- a/fineract-e2e-tests-core/build.gradle
+++ b/fineract-e2e-tests-core/build.gradle
@@ -21,6 +21,8 @@ plugins {
     id 'java'
 }
 
+apply plugin: 'io.freefair.lombok'
+
 repositories {
     mavenCentral()
 }
@@ -51,9 +53,6 @@ dependencies {
     testImplementation 'org.junit.jupiter:junit-jupiter-api:5.11.2'
     testImplementation 'org.junit.jupiter:junit-jupiter:5.11.2'
 
-    testCompileOnly 'org.projectlombok:lombok:1.18.34'
-    testAnnotationProcessor 'org.projectlombok:lombok:1.18.34'
-
     testImplementation "ch.qos.logback:logback-core:1.5.10"
     testImplementation "ch.qos.logback:logback-classic:1.5.10"
 
diff --git a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
index 82972057dae..4408de24920 100644
--- a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
+++ b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
@@ -69,7 +69,9 @@ public enum DefaultLoanProduct implements LoanProduct {
     LP1_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL, //
     LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL, //
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM, //
-    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT_STRATEGY;//
+    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT_STRATEGY, //
+    LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION, //
+    ;
 
     @Override
     public String getName() {
diff --git a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
index 0fecd42a66f..09a4f02e0cb 100644
--- a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+++ b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
@@ -990,6 +990,28 @@ public void initialize() throws Exception {
         TestContext.INSTANCE.set(
                 TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT,
                 loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyTillPrecloseLastInstallmentResponse);
+
+        // LP2 with progressive loan schedule + horizontal + interest EMI + actual/actual + interest refund with
+        // Merchant issued and Payment refund + interest recalculation
+        // (LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION)
+        String name48 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION.getName();
+        PostLoanProductsRequest loanProductsRequestLP2AdvancedpaymentInterestEmiActualActualInterestRefundRecalculation = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP2Emi()//
+                .isInterestRecalculationEnabled(true)//
+                .preClosureInterestCalculationStrategy(1)//
+                .rescheduleStrategyMethod(4)//
+                .interestRecalculationCompoundingMethod(0)//
+                .recalculationRestFrequencyType(2)//
+                .recalculationRestFrequencyInterval(1)//
+                .name(name48)//
+                .supportedInterestRefundTypes(Arrays.asList("MERCHANT_ISSUED_REFUND", "PAYOUT_REFUND"))//
+                .paymentAllocation(List.of(//
+                        createPaymentAllocation("DEFAULT", "LAST_INSTALLMENT")));//
+        Response<PostLoanProductsResponse> responseLoanProductsRequestLP2AdvancedpaymentInterestEmiActualActualInterestRefundInterestRecalculation = loanProductsApi
+                .createLoanProduct(loanProductsRequestLP2AdvancedpaymentInterestEmiActualActualInterestRefundRecalculation).execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION,
+                responseLoanProductsRequestLP2AdvancedpaymentInterestEmiActualActualInterestRefundInterestRecalculation);
     }
 
     public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
diff --git a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java
index 6fa3f649dfb..62c01d5926a 100644
--- a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java
+++ b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java
@@ -22,6 +22,7 @@
 import static org.assertj.core.api.Assertions.assertThat;
 import static org.awaitility.Awaitility.await;
 import static org.junit.Assert.assertNotNull;
+import static org.junit.jupiter.api.Assertions.assertTrue;
 
 import com.google.gson.Gson;
 import edu.umd.cs.findbugs.annotations.SuppressFBWarnings;
@@ -41,6 +42,7 @@
 import java.util.List;
 import java.util.Map;
 import java.util.Objects;
+import java.util.Optional;
 import java.util.UUID;
 import java.util.concurrent.TimeUnit;
 import java.util.stream.Collectors;
@@ -56,6 +58,7 @@
 import org.apache.fineract.client.models.GetLoansLoanIdLoanChargeData;
 import org.apache.fineract.client.models.GetLoansLoanIdLoanChargePaidByData;
 import org.apache.fineract.client.models.GetLoansLoanIdLoanTermVariations;
+import org.apache.fineract.client.models.GetLoansLoanIdLoanTransactionRelation;
 import org.apache.fineract.client.models.GetLoansLoanIdRepaymentPeriod;
 import org.apache.fineract.client.models.GetLoansLoanIdRepaymentSchedule;
 import org.apache.fineract.client.models.GetLoansLoanIdResponse;
@@ -399,6 +402,302 @@ public void createFullyCustomizedLoanWithEmi(final DataTable table) throws IOExc
         createCustomizedLoan(data.get(1), true);
     }
 
+    @When("Admin creates a fully customized loan with forced disabled downpayment with the following data:")
+    public void createFullyCustomizedLoanWithForcedDisabledDownpayment(DataTable table) throws IOException {
+        List<List<String>> data = table.asLists();
+        List<String> loanData = data.get(1);
+        String loanProduct = loanData.get(0);
+        String submitDate = loanData.get(1);
+        String principal = loanData.get(2);
+        BigDecimal interestRate = new BigDecimal(loanData.get(3));
+        String interestType = loanData.get(4);
+        String interestCalculationPeriod = loanData.get(5);
+        String amortizationType = loanData.get(6);
+        Integer loanTermFrequency = Integer.valueOf(loanData.get(7));
+        String loanTermFrequencyType = loanData.get(8);
+        Integer repaymentFrequency = Integer.valueOf(loanData.get(9));
+        String repaymentFrequencyType = loanData.get(10);
+        Integer numberOfRepayments = Integer.valueOf(loanData.get(11));
+        Integer graceOnPrincipalPayment = Integer.valueOf(loanData.get(12));
+        Integer graceOnInterestPayment = Integer.valueOf(loanData.get(13));
+        Integer graceOnInterestCharged = Integer.valueOf(loanData.get(14));
+        String transactionProcessingStrategyCode = loanData.get(15);
+
+        Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
+        Long clientId = clientResponse.body().getClientId();
+
+        DefaultLoanProduct product = DefaultLoanProduct.valueOf(loanProduct);
+        Long loanProductId = loanProductResolver.resolve(product);
+
+        LoanTermFrequencyType termFrequencyType = LoanTermFrequencyType.valueOf(loanTermFrequencyType);
+        Integer loanTermFrequencyTypeValue = termFrequencyType.getValue();
+
+        RepaymentFrequencyType repaymentFrequencyType1 = RepaymentFrequencyType.valueOf(repaymentFrequencyType);
+        Integer repaymentFrequencyTypeValue = repaymentFrequencyType1.getValue();
+
+        InterestType interestType1 = InterestType.valueOf(interestType);
+        Integer interestTypeValue = interestType1.getValue();
+
+        InterestCalculationPeriodTime interestCalculationPeriod1 = InterestCalculationPeriodTime.valueOf(interestCalculationPeriod);
+        Integer interestCalculationPeriodValue = interestCalculationPeriod1.getValue();
+
+        AmortizationType amortizationType1 = AmortizationType.valueOf(amortizationType);
+        Integer amortizationTypeValue = amortizationType1.getValue();
+
+        TransactionProcessingStrategyCode processingStrategyCode = TransactionProcessingStrategyCode
+                .valueOf(transactionProcessingStrategyCode);
+        String transactionProcessingStrategyCodeValue = processingStrategyCode.getValue();
+
+        PostLoansRequest loansRequest = loanRequestFactory.defaultLoansRequest(clientId)//
+                .productId(loanProductId)//
+                .principal(new BigDecimal(principal))//
+                .interestRatePerPeriod(interestRate)//
+                .enableDownPayment(false)//
+                .interestType(interestTypeValue)//
+                .interestCalculationPeriodType(interestCalculationPeriodValue)//
+                .amortizationType(amortizationTypeValue)//
+                .loanTermFrequency(loanTermFrequency)//
+                .loanTermFrequencyType(loanTermFrequencyTypeValue)//
+                .numberOfRepayments(numberOfRepayments)//
+                .repaymentEvery(repaymentFrequency)//
+                .repaymentFrequencyType(repaymentFrequencyTypeValue)//
+                .submittedOnDate(submitDate)//
+                .expectedDisbursementDate(submitDate)//
+                .graceOnPrincipalPayment(graceOnPrincipalPayment)//
+                .graceOnInterestPayment(graceOnInterestPayment)//
+                .graceOnInterestPayment(graceOnInterestCharged).transactionProcessingStrategyCode(transactionProcessingStrategyCodeValue);//
+
+        Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
+        testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
+
+        ErrorHelper.checkSuccessfulApiCall(response);
+        eventCheckHelper.createLoanEventCheck(response);
+    }
+
+    @Then("Admin fails to create a fully customized loan with forced enabled downpayment with the following data:")
+    public void createFullyCustomizedLoanWithForcedEnabledDownpayment(DataTable table) throws IOException {
+        List<List<String>> data = table.asLists();
+        List<String> loanData = data.get(1);
+        String loanProduct = loanData.get(0);
+        String submitDate = loanData.get(1);
+        String principal = loanData.get(2);
+        BigDecimal interestRate = new BigDecimal(loanData.get(3));
+        String interestType = loanData.get(4);
+        String interestCalculationPeriod = loanData.get(5);
+        String amortizationType = loanData.get(6);
+        Integer loanTermFrequency = Integer.valueOf(loanData.get(7));
+        String loanTermFrequencyType = loanData.get(8);
+        Integer repaymentFrequency = Integer.valueOf(loanData.get(9));
+        String repaymentFrequencyType = loanData.get(10);
+        Integer numberOfRepayments = Integer.valueOf(loanData.get(11));
+        Integer graceOnPrincipalPayment = Integer.valueOf(loanData.get(12));
+        Integer graceOnInterestPayment = Integer.valueOf(loanData.get(13));
+        Integer graceOnInterestCharged = Integer.valueOf(loanData.get(14));
+        String transactionProcessingStrategyCode = loanData.get(15);
+
+        Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
+        Long clientId = clientResponse.body().getClientId();
+
+        DefaultLoanProduct product = DefaultLoanProduct.valueOf(loanProduct);
+        Long loanProductId = loanProductResolver.resolve(product);
+
+        LoanTermFrequencyType termFrequencyType = LoanTermFrequencyType.valueOf(loanTermFrequencyType);
+        Integer loanTermFrequencyTypeValue = termFrequencyType.getValue();
+
+        RepaymentFrequencyType repaymentFrequencyType1 = RepaymentFrequencyType.valueOf(repaymentFrequencyType);
+        Integer repaymentFrequencyTypeValue = repaymentFrequencyType1.getValue();
+
+        InterestType interestType1 = InterestType.valueOf(interestType);
+        Integer interestTypeValue = interestType1.getValue();
+
+        InterestCalculationPeriodTime interestCalculationPeriod1 = InterestCalculationPeriodTime.valueOf(interestCalculationPeriod);
+        Integer interestCalculationPeriodValue = interestCalculationPeriod1.getValue();
+
+        AmortizationType amortizationType1 = AmortizationType.valueOf(amortizationType);
+        Integer amortizationTypeValue = amortizationType1.getValue();
+
+        TransactionProcessingStrategyCode processingStrategyCode = TransactionProcessingStrategyCode
+                .valueOf(transactionProcessingStrategyCode);
+        String transactionProcessingStrategyCodeValue = processingStrategyCode.getValue();
+
+        PostLoansRequest loansRequest = loanRequestFactory.defaultLoansRequest(clientId)//
+                .productId(loanProductId)//
+                .principal(new BigDecimal(principal))//
+                .interestRatePerPeriod(interestRate)//
+                .enableDownPayment(true)//
+                .interestType(interestTypeValue)//
+                .interestCalculationPeriodType(interestCalculationPeriodValue)//
+                .amortizationType(amortizationTypeValue)//
+                .loanTermFrequency(loanTermFrequency)//
+                .loanTermFrequencyType(loanTermFrequencyTypeValue)//
+                .numberOfRepayments(numberOfRepayments)//
+                .repaymentEvery(repaymentFrequency)//
+                .repaymentFrequencyType(repaymentFrequencyTypeValue)//
+                .submittedOnDate(submitDate)//
+                .expectedDisbursementDate(submitDate)//
+                .graceOnPrincipalPayment(graceOnPrincipalPayment)//
+                .graceOnInterestPayment(graceOnInterestPayment)//
+                .graceOnInterestPayment(graceOnInterestCharged).transactionProcessingStrategyCode(transactionProcessingStrategyCodeValue);//
+
+        Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
+        testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
+
+        ErrorResponse errorDetails = ErrorResponse.from(response);
+        Integer errorCode = errorDetails.getHttpStatusCode();
+        String errorMessage = errorDetails.getSingleError().getDeveloperMessage();
+        assertThat(errorCode).as(ErrorMessageHelper.dateFailureErrorCodeMsg()).isEqualTo(403);
+        assertThat(errorMessage).isEqualTo(ErrorMessageHelper.downpaymentDisabledOnProductErrorCodeMsg());
+
+        log.info("Error code: {}", errorCode);
+        log.info("Error message: {}}", errorMessage);
+    }
+
+    @When("Admin creates a fully customized loan with auto downpayment {double}% and with the following data:")
+    public void createFullyCustomizedLoanWithAutoDownpayment15(double percentage, DataTable table) throws IOException {
+        List<List<String>> data = table.asLists();
+        List<String> loanData = data.get(1);
+        String loanProduct = loanData.get(0);
+        String submitDate = loanData.get(1);
+        String principal = loanData.get(2);
+        BigDecimal interestRate = new BigDecimal(loanData.get(3));
+        String interestType = loanData.get(4);
+        String interestCalculationPeriod = loanData.get(5);
+        String amortizationType = loanData.get(6);
+        Integer loanTermFrequency = Integer.valueOf(loanData.get(7));
+        String loanTermFrequencyType = loanData.get(8);
+        Integer repaymentFrequency = Integer.valueOf(loanData.get(9));
+        String repaymentFrequencyType = loanData.get(10);
+        Integer numberOfRepayments = Integer.valueOf(loanData.get(11));
+        Integer graceOnPrincipalPayment = Integer.valueOf(loanData.get(12));
+        Integer graceOnInterestPayment = Integer.valueOf(loanData.get(13));
+        Integer graceOnInterestCharged = Integer.valueOf(loanData.get(14));
+        String transactionProcessingStrategyCode = loanData.get(15);
+
+        Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
+        Long clientId = clientResponse.body().getClientId();
+
+        DefaultLoanProduct product = DefaultLoanProduct.valueOf(loanProduct);
+        Long loanProductId = loanProductResolver.resolve(product);
+
+        LoanTermFrequencyType termFrequencyType = LoanTermFrequencyType.valueOf(loanTermFrequencyType);
+        Integer loanTermFrequencyTypeValue = termFrequencyType.getValue();
+
+        RepaymentFrequencyType repaymentFrequencyType1 = RepaymentFrequencyType.valueOf(repaymentFrequencyType);
+        Integer repaymentFrequencyTypeValue = repaymentFrequencyType1.getValue();
+
+        InterestType interestType1 = InterestType.valueOf(interestType);
+        Integer interestTypeValue = interestType1.getValue();
+
+        InterestCalculationPeriodTime interestCalculationPeriod1 = InterestCalculationPeriodTime.valueOf(interestCalculationPeriod);
+        Integer interestCalculationPeriodValue = interestCalculationPeriod1.getValue();
+
+        AmortizationType amortizationType1 = AmortizationType.valueOf(amortizationType);
+        Integer amortizationTypeValue = amortizationType1.getValue();
+
+        TransactionProcessingStrategyCode processingStrategyCode = TransactionProcessingStrategyCode
+                .valueOf(transactionProcessingStrategyCode);
+        String transactionProcessingStrategyCodeValue = processingStrategyCode.getValue();
+
+        PostLoansRequest loansRequest = loanRequestFactory.defaultLoansRequest(clientId)//
+                .productId(loanProductId)//
+                .principal(new BigDecimal(principal))//
+                .interestRatePerPeriod(interestRate)//
+                .enableAutoRepaymentForDownPayment(true)//
+                .disbursedAmountPercentageForDownPayment(new BigDecimal(percentage))//
+                .interestType(interestTypeValue)//
+                .interestCalculationPeriodType(interestCalculationPeriodValue)//
+                .amortizationType(amortizationTypeValue)//
+                .loanTermFrequency(loanTermFrequency)//
+                .loanTermFrequencyType(loanTermFrequencyTypeValue)//
+                .numberOfRepayments(numberOfRepayments)//
+                .repaymentEvery(repaymentFrequency)//
+                .repaymentFrequencyType(repaymentFrequencyTypeValue)//
+                .submittedOnDate(submitDate)//
+                .expectedDisbursementDate(submitDate)//
+                .graceOnPrincipalPayment(graceOnPrincipalPayment)//
+                .graceOnInterestPayment(graceOnInterestPayment)//
+                .graceOnInterestPayment(graceOnInterestCharged).transactionProcessingStrategyCode(transactionProcessingStrategyCodeValue);//
+
+        Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
+        testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
+
+        ErrorHelper.checkSuccessfulApiCall(response);
+        eventCheckHelper.createLoanEventCheck(response);
+    }
+
+    @When("Admin creates a fully customized loan with downpayment {double}%, NO auto downpayment, and with the following data:")
+    public void createFullyCustomizedLoanWithDownpayment15(double percentage, DataTable table) throws IOException {
+        List<List<String>> data = table.asLists();
+        List<String> loanData = data.get(1);
+        String loanProduct = loanData.get(0);
+        String submitDate = loanData.get(1);
+        String principal = loanData.get(2);
+        BigDecimal interestRate = new BigDecimal(loanData.get(3));
+        String interestType = loanData.get(4);
+        String interestCalculationPeriod = loanData.get(5);
+        String amortizationType = loanData.get(6);
+        Integer loanTermFrequency = Integer.valueOf(loanData.get(7));
+        String loanTermFrequencyType = loanData.get(8);
+        Integer repaymentFrequency = Integer.valueOf(loanData.get(9));
+        String repaymentFrequencyType = loanData.get(10);
+        Integer numberOfRepayments = Integer.valueOf(loanData.get(11));
+        Integer graceOnPrincipalPayment = Integer.valueOf(loanData.get(12));
+        Integer graceOnInterestPayment = Integer.valueOf(loanData.get(13));
+        Integer graceOnInterestCharged = Integer.valueOf(loanData.get(14));
+        String transactionProcessingStrategyCode = loanData.get(15);
+
+        Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
+        Long clientId = clientResponse.body().getClientId();
+
+        DefaultLoanProduct product = DefaultLoanProduct.valueOf(loanProduct);
+        Long loanProductId = loanProductResolver.resolve(product);
+
+        LoanTermFrequencyType termFrequencyType = LoanTermFrequencyType.valueOf(loanTermFrequencyType);
+        Integer loanTermFrequencyTypeValue = termFrequencyType.getValue();
+
+        RepaymentFrequencyType repaymentFrequencyType1 = RepaymentFrequencyType.valueOf(repaymentFrequencyType);
+        Integer repaymentFrequencyTypeValue = repaymentFrequencyType1.getValue();
+
+        InterestType interestType1 = InterestType.valueOf(interestType);
+        Integer interestTypeValue = interestType1.getValue();
+
+        InterestCalculationPeriodTime interestCalculationPeriod1 = InterestCalculationPeriodTime.valueOf(interestCalculationPeriod);
+        Integer interestCalculationPeriodValue = interestCalculationPeriod1.getValue();
+
+        AmortizationType amortizationType1 = AmortizationType.valueOf(amortizationType);
+        Integer amortizationTypeValue = amortizationType1.getValue();
+
+        TransactionProcessingStrategyCode processingStrategyCode = TransactionProcessingStrategyCode
+                .valueOf(transactionProcessingStrategyCode);
+        String transactionProcessingStrategyCodeValue = processingStrategyCode.getValue();
+
+        PostLoansRequest loansRequest = loanRequestFactory.defaultLoansRequest(clientId)//
+                .productId(loanProductId)//
+                .principal(new BigDecimal(principal))//
+                .interestRatePerPeriod(interestRate)//
+                .enableAutoRepaymentForDownPayment(false)//
+                .disbursedAmountPercentageForDownPayment(new BigDecimal(percentage))//
+                .interestType(interestTypeValue)//
+                .interestCalculationPeriodType(interestCalculationPeriodValue)//
+                .amortizationType(amortizationTypeValue)//
+                .loanTermFrequency(loanTermFrequency)//
+                .loanTermFrequencyType(loanTermFrequencyTypeValue)//
+                .numberOfRepayments(numberOfRepayments)//
+                .repaymentEvery(repaymentFrequency)//
+                .repaymentFrequencyType(repaymentFrequencyTypeValue)//
+                .submittedOnDate(submitDate)//
+                .expectedDisbursementDate(submitDate)//
+                .graceOnPrincipalPayment(graceOnPrincipalPayment)//
+                .graceOnInterestPayment(graceOnInterestPayment)//
+                .graceOnInterestPayment(graceOnInterestCharged).transactionProcessingStrategyCode(transactionProcessingStrategyCodeValue);//
+
+        Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
+        testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
+
+        ErrorHelper.checkSuccessfulApiCall(response);
+        eventCheckHelper.createLoanEventCheck(response);
+    }
+
     @When("Admin creates a fully customized loan with fixed length {int} and with the following data:")
     public void createFullyCustomizedLoanFixedLength(int fixedLength, DataTable table) throws IOException {
         List<List<String>> data = table.asLists();
@@ -2202,6 +2501,29 @@ public void loanTermVariationsCheck(final int linesExpected, final DataTable tab
                 });
     }
 
+    @Then("In Loan Transactions the {string}th Transaction has relationship type={} with the {string}th Transaction")
+    public void loanTransactionsRelationshipCheck(String nthTransactionFromStr, String relationshipType, String nthTransactionToStr)
+            throws IOException {
+        final Response<PostLoansResponse> loanCreateResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
+        final long loanId = loanCreateResponse.body().getLoanId();
+
+        final Response<GetLoansLoanIdResponse> loanDetailsResponse = loansApi.retrieveLoan(loanId, false, "transactions", "", "").execute();
+        ErrorHelper.checkSuccessfulApiCall(loanDetailsResponse);
+
+        final List<GetLoansLoanIdTransactions> transactions = loanDetailsResponse.body().getTransactions();
+        final int nthTransactionFrom = nthTransactionFromStr == null ? transactions.size() - 1
+                : Integer.parseInt(nthTransactionFromStr) - 1;
+        final int nthTransactionTo = nthTransactionToStr == null ? transactions.size() - 1 : Integer.parseInt(nthTransactionToStr) - 1;
+        final GetLoansLoanIdTransactions transactionFrom = transactions.get(nthTransactionFrom);
+        final GetLoansLoanIdTransactions transactionTo = transactions.get(nthTransactionTo);
+
+        final Optional<GetLoansLoanIdLoanTransactionRelation> relationshipOptional = transactionFrom.getTransactionRelations().stream()
+                .filter(r -> r.getRelationType().equals(relationshipType))
+                .filter(r -> r.getToLoanTransaction().equals(transactionTo.getId())).findFirst();
+
+        assertTrue(relationshipOptional.isPresent(), "Missed relationship between transactions");
+    }
+
     private void createCustomizedLoan(final List<String> loanData, final boolean withEmi) throws IOException {
         final String loanProduct = loanData.get(0);
         final String submitDate = loanData.get(1);
diff --git a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
index 0502844ce86..3397a2e97fd 100644
--- a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
+++ b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
@@ -102,6 +102,7 @@ public abstract class TestContextKey {
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualActualInterestRefund";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_ADVANCED_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL = "loanProductCreateResponseLP1ProgressiveLoanScheduleHorizontal";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationSameAsRepTillPreCloseWholeTerm";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualActualInterestRefundFInterestRecalculation";
     public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
     public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
     public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";
diff --git a/fineract-e2e-tests-runner/build.gradle b/fineract-e2e-tests-runner/build.gradle
index ab2d63ef6a0..23b94b918a2 100644
--- a/fineract-e2e-tests-runner/build.gradle
+++ b/fineract-e2e-tests-runner/build.gradle
@@ -24,6 +24,7 @@ plugins {
 
 apply plugin: 'java'
 apply plugin: 'eclipse'
+apply plugin: 'io.freefair.lombok'
 
 repositories {
     mavenCentral()
@@ -54,9 +55,6 @@ dependencies {
     testImplementation 'org.junit.jupiter:junit-jupiter-api:5.11.2'
     testImplementation 'org.junit.jupiter:junit-jupiter:5.11.2'
 
-    testCompileOnly 'org.projectlombok:lombok:1.18.34'
-    testAnnotationProcessor 'org.projectlombok:lombok:1.18.34'
-
     testImplementation "ch.qos.logback:logback-core:1.5.10"
     testImplementation "ch.qos.logback:logback-classic:1.5.10"
 
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
index 0fa866774e3..09581c36024 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
@@ -1,7 +1,7 @@
 @ChargeOffFeature
 Feature: Charge-off
 
-
+  @TestRailId:C2565
   Scenario: As a user I want to do a Charge-off for non-fraud loan after disbursement
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -21,7 +21,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |        | 1000.0 |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 1000.0 |        |
 
-
+  @TestRailId:C2566
   Scenario: As a user I want to do a Charge-off for non-fraud loan after repayment
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -47,7 +47,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
 
-
+  @TestRailId:C2567
   Scenario: As a user I want to do a Repayment undo after Charge-off for non-fraud
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -77,7 +77,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |        | 1000.0 |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 1000.0 |        |
 
-
+  @TestRailId:C2568
   Scenario: As a user I want to do Charge-off for fraud loan when FEE is added
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -100,7 +100,7 @@ Feature: Charge-off
       | EXPENSE | 744007       | Credit Loss/Bad Debt    | 1000.0 |        |
       | INCOME  | 404008       | Fee Charge Off          | 10.0   |        |
 
-
+  @TestRailId:C2569
   Scenario: As a user I want to do a Merchant Refund after charge-off (fee portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -129,7 +129,7 @@ Feature: Charge-off
       | INCOME    | 404008       | Fee Charge Off            |       | 10.0   |
       | LIABILITY | 145023       | Suspense/Clearing account | 100.0 |        |
 
-
+  @TestRailId:C2570
   Scenario: As a user I want to do a Charge-off for non-fraud loan when FEE and PENALTY added
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -153,7 +153,7 @@ Feature: Charge-off
       | EXPENSE | 744007       | Credit Loss/Bad Debt    | 1000.0 |        |
       | INCOME  | 404008       | Fee Charge Off          | 110.0  |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2571 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do Charge-off for non-fraud loan when FEE and PENALTY added (interest portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -180,7 +180,7 @@ Feature: Charge-off
       | INCOME  | 404001       | Interest Income Charge Off | 30.0   |        |
       | INCOME  | 404008       | Fee Charge Off             | 113.0  |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2572 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do a Merchant Refund after charge-off for non fraud loan (interest portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -215,7 +215,7 @@ Feature: Charge-off
       | LIABILITY | 145023       | Suspense/Clearing account  | 500.0 |        |
 
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2573 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do a Payout refund after charge-off for non fraud loan (interest portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -249,7 +249,7 @@ Feature: Charge-off
       | INCOME    | 404008       | Fee Charge Off             |       | 113.0  |
       | LIABILITY | 145023       | Suspense/Clearing account  | 500.0 |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2574 @chargeoffOnLoanWithInterest
   Scenario:  As a user I want to do a Repayment after Charge-off for fraud loan when FEE and PENALTY added (product with interest)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -282,7 +282,7 @@ Feature: Charge-off
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
 
 
-
+  @TestRailId:C2575
   Scenario: As a user I want to do a Charge-off for fraud loan after disbursement
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -303,7 +303,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable           |        | 1000.0 |
       | EXPENSE | 744037       | Credit Loss/Bad Debt-Fraud | 1000.0 |        |
 
-
+  @TestRailId:C2576
   Scenario: As a user I want to do a Repayment undo after Charge-off for fraud loan
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -334,7 +334,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable           |        | 1000.0 |
       | EXPENSE | 744037       | Credit Loss/Bad Debt-Fraud | 1000.0 |        |
 
-
+  @TestRailId:C2577
   Scenario: As a user I want to do a Charge-off for fraud loan when FEE is added
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -358,7 +358,7 @@ Feature: Charge-off
       | EXPENSE | 744037       | Credit Loss/Bad Debt-Fraud | 1000.0 |        |
       | INCOME  | 404008       | Fee Charge Off             | 10.0   |        |
 
-
+  @TestRailId:C2578
   Scenario: As a user I want to do a Charge-off for fraud loan when FEE and PENALTY added
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -383,7 +383,7 @@ Feature: Charge-off
       | EXPENSE | 744037       | Credit Loss/Bad Debt-Fraud | 1000.0 |        |
       | INCOME  | 404008       | Fee Charge Off             | 110.0  |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2579 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do a Charge-off for fraud loan when FEE and PENALTY added (interest portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -411,7 +411,7 @@ Feature: Charge-off
       | INCOME  | 404001       | Interest Income Charge Off | 30.0   |        |
       | INCOME  | 404008       | Fee Charge Off             | 113.0  |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2580 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do a Merchant issue refund for fraud loan when FEE and PENALTY added (interest portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -446,7 +446,7 @@ Feature: Charge-off
       | INCOME    | 404008       | Fee Charge Off             |       | 113.0  |
       | LIABILITY | 145023       | Suspense/Clearing account  | 500.0 |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2581 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do Payout refund for fraud loan when FEE and PENALTY added (interest portion)
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -482,7 +482,7 @@ Feature: Charge-off
       | LIABILITY | 145023       | Suspense/Clearing account  | 500.0 |        |
 
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2582 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do a Repayment after Charge-off for fraud loan when FEE and PENALTY added
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -516,7 +516,7 @@ Feature: Charge-off
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
 
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2591 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to repay a loan which was charged-off
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -575,7 +575,7 @@ Feature: Charge-off
       | INCOME    | 744008       | Recoveries                |       | 643.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 643.0 |        |
 
-  @Skip  @chargeoffOnLoanWithInterest
+  @Skip @TestRailId:C2592 @chargeoffOnLoanWithInterest
   Scenario: As a user I want to do a charge-off undo before any other transactions on the loan
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -635,7 +635,7 @@ Feature: Charge-off
       | ASSET     | 112603       | Interest/Fee Receivable   |       | 20.0   |
       | LIABILITY | 145023       | Suspense/Clearing account | 200.0 |        |
 
-
+  @TestRailId:C2593
   Scenario: As a user I want to do a Charge-off before the last repayment
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -662,7 +662,7 @@ Feature: Charge-off
       | ASSET     | 112601       | Loans Receivable          |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 200.0 |        |
 
-
+  @TestRailId:C2594
   Scenario: As a user I want to do a Charge-off between 2 repayments
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -691,7 +691,7 @@ Feature: Charge-off
       | ASSET     | 112601       | Loans Receivable          |       | 200.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 200.0 |        |
 
-
+  @TestRailId:C2595
   Scenario: As a user I want to do a backdated Charge-off when only disbursement transaction happened
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -716,7 +716,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |        | 1000.0 |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 1000.0 |        |
 
-
+  @TestRailId:C2596
   Scenario: As a user I want to do an undo on a transaction which was created before the Charge-off
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -737,7 +737,7 @@ Feature: Charge-off
       | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
       | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |
 
-
+  @TestRailId:C2597
   Scenario: As a user I want to do an undo on a transaction which was created on the Charge-off day
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -757,7 +757,7 @@ Feature: Charge-off
       | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
       | 1000          | 0        | 0    | 0         | 1000 | 0    | 0          | 0    | 1000        |
 
-
+  @TestRailId:C2598
   Scenario: As a user I want to do a second Charge-off
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -783,7 +783,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |        | 1000.0 |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 1000.0 |        |
 
-
+  @TestRailId:C2599
   Scenario: As a user I want to do a second Charge-off undo
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -806,7 +806,7 @@ Feature: Charge-off
       | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
 
-
+  @TestRailId:C2600
   Scenario: As a user I want to add charge after Charge-off
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -832,10 +832,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |        | 1000.0 |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 1000.0 |        |
 
-    # TODO: Add reschedule related tests for "Reschedule" and "Close as Reschedule" actions if the reschedule API fixed
-
-
-
+  @TestRailId:C2706
   Scenario: Verify that Charge-off NOT results an error anymore when to be applied on a loan with an interest
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -862,7 +859,7 @@ Feature: Charge-off
       | 01 January 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0   | 0.0       | 1000.0       |
       | 22 February 2023 | Charge-off       | 1143.0 | 1000.0    | 30.0     | 103.0 | 10.0      | 0.0          |
 
-
+  @TestRailId:C2761
   Scenario: Verify that charge-off is reversed/replayed if Scheduled repayment which was placed on a date before the charge-off is reversed after the charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -903,7 +900,7 @@ Feature: Charge-off
       | 01 June 2023     | Charge-off       | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
     Then On Loan Transactions tab the "Repayment" Transaction with date "01 March 2023" is reverted
 
-
+  @TestRailId:C2762
   Scenario: Verify that charge-off is reversed/replayed if Real time repayment which was placed on a date before the charge-off is reversed after the charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -929,8 +926,8 @@ Feature: Charge-off
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
-      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 10 February 2023 | Accrual          | 20.0   | 0.0       | 0.0      | 20.0 | 0.0       | 0.0          |
+      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 01 June 2023     | Charge-off       | 15.0   | 0.0       | 0.0      | 0.0  | 15.0      | 0.0          |
     When Admin sets the business date to "10 June 2023"
     When Customer undo "1"th "Repayment" transaction made on "10 February 2023"
@@ -945,12 +942,12 @@ Feature: Charge-off
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
-      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 10 February 2023 | Accrual          | 20.0   | 0.0       | 0.0      | 20.0 | 0.0       | 0.0          |
+      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 01 June 2023     | Charge-off       | 1035.0 | 1000.0    | 0.0      | 20.0 | 15.0      | 0.0          |
     Then On Loan Transactions tab the "Repayment" Transaction with date "10 February 2023" is reverted
 
-
+  @TestRailId:C2763
   Scenario: Verify that charge-off is reversed/replayed if Autopay repayment which was placed on a date before the charge-off is reversed after the charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -976,8 +973,8 @@ Feature: Charge-off
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
-      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 10 February 2023 | Accrual          | 20.0   | 0.0       | 0.0      | 20.0 | 0.0       | 0.0          |
+      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 01 June 2023     | Charge-off       | 15.0   | 0.0       | 0.0      | 0.0  | 15.0      | 0.0          |
     When Admin sets the business date to "10 June 2023"
     When Customer undo "1"th "Repayment" transaction made on "10 February 2023"
@@ -992,12 +989,12 @@ Feature: Charge-off
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
-      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 10 February 2023 | Accrual          | 20.0   | 0.0       | 0.0      | 20.0 | 0.0       | 0.0          |
+      | 10 February 2023 | Repayment        | 1020.0 | 1000.0    | 0.0      | 20.0 | 0.0       | 0.0          |
       | 01 June 2023     | Charge-off       | 1035.0 | 1000.0    | 0.0      | 20.0 | 15.0      | 0.0          |
     Then On Loan Transactions tab the "Repayment" Transaction with date "10 February 2023" is reverted
 
-
+  @TestRailId:C2764
   Scenario: Verify that charge-off is NOT reversed/replayed if OCA repayment which was placed and reversed on a date after the charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1036,7 +1033,7 @@ Feature: Charge-off
       | 10 June 2023     | Repayment        | 1000.0 | 980.0     | 0.0      | 20.0 | 0.0       | 20.0         |
     Then On Loan Transactions tab the "Repayment" Transaction with date "10 June 2023" is reverted
 
-
+  @TestRailId:C2765
   Scenario: Verify that charge-off is reversed/replayed if Goodwill credit transaction is placed on a date before the charge-off on business date after the charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1062,7 +1059,7 @@ Feature: Charge-off
       | 29 January 2023  | Goodwill Credit  | 500.0  | 480.0     | 0.0      | 20.0 | 0.0       | 520.0        |
       | 01 June 2023     | Charge-off       | 520.0  | 520.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-
+  @TestRailId:C2766
   Scenario: As a user I want to do a undo Charge-off with reversal external Id
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -1085,7 +1082,7 @@ Feature: Charge-off
     And Admin does a charge-off undo the loan with reversal external Id
     Then Loan Charge-off undo event has reversed on date "23 February 2023" for charge-off undo
 
-
+  @TestRailId:C2767
   Scenario: Verify that charge-off is reversed/replayed in case of partial payment, charge-off, second part of payment, reverse 1st payment
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1146,7 +1143,7 @@ Feature: Charge-off
       | INCOME    | 744008       | Recoveries                |       | 500.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 500.0 |        |
 
-
+  @TestRailId:C2768
   Scenario: Verify that charge-off is results an error in case of partial payment, charge-off, fee added after charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1174,7 +1171,7 @@ Feature: Charge-off
       | Charge type     | dueDate      | amount |
       | LOAN_SNOOZE_FEE | 10 June 2023 | 20     |
 
-
+  @TestRailId:C2779
   Scenario: Verify that on interest bearing loans the accrual of interest is stopped when the loan is charged-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1219,7 +1216,7 @@ Feature: Charge-off
       | 03 January 2023  | Accrual          | 0.33    | 0.0       | 0.33     | 0.0  | 0.0       | 0.0          |
       | 05 January 2023  | Charge-off       | 1010.19 | 1000.0    | 10.19    | 0.0  | 0.0       | 0.0          |
 
-
+  @TestRailId:C2780
   Scenario: Verify that on interest bearing loans the accrual of interest is resumed and aggregated when the charge-off is reverted
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1270,7 +1267,7 @@ Feature: Charge-off
       | 06 January 2023  | Accrual          | 1.31    | 0.0       | 1.31     | 0.0  | 0.0       | 0.0          |
     Then On Loan Transactions tab the "Charge-off" Transaction with date "04 January 2023" is reverted
 
-
+  @TestRailId:C2781
   Scenario: Verify that on interest bearing loans the accrual of interest is stopped when the loan is charged-off even if fully paid after the charge-off
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1318,7 +1315,7 @@ Feature: Charge-off
       | 04 January 2023  | Charge-off       | 1010.19 | 1000.0    | 10.19    | 0.0  | 0.0       | 0.0          |
       | 06 January 2023  | Repayment        | 1010.19 | 1000.0    | 10.19    | 0.0  | 0.0       | 0.0          |
 
-
+  @TestRailId:C2782
   Scenario: Verify that the accrual of charges is not happened when the loan is charged-off on charge's due date but resumed when the charge-off is reverted
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1380,7 +1377,7 @@ Feature: Charge-off
       | 06 January 2023  | Accrual          | 15.0   | 0.0       | 0.0      | 15.0 | 0.0       | 0.0          |
     Then On Loan Transactions tab the "Charge-off" Transaction with date "04 January 2023" is reverted
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C2891 @AdvancedPaymentAllocation
   Scenario: Verify that the user is able to do a Charge-off for fraud loan when FEE and PENALTY added - LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION product
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -1407,7 +1404,7 @@ Feature: Charge-off
       | EXPENSE | 744037       | Credit Loss/Bad Debt-Fraud | 750.0 |        |
       | INCOME  | 404008       | Fee Charge Off             | 110.0 |        |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C2892 @AdvancedPaymentAllocation
   Scenario: Verify that the user is able to do a Charge-off for non-fraud loan after disbursement - LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION product
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -1429,7 +1426,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C2893 @AdvancedPaymentAllocation
   Scenario: Verify that the user is able to do a Charge-off for non-fraud loan after repayment - LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION product
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -1457,7 +1454,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |       | 500.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 500.0 |        |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C2894 @AdvancedPaymentAllocation
   Scenario: Verify that the user is able to do a Repayment undo after Charge-off for non-fraud - LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION product
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -1489,7 +1486,7 @@ Feature: Charge-off
       | ASSET   | 112601       | Loans Receivable     |       | 750.0  |
       | EXPENSE | 744007       | Credit Loss/Bad Debt | 750.0 |        |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C2895 @AdvancedPaymentAllocation
   Scenario: Verify that the user is able to do a backdated Charge-off when only disbursement transaction happened - LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION product
     When Admin sets the business date to "1 January 2023"
     And Admin creates a client with random data
@@ -1516,7 +1513,7 @@ Feature: Charge-off
       | 01 January 2023  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 10 February 2023 | Charge-off       | 750.0  | 750.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C2896 @AdvancedPaymentAllocation
   Scenario: Verify that charge-off is reversed/replayed if Goodwill credit transaction is placed on a date before the charge-off on business date after the charge-off - - LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION product
     When Admin sets the business date to "01 January 2023"
     And Admin creates a client with random data
@@ -1548,7 +1545,7 @@ Feature: Charge-off
       | 29 January 2023  | Goodwill Credit  | 500.0  | 500.0     | 0.0      | 0.0  | 0.0       | 250.0        |
       | 01 June 2023     | Charge-off       | 270.0  | 250.0     | 0.0      | 20.0 | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3067 @AdvancedPaymentAllocation
   Scenario: Verify charge-off GL entries in case of reverse-replay on fraud loan
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeback.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeback.feature
index 45a14d91b19..fadecc7c718 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeback.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanChargeback.feature
@@ -1,7 +1,7 @@
 @LoanChargeback
 Feature: LoanChargeback
 
-
+  @TestRailId:C2441
   Scenario: As an admin I would like to check chargeback function is working properly on a closed loan in case of payment type: REPAYMENT_ADJUSTMENT_CHARGEBACK
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -17,7 +17,7 @@ Feature: LoanChargeback
     Then Loan has 250 outstanding amount
     Then Loan status will be "ACTIVE"
 
-
+  @TestRailId:C2442
   Scenario: As an admin I would like to check chargeback function is working properly on a closed loan in case of payment type: REPAYMENT_ADJUSTMENT_REFUND
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -33,7 +33,7 @@ Feature: LoanChargeback
     Then Loan has 250 outstanding amount
     Then Loan status will be "ACTIVE"
 
-
+  @TestRailId:C2443
   Scenario: As an admin I would like to check chargeback function is working properly when chargeback comes after the loan was fully repaid and closed
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -53,7 +53,7 @@ Feature: LoanChargeback
     Then Loan has 250 outstanding amount
     Then Loan status will be "ACTIVE"
 
-
+  @TestRailId:C2444
   Scenario: As an admin I would like to check chargeback function is working properly when repayment happens again after chargeback
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -74,7 +74,7 @@ Feature: LoanChargeback
     Then Loan has 0 outstanding amount
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
 
-
+  @TestRailId:C2445
   Scenario: As an admin I would like to check chargeback function is working properly when a second chargeback happens after the repayment
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -99,7 +99,7 @@ Feature: LoanChargeback
     Then Loan has 200 outstanding amount
     Then Loan status will be "ACTIVE"
 
-
+  @TestRailId:C2446
   Scenario: As an admin I would like to check chargeback function is working properly when chargeback happens after NSF fee was added to the loan then was repaid
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -129,7 +129,7 @@ Feature: LoanChargeback
     Then Loan has 250 outstanding amount
     Then Loan status will be "ACTIVE"
 
-
+  @TestRailId:C2447
   Scenario: As an admin I would like to check that the loan goes to ACTIVE when the loan is OVERPAID but the chargeback amount is HIGHER than the overpaid amount
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -145,7 +145,7 @@ Feature: LoanChargeback
     Then Loan status will be "ACTIVE"
     Then Loan has 50 outstanding amount
 
-
+  @TestRailId:C2448
   Scenario: As an admin I would like to check that the loan remains OVERPAID when the loan is OVERPAID but the chargeback amount is LOWER than the overpaid amount
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -161,7 +161,7 @@ Feature: LoanChargeback
     Then Loan status will be "OVERPAID"
     Then Loan has 0 outstanding amount
 
-
+  @TestRailId:C2449
   Scenario: As an admin I would like to check that the loan goes to CLOSED when the loan is OVERPAID but the chargeback amount is EQUALS than the overpaid amount
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -177,26 +177,29 @@ Feature: LoanChargeback
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Loan has 0 outstanding amount
 
-
+  @TestRailId:C2458
   Scenario: As an admin I would like to check that delinquency and overdue treatment of chargeback works properly
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
     And Admin successfully creates a new customised Loan submitted on date: "1 January 2022", with Principal: "3000", a loanTermFrequency: 3 months, and numberOfRepayments: 3
     And Admin successfully approves the loan on "1 January 2022" with "3000" amount and expected disbursement date on "1 January 2022"
     When Admin successfully disburse the loan on "1 January 2022" with "3000" EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "01 February 2022"
     And Customer makes "AUTOPAY" repayment on "01 February 2022" with 1000 EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "01 March 2022"
     And Customer makes "AUTOPAY" repayment on "01 March 2022" with 1000 EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "15 March 2022"
     When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 1000 EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "07 April 2022"
-    And Admin runs the Loan Delinquency Classification job
+    When Admin runs inline COB job for Loan
     Then Admin checks that delinquency range is: "RANGE_3" and has delinquentDate "2022-03-18"
-#  //Then Loan has 2000 total overdue amount
-#  //TODO overdue amount will not work until New Transactions not updating the overdue calculation and loan status issue is solved
-
+    Then Loan has 2000 total overdue amount
 
+  @TestRailId:C2459
   Scenario: As an admin I would like to check that delinquency and overdue treatment of chargeback works properly when all the chargeback transactions are fully paid
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -216,7 +219,7 @@ Feature: LoanChargeback
     Then Admin checks that delinquency range is: "RANGE_1" and has delinquentDate "2022-04-04"
     Then Loan has 1000 total overdue amount
 
-
+  @TestRailId:C2460
   Scenario: As an admin I would like to check that delinquency and overdue treatment of chargeback works properly when all the instalments are fully paid
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -239,7 +242,7 @@ Feature: LoanChargeback
     Then Admin checks that delinquency range is: "NO_DELINQUENCY" and has delinquentDate ""
     Then Loan has 0 total overdue amount
 
-
+  @TestRailId:C2486
   Scenario: As an admin I would like to check that Goodwill credit, Payout refund, Merchant Issued refund works properly with chargeback for a fully paid loan
     When Admin sets the business date to "1 January 2022"
     When Admin creates a client with random data
@@ -269,7 +272,7 @@ Feature: LoanChargeback
     Then Loan has 0 outstanding amount
     Then Loan has 300 overpaid amount
 
-
+  @TestRailId:C2543
   Scenario: When charge backs comes in after the loan is closed, before the maturity date
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -315,7 +318,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 
 
-
+  @TestRailId:C2544
   Scenario: When repayment happens again on the charge backs
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -367,7 +370,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
 
-
+  @TestRailId:C2545
   Scenario: When repayment 1 is reversed
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -422,7 +425,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
 
-
+  @TestRailId:C2546
   Scenario: When 2 repayments are reversed (repayment 1 & 3)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -480,29 +483,33 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
 
-  #  TODO check the periodic accrual creation + modify
-   @Skip
+  @TestRailId:C2547
   Scenario: When chargeback happens after the charge addition on maturity date for repayment 01-03-2022
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
     When Admin successfully creates a new customised Loan submitted on date: "1 January 2023", with Principal: "750", a loanTermFrequency: 3 months, and numberOfRepayments: 3
     And Admin successfully approves the loan on "1 January 2023" with "750" amount and expected disbursement date on "1 January 2023"
     When Admin successfully disburse the loan on "1 January 2023" with "750" EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "1 February 2023"
     And Customer makes "AUTOPAY" repayment on "1 February 2023" with 250 EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "1 March 2023"
     And Customer makes "AUTOPAY" repayment on "1 March 2023" with 250 EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "30 March 2023"
     And Customer makes "AUTOPAY" repayment on "30 March 2023" with 250 EUR transaction amount
     When Customer undo "3"th repayment on "30 March 2023"
     When Admin adds "LOAN_SNOOZE_FEE" due date charge with "30 March 2023" due date and 20 EUR transaction amount
+    When Admin runs inline COB job for Loan
     Then Loan has 270 outstanding amount
     When Admin sets the business date to "31 March 2023"
-    And Admin runs COB job
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "01 April 2023"
     And Customer makes "AUTOPAY" repayment on "01 April 2023" with 270 EUR transaction amount
     Then Loan has 0 outstanding amount
     And Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 250 EUR transaction amount for Payment nr. 2
+    When Admin runs inline COB job for Loan
     Then Loan has 250 outstanding amount
     Then Loan Repayment schedule has 3 periods, with the following data for periods:
       | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
@@ -545,8 +552,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 
-
-
+  @TestRailId:C2548
   Scenario: When chargeback comes in after the loan overpayment-1
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -594,7 +600,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 
-
+  @TestRailId:C2549
   Scenario: When chargeback comes in after the loan overpayment-2
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -642,7 +648,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 150.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 150.0  |
 
-
+  @TestRailId:C2550
   Scenario: When chargeback comes in after the loan overpayment-3
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -691,7 +697,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 350.0  |
       | LIABILITY | l1           | Overpayment account       | 250.0 |        |
 
-
+  @TestRailId:C2551
   Scenario: When chargeback comes in after the loan overpayment-4 with reverse and replay
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -744,7 +750,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 350.0  |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
 
-
+  @TestRailId:C2608
   Scenario: When charge backs comes in after the loan is closed for the repayment 01-03-2022 (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -791,7 +797,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 
-
+  @TestRailId:C2609
   Scenario: When repayment happens again on the charge backs (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -844,7 +850,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
 
-
+  @TestRailId:C2610
   Scenario: When repayment 1 is reversed (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -900,7 +906,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
 
-
+  @TestRailId:C2611
   Scenario: When 2 repayments are reversed (repayment 1 & 3) (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -959,7 +965,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
       | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
 
-
+  @TestRailId:C2623
   Scenario: When second charge back happens for the repayment 01-04-2022 (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -1018,7 +1024,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          | 200.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 200.0  |
 
-
+  @TestRailId:C2612
   Scenario: When chargeback happens after the charge addition on maturity date for repayment 01-03-2022 (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -1084,7 +1090,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 
-
+  @TestRailId:C2613
   Scenario: When chargeback comes in after the loan overpayment-1 (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -1132,7 +1138,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 250.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
 
-
+  @TestRailId:C2614
   Scenario: When chargeback comes in after the loan overpayment-2 (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -1180,7 +1186,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 150.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 150.0  |
 
-
+  @TestRailId:C2615
   Scenario: When chargeback comes in after the loan overpayment-3 (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -1230,7 +1236,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 350.0  |
       | LIABILITY | l1           | Overpayment account       | 250.0 |        |
 
-
+  @TestRailId:C2616
   Scenario: When chargeback comes in after the loan overpayment-4 with reverse and replay (after maturity)
     When Admin sets the business date to "1 January 2023"
     When Admin creates a client with random data
@@ -1284,7 +1290,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 350.0  |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
 
-
+  @TestRailId:C2624
   Scenario: As an admin I would like to verify principal portion for partial chargeback for OVERPAID loan
     When Admin sets the business date to "01 January 2023"
     When Admin creates a client with random data
@@ -1315,7 +1321,7 @@ Feature: LoanChargeback
     Then Loan status will be "ACTIVE"
     Then Loan has 500 outstanding amount
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2870 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation on a closed loan in case of payment type: REPAYMENT_ADJUSTMENT_CHARGEBACK
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1357,7 +1363,7 @@ Feature: LoanChargeback
       | 16 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2871 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation on a closed loan in case of payment type: REPAYMENT_ADJUSTMENT_REFUND
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1399,7 +1405,7 @@ Feature: LoanChargeback
       | 16 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2872 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation when full repayment happens after chargeback, on the same business date
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1443,7 +1449,7 @@ Feature: LoanChargeback
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
       | 25 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2873 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation when partial repayment happens after chargeback, on the same business date
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1487,7 +1493,7 @@ Feature: LoanChargeback
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
       | 25 October 2023   | Repayment        | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 50.0         |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2874 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation when full repayment happens after chargeback, on a future business date
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1532,7 +1538,7 @@ Feature: LoanChargeback
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
       | 30 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2875 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation when partial repayment happens after chargeback, on a future business date
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1577,7 +1583,7 @@ Feature: LoanChargeback
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
       | 30 October 2023   | Repayment        | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 50.0         |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2876 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation when a second chargeback happens after the repayment
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1625,7 +1631,7 @@ Feature: LoanChargeback
       | 30 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 01 November 2023  | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2877 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation -loan goes to ACTIVE when the it is OVERPAID but the chargeback amount is HIGHER than the overpaid amount
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1667,7 +1673,7 @@ Feature: LoanChargeback
       | 16 October 2023   | Repayment        | 150.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 25 October 2023   | Chargeback       | 100.0  | 50.0      | 0.0      | 0.0  | 0.0       | 50.0         |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2878 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation -loan remains OVERPAID when the it is OVERPAID but the chargeback amount is LOWER than the overpaid amount
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1708,7 +1714,7 @@ Feature: LoanChargeback
       | 16 October 2023   | Repayment        | 150.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 25 October 2023   | Chargeback       | 25.0   | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2879 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation -loan goes to CLOSED when the loan is OVERPAID but the chargeback amount is EQUALS than the overpaid amount
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1749,7 +1755,7 @@ Feature: LoanChargeback
       | 16 October 2023   | Repayment        | 150.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 25 October 2023   | Chargeback       | 50.0   | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2880 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - chargeback after the loan is closed, before the maturity date
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1787,7 +1793,7 @@ Feature: LoanChargeback
       | 10 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 10 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C2881 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - repayment 1 is reversed
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1837,7 +1843,7 @@ Feature: LoanChargeback
       | 25 October 2023   | Chargeback       | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 200.0        |
       | 30 October 2023   | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3034 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - overpayment handling
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -1866,7 +1872,7 @@ Feature: LoanChargeback
     When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 100 EUR transaction amount
     Then Loan has 1000 outstanding amount
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3038 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - chargeback on downpayment
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -1893,7 +1899,7 @@ Feature: LoanChargeback
       | 01 January 2024  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 01 January 2024  | Chargeback       | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1000.0       |
 
-   @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3039 @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - partial chargeback on downpayment
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -1920,8 +1926,7 @@ Feature: LoanChargeback
       | 01 January 2024  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 01 January 2024  | Chargeback       | 200.0  | 200.0     | 0.0      | 0.0  | 0.0       | 950.0        |
 
-#  TODO chack and finish when credit allocation is implemented
-  @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3243 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC1
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -1938,7 +1943,7 @@ Feature: LoanChargeback
     When Admin sets the business date to "17 January 2024"
     When Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 10 EUR transaction amount
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3079 @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - full chargeback on overpaid loan
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2017,7 +2022,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 125.0 |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 125.0  |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3080 @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - partial chargeback on overpaid loan
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2097,7 +2102,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 25.0  |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 25.0   |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3081 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC1: partial, prior chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2135,7 +2140,7 @@ Feature: LoanChargeback
       | 31 January 2024  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 125.0        |
       | 15 February 2024 | Repayment        | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3082 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC2: partial, prior chargeback with penalty
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2175,7 +2180,7 @@ Feature: LoanChargeback
       | 15 February 2024 | Repayment        | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 15 February 2024 | Accrual          | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3083 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC3: partial, prior chargeback with penalty (2)
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2215,7 +2220,7 @@ Feature: LoanChargeback
       | 15 February 2024 | Repayment        | 128.0  | 128.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 15 February 2024 | Accrual          | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3084 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC4: partial, prior chargeback with penalty and fee
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2257,7 +2262,7 @@ Feature: LoanChargeback
       | 15 February 2024 | Repayment        | 182.0  | 182.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 15 February 2024 | Accrual          | 7.0    | 0.0       | 0.0      | 4.0  | 3.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3085 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC5: full, prior chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2297,7 +2302,7 @@ Feature: LoanChargeback
       | 31 January 2024  | Repayment        | 375.0  | 375.0     | 0.0      | 0.0  | 0.0       | 125.0        |
       | 15 February 2024 | Repayment        | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3086 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC6: full, after chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2345,7 +2350,7 @@ Feature: LoanChargeback
       | 20 February 2024 | Chargeback       | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 28 February 2024 | Repayment        | 500.0  | 500.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3087 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC7: partial, after chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2387,7 +2392,7 @@ Feature: LoanChargeback
       | 20 February 2024 | Chargeback       | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 125.0        |
       | 28 February 2024 | Repayment        | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3088 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation UC8: multiple, prior chargebacks on same payment
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2428,7 +2433,7 @@ Feature: LoanChargeback
       | 31 January 2024  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 125.0        |
       | 15 February 2024 | Repayment        | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3094 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC1: chargeback on principal
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2470,7 +2475,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3095 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC2: chargeback on principal and fees
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2519,7 +2524,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | ASSET     | 112603       | Interest/Fee Receivable   | 30.0  |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3096 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC3: chargeback on principal and penalties
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2568,7 +2573,7 @@ Feature: LoanChargeback
       | ASSET     | 112601       | Loans Receivable          | 250.0 |        |
       | ASSET     | 112603       | Interest/Fee Receivable   | 30.0  |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3097 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC4: when overpayment amount is smaller than chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2614,7 +2619,7 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       | 150.0 |        |
       | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3098 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC5: with fees- when overpayment amount is bigger than chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2665,7 +2670,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3099 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC6: when overpayment amount is bigger than chargeback
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2710,7 +2715,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
       | LIABILITY | l1           | Overpayment account       | 100.0 |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3100 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC7: chargeback on charge-off loan account with principal
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2753,7 +2758,7 @@ Feature: LoanChargeback
       | LIABILITY | 145023       | Suspense/Clearing account |       | 250.0  |
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      | 250.0 |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3101 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC8: chargeback on charge-off loan account with principal and Fees
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2799,7 +2804,7 @@ Feature: LoanChargeback
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      | 250.0 |        |
       | INCOME    | 404008       | Fee Charge Off            | 30.0  |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3102 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC9: chargeback on charge-off loan account with principal and Penalties
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2845,7 +2850,7 @@ Feature: LoanChargeback
       | EXPENSE   | 744007       | Credit Loss/Bad Debt      | 250.0 |        |
       | INCOME    | 404008       | Fee Charge Off            | 30.0  |        |
 
-   @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  @TestRailId:C3111 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
   Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC10: chargeback on overpaid loan
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -2855,35 +2860,35 @@ Feature: LoanChargeback
     And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
     When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
-      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
-      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
-      | 1  | 0    | 01 January 2024  |                  | 75.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
-      | 2  | 31   | 01 February 2024 |                  | 50.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
-      | 3  | 29   | 01 March 2024    |                  | 25.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
-      | 4  | 31   | 01 April 2024    |                  | 0.0             |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
     When Admin adds "LOAN_NSF_FEE" due date charge with "05 January 2024" due date and 5 EUR transaction amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
-      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
-      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
-      | 1  | 0    | 01 January 2024  |                  | 75.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
-      | 2  | 31   | 01 February 2024 |                  | 50.0            |  25.0         | 0.0      | 0.0  | 5.0       | 30.0  | 0.0   | 0.0        | 0.0   | 30.0        |
-      | 3  | 29   | 01 March 2024    |                  | 25.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
-      | 4  | 31   | 01 April 2024    |                  | 0.0             |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 0.0   | 0.0        | 0.0   | 25.0        |
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 0.0  | 0.0        | 0.0  | 30.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
     When Admin sets the business date to "01 February 2024"
     And Customer makes "AUTOPAY" repayment on "01 February 2024" with 105 EUR transaction amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
-      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
-      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0   |  0.0  |            |       |             |
-      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  |  0.0       | 25.0  | 0.0         |
-      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            |  25.0         | 0.0      | 0.0  | 5.0       | 30.0  | 30.0  |  0.0       | 0.0   | 0.0         |
-      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
-      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
@@ -2894,27 +2899,27 @@ Feature: LoanChargeback
     When Admin sets the business date to "01 March 2024"
     When Admin makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "19 January 2024" with 10 EUR transaction amount
     Then Loan Repayment schedule has 4 periods, with the following data for periods:
-      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
-      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0   |  0.0  |            |       |             |
-      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  |  0.0       | 25.0  | 0.0         |
-      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            |  25.0         | 0.0      | 0.0  | 5.0       | 30.0  | 30.0  |  0.0       | 0.0   | 0.0         |
-      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
-      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
     Then Loan Transactions tab has the following data:
-      | Transaction date | Transaction Type         | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
-      | 01 January 2024  | Disbursement             | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
-      | 19 January 2024  | Merchant Issued Refund   | 10.0   | 10.0      | 0.0      | 0.0  |  0.0      | 90.0         | 0.0         |
-      | 01 February 2024 | Accrual                  |  5.0   | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
-      | 01 February 2024 | Repayment                | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement           | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 19 January 2024  | Merchant Issued Refund | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
+      | 01 February 2024 | Repayment              | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+      | 01 February 2024 | Accrual                | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
     Then Loan has 0 outstanding amount
     Then Loan has 10 overpaid amount
     Then Loan status will be "OVERPAID"
     When Admin sets the business date to "15 April 2024"
     And Admin makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" chargeback with 7 EUR transaction amount for Payment nr. 1
     Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
-      | Type      | Account code | Account name              | Debit  | Credit |
-      | ASSET     | 112601       | Loans Receivable          | 100.0  |        |
-      | LIABILITY | 145023       | Suspense/Clearing account |        | 100.0  |
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
     Then Loan Transactions tab has a "MERCHANT_ISSUED_REFUND" transaction with date "19 January 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
       | ASSET     | 112601       | Loans Receivable          |       | 10.0   |
@@ -2926,23 +2931,23 @@ Feature: LoanChargeback
       | LIABILITY | l1           | Overpayment account       |       | 10.0   |
       | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
     Then Loan Repayment schedule has 5 periods, with the following data for periods:
-      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
-      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0   |  0.0  |            |       |             |
-      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  |  0.0       | 25.0  | 0.0         |
-      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            |  25.0         | 0.0      | 0.0  | 5.0       | 30.0  | 30.0  |  0.0       | 0.0   | 0.0         |
-      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
-      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
-      | 5  | 14   | 15 April 2024    | 15 April 2024    | 0.0             |  2.0          | 0.0      | 0.0  | 5.0       | 7.0   | 7.0   | 0.0        | 0.0   | 0.0         |
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 5  | 14   | 15 April 2024    | 15 April 2024    | 0.0             | 2.0           | 0.0      | 0.0  | 5.0       | 7.0  | 7.0  | 0.0        | 0.0  | 0.0         |
     Then Loan Transactions tab has the following data:
-      | Transaction date | Transaction Type         | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
-      | 01 January 2024  | Disbursement             | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
-      | 19 January 2024  | Merchant Issued Refund   | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
-      | 01 February 2024 | Accrual                  |  5.0   | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
-      | 01 February 2024 | Repayment                | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
-      | 15 April 2024    | Chargeback               | 7.0    | 2.0       | 0.0      | 0.0  | 5.0       | 0.0          | 7.0         |
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement           | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 19 January 2024  | Merchant Issued Refund | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
+      | 01 February 2024 | Repayment              | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+      | 01 February 2024 | Accrual                | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 15 April 2024    | Chargeback             | 7.0    | 2.0       | 0.0      | 0.0  | 5.0       | 0.0          | 7.0         |
     Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 April 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
-      | LIABILITY | l1           | Overpayment account       |  7.0  |        |
+      | LIABILITY | l1           | Overpayment account       | 7.0   |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 7.0    |
     Then Loan has 0 outstanding amount
     Then Loan has 3 overpaid amount
@@ -2950,25 +2955,545 @@ Feature: LoanChargeback
     When Admin sets the business date to "16 April 2024"
     When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 7 EUR transaction amount for Payment nr. 1
     Then Loan Repayment schedule has 5 periods, with the following data for periods:
-      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
-      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0   |  0.0  |            |       |             |
-      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  |  0.0       | 25.0  | 0.0         |
-      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            |  25.0         | 0.0      | 0.0  | 5.0       | 30.0  | 30.0  |  0.0       | 0.0   | 0.0         |
-      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
-      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             |  25.0         | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 25.0       | 0.0   | 0.0         |
-      | 5  | 15   | 16 April 2024    |                  | 0.0             |  9.0          | 0.0      | 0.0  | 5.0       | 14.0  | 10.0  | 0.0        | 0.0   | 4.0         |
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 5  | 15   | 16 April 2024    |                  | 0.0             | 9.0           | 0.0      | 0.0  | 5.0       | 14.0 | 10.0 | 0.0        | 0.0  | 4.0         |
     Then Loan Transactions tab has the following data:
-      | Transaction date | Transaction Type         | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
-      | 01 January 2024  | Disbursement             | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
-      | 19 January 2024  | Merchant Issued Refund   | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
-      | 01 February 2024 | Accrual                  |  5.0   | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
-      | 01 February 2024 | Repayment                | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
-      | 15 April 2024    | Chargeback               | 7.0    | 2.0       | 0.0      | 0.0  | 5.0       | 0.0          | 7.0         |
-      | 16 April 2024    | Chargeback               | 7.0    | 7.0       | 0.0      | 0.0  | 0.0       | 4.0          | 3.0         |
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement           | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 19 January 2024  | Merchant Issued Refund | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
+      | 01 February 2024 | Repayment              | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+      | 01 February 2024 | Accrual                | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 15 April 2024    | Chargeback             | 7.0    | 2.0       | 0.0      | 0.0  | 5.0       | 0.0          | 7.0         |
+      | 16 April 2024    | Chargeback             | 7.0    | 7.0       | 0.0      | 0.0  | 0.0       | 4.0          | 3.0         |
     Then Loan Transactions tab has a "CHARGEBACK" transaction with date "16 April 2024" which has the following Journal entries:
       | Type      | Account code | Account name              | Debit | Credit |
-      | LIABILITY | l1           | Overpayment account       |  3.0  |        |
-      | ASSET     | 112601       | Loans Receivable          |  4.0  |        |
+      | LIABILITY | l1           | Overpayment account       | 3.0   |        |
+      | ASSET     | 112601       | Loans Receivable          | 4.0   |        |
       | LIABILITY | 145023       | Suspense/Clearing account |       | 7.0    |
     Then Loan has 4 outstanding amount
     Then Loan status will be "ACTIVE"
+
+  @TestRailId:C3116 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC11: chargeback before maturity on payment with fee
+    When Admin sets the business date to "01 January 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                                                             | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROG_SCHEDULE_HOR_INST_LVL_DELINQUENCY_CREDIT_ALLOCATION | 01 January 2024   | 100            | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+    When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin adds "LOAN_NSF_FEE" due date charge with "05 January 2024" due date and 5 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 0.0  | 0.0        | 0.0  | 30.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin sets the business date to "01 February 2024"
+    And Customer makes "AUTOPAY" repayment on "01 February 2024" with 105 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          |
+    Then Loan has 0 outstanding amount
+    Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+#    ---Chargeback with amount < fee ---
+    When Admin sets the business date to "01 March 2024"
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 3 EUR transaction amount for Payment nr. 1
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    |                  | 0.0             | 25.0          | 0.0      | 0.0  | 3.0       | 28.0 | 25.0 | 25.0       | 0.0  | 3.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 100.0         | 0.0      | 0.0  | 8.0       | 108.0 | 105.0 | 50.0       | 25.0 | 3.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 March 2024    | Chargeback       | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          | 0.0         |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 5.0    |
+      | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 5.0   |        |
+      | INCOME | 404007       | Fee Income              |       | 5.0    |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "01 March 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 3.0    |
+      | ASSET     | 112603       | Interest/Fee Receivable   | 3.0   |        |
+    Then Loan has 3 outstanding amount
+    Then Loan status will be "ACTIVE"
+#    --- Chargeback with amount > fee ---
+    When Admin sets the business date to "05 March 2024"
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 10 EUR transaction amount for Payment nr. 1
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    |                  | 0.0             | 33.0          | 0.0      | 0.0  | 5.0       | 38.0 | 25.0 | 25.0       | 0.0  | 13.0        |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 108.0         | 0.0      | 0.0  | 10.0      | 118.0 | 105.0 | 50.0       | 25.0 | 13.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 March 2024    | Chargeback       | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          | 0.0         |
+      | 05 March 2024    | Chargeback       | 10.0   | 8.0       | 0.0      | 0.0  | 2.0       | 8.0          | 0.0         |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 5.0    |
+      | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 5.0   |        |
+      | INCOME | 404007       | Fee Income              |       | 5.0    |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "01 March 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 3.0    |
+      | ASSET     | 112603       | Interest/Fee Receivable   | 3.0   |        |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "05 March 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 10.0   |
+      | ASSET     | 112601       | Loans Receivable          | 8.0   |        |
+      | ASSET     | 112603       | Interest/Fee Receivable   | 2.0   |        |
+    Then Loan has 13 outstanding amount
+    Then Loan status will be "ACTIVE"
+
+  @TestRailId:C3117 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC12: chargeback after maturity on payment with fee
+    When Admin sets the business date to "01 January 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                                                             | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROG_SCHEDULE_HOR_INST_LVL_DELINQUENCY_CREDIT_ALLOCATION | 01 January 2024   | 100            | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+    When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin adds "LOAN_NSF_FEE" due date charge with "05 January 2024" due date and 5 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 0.0  | 0.0        | 0.0  | 30.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin sets the business date to "01 February 2024"
+    And Customer makes "AUTOPAY" repayment on "01 February 2024" with 105 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          |
+    Then Loan has 0 outstanding amount
+    Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+#    ---Chargeback with amount < fee ---
+    When Admin sets the business date to "15 April 2024"
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 3 EUR transaction amount for Payment nr. 1
+    Then Loan Repayment schedule has 5 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 5  | 14   | 15 April 2024    |                  | 0.0             | 0.0           | 0.0      | 0.0  | 3.0       | 3.0  | 0.0  | 0.0        | 0.0  | 3.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 100.0         | 0.0      | 0.0  | 8.0       | 108.0 | 105.0 | 50.0       | 25.0 | 3.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 15 April 2024    | Chargeback       | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          | 0.0         |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 5.0    |
+      | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 5.0   |        |
+      | INCOME | 404007       | Fee Income              |       | 5.0    |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 3.0    |
+      | ASSET     | 112603       | Interest/Fee Receivable   | 3.0   |        |
+    Then Loan has 3 outstanding amount
+    Then Loan status will be "ACTIVE"
+#    --- Chargeback with amount > fee ---
+    When Admin sets the business date to "20 April 2024"
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 10 EUR transaction amount for Payment nr. 1
+    Then Loan Repayment schedule has 5 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 5  | 19   | 20 April 2024    |                  | 0.0             | 8.0           | 0.0      | 0.0  | 5.0       | 13.0 | 0.0  | 0.0        | 0.0  | 13.0        |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 108.0         | 0.0      | 0.0  | 10.0      | 118.0 | 105.0 | 50.0       | 25.0 | 13.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 15 April 2024    | Chargeback       | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          | 0.0         |
+      | 20 April 2024    | Chargeback       | 10.0   | 8.0       | 0.0      | 0.0  | 2.0       | 8.0          | 0.0         |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 100.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 5.0    |
+      | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 5.0   |        |
+      | INCOME | 404007       | Fee Income              |       | 5.0    |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 3.0    |
+      | ASSET     | 112603       | Interest/Fee Receivable   | 3.0   |        |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "20 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 10.0   |
+      | ASSET     | 112601       | Loans Receivable          | 8.0   |        |
+      | ASSET     | 112603       | Interest/Fee Receivable   | 2.0   |        |
+    Then Loan has 13 outstanding amount
+    Then Loan status will be "ACTIVE"
+
+  @TestRailId:C3118 @creditAllocation @AdvancedPaymentAllocationChargeback @AdvancedPaymentAllocation
+  Scenario: Verify chargeback function for advanced payment allocation - credit allocation accounting entries UC13: loan goes overpaid after maturity then chargeback applied on payment with fee
+    When Admin sets the business date to "01 January 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                                                             | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROG_SCHEDULE_HOR_INST_LVL_DELINQUENCY_CREDIT_ALLOCATION | 01 January 2024   | 100            | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+    When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin adds "LOAN_NSF_FEE" due date charge with "05 January 2024" due date and 5 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 0.0  | 0.0        | 0.0  | 30.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin sets the business date to "01 February 2024"
+    And Customer makes "AUTOPAY" repayment on "01 February 2024" with 105 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+      | 01 February 2024 | Repayment        | 105.0  | 100.0     | 0.0      | 0.0  | 5.0       | 0.0          |
+      | 01 February 2024 | Accrual          | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          |
+    Then Loan has 0 outstanding amount
+    Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+#    --- Loan goes overpaid after maturity ---
+    When Admin sets the business date to "10 April 2024"
+    When Admin makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "19 January 2024" with 10 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 100.0         | 0.0      | 0.0  | 5.0       | 105.0 | 105.0 | 50.0       | 25.0 | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement           | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 19 January 2024  | Merchant Issued Refund | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
+      | 01 February 2024 | Accrual                | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Repayment              | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+    Then Loan has 0 outstanding amount
+    Then Loan has 10 overpaid amount
+    Then Loan status will be "OVERPAID"
+#    ---Chargeback with amount < overpaid amount and fee amount ---
+    When Admin sets the business date to "15 April 2024"
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 3 EUR transaction amount for Payment nr. 1
+    Then Loan Repayment schedule has 5 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 5  | 14   | 15 April 2024    | 15 April 2024    | 0.0             | 0.0           | 0.0      | 0.0  | 3.0       | 3.0  | 3.0  | 0.0        | 0.0  | 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 100.0         | 0.0      | 0.0  | 8.0       | 108.0 | 108.0 | 50.0       | 25.0 | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement           | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 19 January 2024  | Merchant Issued Refund | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
+      | 01 February 2024 | Accrual                | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Repayment              | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+      | 15 April 2024    | Chargeback             | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          | 3.0         |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
+    Then Loan Transactions tab has a "MERCHANT_ISSUED_REFUND" transaction with date "19 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 10.0  |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 5.0   |        |
+      | INCOME | 404007       | Fee Income              |       | 5.0    |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 90.0   |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 5.0    |
+      | LIABILITY | l1           | Overpayment account       |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 3.0    |
+      | LIABILITY | l1           | Overpayment account       | 3.0   |        |
+    Then Loan has 0 outstanding amount
+    Then Loan has 7 overpaid amount
+    Then Loan status will be "OVERPAID"
+#    --- Chargeback with amount > overpaid amount and fee amount ---
+    When Admin sets the business date to "20 April 2024"
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 10 EUR transaction amount for Payment nr. 1
+    Then Loan Repayment schedule has 5 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 | 01 February 2024 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 30.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 29   | 01 March 2024    | 01 February 2024 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 4  | 31   | 01 April 2024    | 01 February 2024 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 25.0       | 0.0  | 0.0         |
+      | 5  | 19   | 20 April 2024    |                  | 0.0             | 8.0           | 0.0      | 0.0  | 5.0       | 13.0 | 10.0 | 0.0        | 0.0  | 3.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      | 108.0         | 0.0      | 0.0  | 10.0      | 118.0 | 115.0 | 50.0       | 25.0 | 3.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
+      | 01 January 2024  | Disbursement           | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | 0.0         |
+      | 19 January 2024  | Merchant Issued Refund | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | 0.0         |
+      | 01 February 2024 | Accrual                | 5.0    | 0.0       | 0.0      | 0.0  | 5.0       | 0.0          | 0.0         |
+      | 01 February 2024 | Repayment              | 105.0  | 90.0      | 0.0      | 0.0  | 5.0       | 0.0          | 10.0        |
+      | 15 April 2024    | Chargeback             | 3.0    | 0.0       | 0.0      | 0.0  | 3.0       | 0.0          | 3.0         |
+      | 20 April 2024    | Chargeback             | 10.0   | 8.0       | 0.0      | 0.0  | 2.0       | 3.0          | 7.0         |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 100.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 100.0  |
+    Then Loan Transactions tab has a "MERCHANT_ISSUED_REFUND" transaction with date "19 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 10.0  |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 5.0   |        |
+      | INCOME | 404007       | Fee Income              |       | 5.0    |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 90.0   |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 5.0    |
+      | LIABILITY | l1           | Overpayment account       |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 105.0 |        |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "15 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 3.0    |
+      | LIABILITY | l1           | Overpayment account       | 3.0   |        |
+    Then Loan Transactions tab has a "CHARGEBACK" transaction with date "20 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | LIABILITY | 145023       | Suspense/Clearing account |       | 10.0   |
+      | LIABILITY | l1           | Overpayment account       | 7.0   |        |
+      | ASSET     | 112601       | Loans Receivable          | 3.0   |        |
+    Then Loan has 3 outstanding amount
+    Then Loan status will be "ACTIVE"
+
+  @TestRailId:C3138
+  Scenario: Verify chargeback function when reverse replay happens with Advanced payment allocation and set allocation rules for Chargeback transaction
+    When Admin sets the business date to "01 January 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                                                             | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROG_SCHEDULE_HOR_INST_LVL_DELINQUENCY_CREDIT_ALLOCATION | 01 January 2024   | 100            | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 January 2024" with "100" amount and expected disbursement date on "01 January 2024"
+    When Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin adds "LOAN_NSF_FEE" due date charge with "05 January 2024" due date and 5 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 0.0  | 0.0        | 0.0  | 30.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        |
+    When Admin sets the business date to "05 January 2024"
+    And Customer makes "AUTOPAY" repayment on "05 January 2024" with 28 EUR transaction amount
+    When Admin sets the business date to "06 January 2024"
+    And Customer makes "AUTOPAY" repayment on "06 January 2024" with 10 EUR transaction amount
+    When Admin sets the business date to "07 January 2024"
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                 | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 05 January 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 |                 | 50.0            | 25.0          | 0.0      | 0.0  | 5.0       | 30.0 | 13.0 | 13.0       | 0.0  | 17.0        |
+      | 3  | 29   | 01 March 2024    |                 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |                 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    | false    |
+      | 05 January 2024  | Repayment        | 28.0   | 25.0      | 0.0      | 0.0  | 3.0       | 75.0         | false    | false    |
+      | 06 January 2024  | Repayment        | 10.0   | 8.0       | 0.0      | 0.0  | 2.0       | 67.0         | false    | false    |
+    When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 10 EUR transaction amount for Payment nr. 2
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                 | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 05 January 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 |                 | 50.0            | 33.0          | 0.0      | 0.0  | 7.0       | 40.0 | 13.0 | 13.0       | 0.0  | 27.0        |
+      | 3  | 29   | 01 March 2024    |                 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |                 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    | false    |
+      | 05 January 2024  | Repayment        | 28.0   | 25.0      | 0.0      | 0.0  | 3.0       | 75.0         | false    | false    |
+      | 06 January 2024  | Repayment        | 10.0   | 8.0       | 0.0      | 0.0  | 2.0       | 67.0         | false    | false    |
+      | 07 January 2024  | Chargeback       | 10.0   | 8.0       | 0.0      | 0.0  | 2.0       | 75.0         | false    | false    |
+    When Customer undo "1"th repayment on "05 January 2024"
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  |           | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 10.0 | 0.0        | 10.0 | 15.0        |
+      | 2  | 31   | 01 February 2024 |           | 50.0            | 35.0          | 0.0      | 0.0  | 5.0       | 40.0 | 0.0  | 0.0        | 0.0  | 40.0        |
+      | 3  | 29   | 01 March 2024    |           | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |           | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    | false    |
+      | 05 January 2024  | Repayment        | 28.0   | 25.0      | 0.0      | 0.0  | 3.0       | 75.0         | true     | false    |
+      | 06 January 2024  | Repayment        | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 90.0         | false    | true     |
+      | 07 January 2024  | Chargeback       | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 100.0        | false    | true     |
+    And Customer makes "AUTOPAY" repayment on "03 January 2024" with 25 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                 | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 January 2024  | 03 January 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 25.0 | 0.0         |
+      | 2  | 31   | 01 February 2024 |                 | 50.0            | 30.0          | 0.0      | 0.0  | 10.0      | 40.0 | 10.0 | 10.0       | 0.0  | 30.0        |
+      | 3  | 29   | 01 March 2024    |                 | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 31   | 01 April 2024    |                 | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+      | 01 January 2024  | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    | false    |
+      | 03 January 2024  | Repayment        | 25.0   | 25.0      | 0.0      | 0.0  | 0.0       | 75.0         | false    | false    |
+      | 05 January 2024  | Repayment        | 28.0   | 25.0      | 0.0      | 0.0  | 3.0       | 75.0         | true     | false    |
+      | 06 January 2024  | Repayment        | 10.0   | 5.0       | 0.0      | 0.0  | 5.0       | 70.0         | false    | true     |
+      | 07 January 2024  | Chargeback       | 10.0   | 5.0       | 0.0      | 0.0  | 5.0       | 75.0         | false    | true     |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      | 105.0         | 0.0      | 0.0  | 10.0       | 115.0 | 35.0 | 10.0       | 25.0 | 80.0        |
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanDelinquency.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanDelinquency.feature
index ebd342ebd5f..10aa97b1446 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanDelinquency.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanDelinquency.feature
@@ -1,7 +1,7 @@
 @LoanDelinquencyFeature
 Feature: LoanDelinquency
 
-
+  @TestRailId:C2963
   Scenario: Verify Loan delinquency pause API - PAUSE and RESUME by loanId
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -22,7 +22,7 @@ Feature: LoanDelinquency
       | PAUSE  | 16 October 2023 | 30 October 2023 |
       | RESUME | 20 October 2023 |                 |
 
-
+  @TestRailId:C2964
   Scenario: Verify Loan delinquency pause API - PAUSE and RESUME by loanExternalId
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -43,7 +43,7 @@ Feature: LoanDelinquency
       | PAUSE  | 16 October 2023 | 30 October 2023 |
       | RESUME | 20 October 2023 |                 |
 
-
+  @TestRailId:C2965
   Scenario: Verify Loan delinquency pause API - PAUSE and RESUME actions supported only
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -65,7 +65,7 @@ Feature: LoanDelinquency
       | PAUSE  | 16 October 2023 | 30 October 2023 |
       | RESUME | 20 October 2023 |                 |
 
-
+  @TestRailId:C2966
   Scenario: Verify Loan delinquency pause API - PAUSE with start date on actual business date
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -80,7 +80,7 @@ Feature: LoanDelinquency
       | action | startDate       | endDate         |
       | PAUSE  | 16 October 2023 | 30 October 2023 |
 
-
+  @TestRailId:C2967
   Scenario: Verify Loan delinquency pause API - PAUSE with start date later than actual business date
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -95,7 +95,7 @@ Feature: LoanDelinquency
       | action | startDate       | endDate         |
       | PAUSE  | 25 October 2023 | 30 October 2023 |
 
-
+  @TestRailId:C2968
   Scenario: Verify Loan delinquency pause API - PAUSE with start date before than actual business date is possible
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -110,7 +110,7 @@ Feature: LoanDelinquency
       | action | startDate       | endDate         |
       | PAUSE  | 14 October 2023 | 30 October 2023 |
 
-
+  @TestRailId:C2969
   Scenario: Verify Loan delinquency pause API - PAUSE action on non-active loan result an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -135,7 +135,7 @@ Feature: LoanDelinquency
     When Admin sets the business date to "16 October 2023"
     Then Initiating a DELINQUENCY PAUSE on a non-active loan results an error - startDate: "16 October 2023", endDate: "30 October 2023"
 
-
+  @TestRailId:C2970
   Scenario: Verify Loan delinquency pause API - RESUME action on non-active loan result an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -158,7 +158,7 @@ Feature: LoanDelinquency
     Then Loan status will be "CLOSED_OBLIGATIONS_MET"
     Then Initiating a DELINQUENCY RESUME on a non-active loan results an error - startDate: "16 October 2023"
 
-
+  @TestRailId:C2971
   Scenario: Verify Loan delinquency pause API - Overlapping PAUSE periods result an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -175,7 +175,7 @@ Feature: LoanDelinquency
     When Admin sets the business date to "20 October 2023"
     Then Overlapping PAUSE periods result an error - startDate: "20 October 2023", endDate: "30 October 2023"
 
-
+  @TestRailId:C2972
   Scenario: Verify Loan delinquency pause API - RESUME without an active PAUSE period results an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -186,7 +186,7 @@ Feature: LoanDelinquency
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
     Then Initiating a DELINQUENCY RESUME without an active PAUSE period results an error - startDate: "01 October 2023"
 
-
+  @TestRailId:C2973
   Scenario: Verify Loan delinquency pause API - RESUME with start date before than actual business date results an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -203,7 +203,7 @@ Feature: LoanDelinquency
     When Admin sets the business date to "20 October 2023"
     Then Initiating a DELINQUENCY RESUME with start date other than actual business date results an error - startDate: "01 October 2023"
 
-
+  @TestRailId:C2974
   Scenario: Verify Loan delinquency pause API - RESUME with start date later than actual business date results an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -220,12 +220,12 @@ Feature: LoanDelinquency
     When Admin sets the business date to "20 October 2023"
     Then Initiating a DELINQUENCY RESUME with start date other than actual business date results an error - startDate: "21 October 2023"
 
-
+  @TestRailId:C2975
   Scenario: Verify Loan delinquency pause API - RESUME with end date results an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
     When Admin creates a fully customized loan with the following data:
-      | LoanProduct                                      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
@@ -237,7 +237,7 @@ Feature: LoanDelinquency
     When Admin sets the business date to "20 October 2023"
     Then Initiating a DELINQUENCY RESUME with an endDate results an error - startDate: "20 October 2023", endDate: "30 October 2023"
 
-  @Skip
+  @Skip @TestRailId:C2992
   Scenario: Verify Loan level loan delinquency - loan goes into delinquency pause then will be resumed
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -265,7 +265,7 @@ Feature: LoanDelinquency
     When Admin runs inline COB job for Loan
     Then Admin checks that delinquency range is: "RANGE_30" and has delinquentDate "2023-10-04"
 
-
+  @TestRailId:C2979
   Scenario: Verify Installment level loan delinquency - loan goes into delinquency bucket
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -282,7 +282,7 @@ Feature: LoanDelinquency
       | 4       | RANGE_60 | 500.00 |
     Then Installment level delinquency event has correct data
 
-
+  @TestRailId:C2980
   Scenario: Verify Installment level loan delinquency - loan goes from one delinquency bucket to an other
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -307,7 +307,7 @@ Feature: LoanDelinquency
       | 4       | RANGE_60 | 500.00 |
     Then Installment level delinquency event has correct data
 
-
+  @TestRailId:C2981
   Scenario: Verify Installment level loan delinquency - loan goes out from delinquency by late repayment
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -328,7 +328,7 @@ Feature: LoanDelinquency
     Then Installment level delinquency event has correct data
     Then INSTALLMENT level delinquency is null
 
-
+  @TestRailId:C2982
   Scenario: Verify Installment level loan delinquency - some of the installments go out from delinquency by late repayment
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -350,7 +350,7 @@ Feature: LoanDelinquency
       | rangeId | Range   | Amount |
       | 2       | RANGE_3 | 250.00 |
 
-
+  @TestRailId:C2983
   Scenario: Verify Installment level loan delinquency - loan goes out from delinquency by Goodwill credit transaction
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -371,7 +371,7 @@ Feature: LoanDelinquency
     Then Installment level delinquency event has correct data
     Then INSTALLMENT level delinquency is null
 
-
+  @TestRailId:C2984
   Scenario: Verify Installment level loan delinquency - some of the installments go out from delinquency by Goodwill credit transaction
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -393,7 +393,7 @@ Feature: LoanDelinquency
       | rangeId | Range   | Amount |
       | 2       | RANGE_3 | 250.00 |
 
-
+  @TestRailId:C2985
   Scenario: Verify Installment level loan delinquency - loan with charges goes into delinquency bucket
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -413,7 +413,7 @@ Feature: LoanDelinquency
       | 4       | RANGE_60 | 520.00 |
     Then Installment level delinquency event has correct data
 
-
+  @TestRailId:C2987
   Scenario: Verify Installment level loan delinquency - loan goes into delinquency pause
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -422,6 +422,9 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
+    When Admin sets the business date to "30 October 2023"
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "16 November 2023"
     When Admin runs inline COB job for Loan
     Then Loan has the following INSTALLMENT level delinquency data:
@@ -450,6 +453,8 @@ Feature: LoanDelinquency
       | 1       | RANGE_1  | 250.00 |
       | 2       | RANGE_3  | 250.00 |
       | 3       | RANGE_30 | 500.00 |
+    When Admin sets the business date to "20 December 2023"
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "01 January 2024"
     When Admin runs inline COB job for Loan
     Then Installment level delinquency event has correct data
@@ -458,7 +463,7 @@ Feature: LoanDelinquency
       | 3       | RANGE_30 | 500.00 |
       | 4       | RANGE_60 | 500.00 |
 
-
+  @TestRailId:C2988
   Scenario: Verify Installment level loan delinquency - loan goes into delinquency pause then will be resumed
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -467,6 +472,9 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
+    When Admin sets the business date to "30 October 2023"
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "16 November 2023"
     When Admin runs inline COB job for Loan
     Then Loan has the following INSTALLMENT level delinquency data:
@@ -501,7 +509,7 @@ Feature: LoanDelinquency
       | 2       | RANGE_3  | 250.00 |
       | 3       | RANGE_30 | 500.00 |
 
-
+  @TestRailId:C2990
   Scenario: Verify that a non-super user with CREATE_DELINQUENCY_ACTION permission can initiate a DELINQUENCY PAUSE
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -519,7 +527,7 @@ Feature: LoanDelinquency
       | action | startDate       | endDate         |
       | PAUSE  | 16 October 2023 | 30 October 2023 |
 
-
+  @TestRailId:C2991
   Scenario: Verify that a non-super user with no CREATE_DELINQUENCY_ACTION permission gets an error when initiate a DELINQUENCY PAUSE
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -533,7 +541,7 @@ Feature: LoanDelinquency
       | REPAYMENT_LOAN |
     Then Created user with no CREATE_DELINQUENCY_ACTION permission gets an error when initiate a DELINQUENCY PAUSE with startDate: "16 October 2023" and endDate: "30 October 2023"
 
-
+  @TestRailId:C2999
   Scenario: Verify Loan delinquency pause E2E - full PAUSE period
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -604,7 +612,7 @@ Feature: LoanDelinquency
       | rangeId | Range   | Amount |
       | 2       | RANGE_3 | 250.00 |
 
-
+  @TestRailId:C3000
   Scenario: Verify Loan delinquency pause E2E - PAUSE period with RESUME
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -613,6 +621,7 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
 #    --- Delinquency pause ---
     When Admin sets the business date to "15 October 2023"
     When Admin initiate a DELINQUENCY PAUSE with startDate: "15 October 2023" and endDate: "30 October 2023"
@@ -625,7 +634,11 @@ Feature: LoanDelinquency
       | PAUSE  | 15 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 11             | 14          |
+      | RANGE_3        | 250.0            | 04 October 2023 | 11             | 14          |
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 #    --- Delinquency resume ---
     When Admin sets the business date to "25 October 2023"
     When Admin initiate a DELINQUENCY RESUME with startDate: "25 October 2023"
@@ -643,9 +656,13 @@ Feature: LoanDelinquency
       | RESUME | 25 October 2023 |                 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 500.0            | 04 October 2023 | 12             | 25          |
-
+      | RANGE_3        | 500.0            | 04 October 2023 | 12             | 25          |
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 
+  @TestRailId:C3001
   Scenario: Verify Loan delinquency pause E2E - PAUSE period with RESUME and second PAUSE
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -654,6 +671,7 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
 #    --- Delinquency pause ---
     When Admin sets the business date to "15 October 2023"
     When Admin initiate a DELINQUENCY PAUSE with startDate: "15 October 2023" and endDate: "30 October 2023"
@@ -664,9 +682,15 @@ Feature: LoanDelinquency
     Then Delinquency-actions have the following data:
       | action | startDate       | endDate         |
       | PAUSE  | 15 October 2023 | 30 October 2023 |
+    When Admin sets the business date to "16 October 2023"
+    When Admin runs inline COB job for Loan
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 11             | 14          |
+      | RANGE_3        | 250.0            | 04 October 2023 | 11             | 15          |
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 #    --- Delinquency resume ---
     When Admin sets the business date to "25 October 2023"
     When Admin initiate a DELINQUENCY RESUME with startDate: "25 October 2023"
@@ -684,7 +708,11 @@ Feature: LoanDelinquency
       | RESUME | 25 October 2023 |                 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 500.0            | 04 October 2023 | 12             | 25          |
+      | RANGE_3        | 500.0            | 04 October 2023 | 12             | 25          |
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 #   --- Delinquency runs ---
     When Admin sets the business date to "13 November 2023"
     When Admin runs inline COB job for Loan
@@ -739,7 +767,7 @@ Feature: LoanDelinquency
       | PAUSE  | 14 November 2023 | 30 November 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | RANGE_3        | 1000.0           | 04 October 2023 | 31             | 60          |
+      | RANGE_3       | 1000.0           | 04 October 2023 | 31             | 60          |
     Then Loan has the following INSTALLMENT level delinquency data:
       | rangeId | Range    | Amount |
       | 1       | RANGE_1  | 250.00 |
@@ -766,7 +794,7 @@ Feature: LoanDelinquency
       | 3       | RANGE_30 | 250.00 |
     Then Installment level delinquency event has correct data
 
-
+  @TestRailId:C3002
   Scenario: Verify Loan delinquency pause E2E - full repayment (late/due date) during PAUSE period
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -775,6 +803,7 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
 #    --- Delinquency pause ---
     When Admin sets the business date to "06 October 2023"
     When Admin initiate a DELINQUENCY PAUSE with startDate: "06 October 2023" and endDate: "30 October 2023"
@@ -787,7 +816,12 @@ Feature: LoanDelinquency
       | PAUSE  | 06 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 2              | 5           |
+      | RANGE_1        | 250.0            | 04 October 2023 | 2              | 5           |
+#    --- Grace period applied only on Loan level, not on installment level ---
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 #    --- Full repayment for late/due date installments ---
     When Admin sets the business date to "16 October 2023"
     Then Loan Delinquency pause periods has the following data:
@@ -798,7 +832,11 @@ Feature: LoanDelinquency
       | PAUSE  | 06 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 2              | 15          |
+      | RANGE_1        | 250.0            | 04 October 2023 | 2              | 15          |
+#    --- Grace period applied only on Loan level, not on installment level ---
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 500 EUR transaction amount
     When Admin runs inline COB job for Loan
     Then Loan Delinquency pause periods has the following data:
@@ -812,7 +850,7 @@ Feature: LoanDelinquency
       | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
     Then INSTALLMENT level delinquency is null
 
-
+  @TestRailId:C3003
   Scenario: Verify Loan delinquency pause E2E - partial repayment during PAUSE period
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -821,6 +859,7 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
 #    --- Delinquency pause ---
     When Admin sets the business date to "06 October 2023"
     When Admin initiate a DELINQUENCY PAUSE with startDate: "06 October 2023" and endDate: "30 October 2023"
@@ -833,7 +872,12 @@ Feature: LoanDelinquency
       | PAUSE  | 06 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 2              | 5           |
+      | RANGE_1        | 250.0            | 04 October 2023 | 2              | 5           |
+#    --- Grace period applied only on Loan level, not on installment level ---
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 #    --- Full repayment for late/due date installments ---
     When Admin sets the business date to "16 October 2023"
     Then Loan Delinquency pause periods has the following data:
@@ -844,7 +888,11 @@ Feature: LoanDelinquency
       | PAUSE  | 06 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 2              | 15          |
+      | RANGE_1        | 250.0            | 04 October 2023 | 2              | 15          |
+#    --- Grace period applied only on Loan level, not on installment level ---
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 150 EUR transaction amount
     When Admin runs inline COB job for Loan
     Then Loan Delinquency pause periods has the following data:
@@ -861,7 +909,7 @@ Feature: LoanDelinquency
       | rangeId | Range   | Amount |
       | 2       | RANGE_3 | 100.00 |
 
-
+  @TestRailId:C3004
   Scenario: Verify Loan delinquency pause E2E - full repayment (only late) during PAUSE period then RESUME
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -870,6 +918,7 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
 #    --- Delinquency pause ---
     When Admin sets the business date to "06 October 2023"
     When Admin initiate a DELINQUENCY PAUSE with startDate: "06 October 2023" and endDate: "30 October 2023"
@@ -882,7 +931,12 @@ Feature: LoanDelinquency
       | PAUSE  | 06 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 2              | 5           |
+      | RANGE_1        | 250.0            | 04 October 2023 | 2              | 5           |
+#    --- Grace period applied only on Loan level, not on installment level ---
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
+    Then Installment level delinquency event has correct data
 #    --- Full repayment for late/due date installments ---
     When Admin sets the business date to "16 October 2023"
     Then Loan Delinquency pause periods has the following data:
@@ -893,7 +947,11 @@ Feature: LoanDelinquency
       | PAUSE  | 06 October 2023 | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 250.0            | 04 October 2023 | 2              | 15          |
+      | RANGE_1        | 250.0            | 04 October 2023 | 2              | 15          |
+#    --- Grace period applied only on Loan level, not on installment level ---
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 250.00 |
     And Customer makes "AUTOPAY" repayment on "16 October 2023" with 250 EUR transaction amount
     When Admin runs inline COB job for Loan
     Then Loan Delinquency pause periods has the following data:
@@ -944,15 +1002,16 @@ Feature: LoanDelinquency
       | 2       | RANGE_3 | 250.00 |
     Then Installment level delinquency event has correct data
 
-
+  @TestRailId:C3013
   Scenario: Verify that in case of resume on end/start date of continous pause periods first period ends automatically, second period ended by resume
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
     When Admin creates a fully customized loan with the following data:
-      | LoanProduct                                                                                      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LoanProduct                                                                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "25 October 2023"
     When Admin initiate a DELINQUENCY PAUSE with startDate: "25 October 2023" and endDate: "30 October 2023"
     Then Delinquency-actions have the following data:
@@ -992,7 +1051,10 @@ Feature: LoanDelinquency
       | true   | 30 October 2023  | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 500.0            | 04 October 2023 | 21             | 29          |
+      | RANGE_3        | 500.0            | 04 October 2023 | 21             | 29          |
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 500.00 |
     When Admin sets the business date to "31 October 2023"
     Then Loan Delinquency pause periods has the following data:
       | active | pausePeriodStart | pausePeriodEnd  |
@@ -1000,9 +1062,12 @@ Feature: LoanDelinquency
       | false  | 30 October 2023  | 30 October 2023 |
     Then Loan has the following LOAN level delinquency data:
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
-      | NO_DELINQUENCY | 500.0            | 04 October 2023 | 22             | 30          |
-
+      | RANGE_3        | 500.0            | 04 October 2023 | 22             | 30          |
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range   | Amount |
+      | 2       | RANGE_3 | 500.00 |
 
+  @TestRailId:C3014
   Scenario: Verify that creating a loan with Advanced payment allocation with product no Advanced payment allocation set results an error
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -1010,7 +1075,7 @@ Feature: LoanDelinquency
       | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
       | LP1       | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
 
-
+  @TestRailId:C3015
   Scenario: Verify Backdated Pause Delinquency - Event Trigger: LoanDelinquencyRangeChangeBusinessEvent, LoanAccountDelinquencyPauseChangedBusinessEvent check
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -1045,7 +1110,7 @@ Feature: LoanDelinquency
       | rangeId | Range   | Amount |
       | 2       | RANGE_3 | 500.00 |
 
-
+  @TestRailId:C3016
   Scenario: Verify that for pause period calculations business date is being used instead of COB date
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -1100,7 +1165,7 @@ Feature: LoanDelinquency
       | action | startDate       | endDate         |
       | PAUSE  | 16 October 2023 | 25 October 2023 |
 
-
+  @TestRailId:C3018
   Scenario: Verify that if Global configuration: next-payment-due-date is set to: earliest-unpaid-date then in Loan details delinquent.nextPaymentDueDate will be the first unpaid installment date
     When Global config "next-payment-due-date" value set to "earliest-unpaid-date"
     When Admin sets the business date to "01 October 2023"
@@ -1116,7 +1181,7 @@ Feature: LoanDelinquency
     Then Loan details delinquent.nextPaymentDueDate will be "01 October 2023"
     When Global config "next-payment-due-date" value set to "earliest-unpaid-date"
 
-
+  @TestRailId:C3019
   Scenario: Verify that if Global configuration: next-payment-due-date is set to: next-unpaid-due-date then in Loan details delinquent.nextPaymentDueDate will be the next unpaid installment date regardless of the status of previous installments
     When Global config "next-payment-due-date" value set to "next-unpaid-due-date"
     When Admin sets the business date to "01 October 2023"
@@ -1132,7 +1197,7 @@ Feature: LoanDelinquency
     Then Loan details delinquent.nextPaymentDueDate will be "31 October 2023"
     When Global config "next-payment-due-date" value set to "earliest-unpaid-date"
 
-
+  @TestRailId:C3032
   Scenario: Verify that delinquencyRange field in LoanAccountDelinquencyRangeDataV1 is not null in case of delinquent Loan
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -1148,7 +1213,7 @@ Feature: LoanDelinquency
       | classification | delinquentAmount | delinquentDate  | delinquentDays | pastDueDays |
       | RANGE_30       | 1000.0           | 04 October 2023 | 58             | 61          |
 
-
+  @TestRailId:C3035
   Scenario: Verify that delinquency is NOT applied after loan submitted and approved
     When Admin sets the business date to "30 October 2023"
     When Admin creates a client with random data
@@ -1163,7 +1228,7 @@ Feature: LoanDelinquency
       | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
       | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
 
-
+  @TestRailId:C3047
   Scenario: Verify that delinquent.lastRepaymentAmount is calculated correctly in case of auto downpayment
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -1175,7 +1240,7 @@ Feature: LoanDelinquency
     When Admin sets the business date to "01 April 2024"
     Then In Loan details delinquent.lastRepaymentAmount is 250 EUR with lastRepaymentDate "01 February 2024"
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3066 @AdvancedPaymentAllocation
   Scenario: Verify that on Loans in SUBMITTED_AND_PENDING_APPROVAL or APPROVED status delinquency is not applied
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -1189,8 +1254,8 @@ Feature: LoanDelinquency
     And Admin successfully approves the loan on "01 March 2024" with "1000" amount and expected disbursement date on "01 March 2024"
     Then Admin checks that delinquency range is: "NO_DELINQUENCY" and has delinquentDate ""
 
-#    TODO remove skip when LoanDelinquencyRangeChangeBusinessEvent has wrong values compared to LoanDetails is done and scenario below here does not fail
-  @Skip
+#    TODO unskip and check when PS-1827 is done
+  @Skip @TestRailId:C3093
   Scenario: Verify that LoanDelinquencyRangeChangeBusinessEvent has the correct Delinquency range, date and amount on both loan- and installment-level
     When Admin sets the business date to "01 January 2024"
     When Admin creates a client with random data
@@ -1199,6 +1264,9 @@ Feature: LoanDelinquency
       | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_INSTALLMENT_LEVEL_DELINQUENCY | 01 January 2024   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 90                | DAYS                  | 30             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
     And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
     When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin runs inline COB job for Loan
+    When Admin sets the business date to "01 February 2024"
+    When Admin runs inline COB job for Loan
     When Admin sets the business date to "05 March 2024"
     When Admin runs inline COB job for Loan
     Then Loan has the following LOAN level delinquency data:
@@ -1210,3 +1278,70 @@ Feature: LoanDelinquency
       | 3       | RANGE_30 | 250.00 |
       | 4       | RANGE_60 | 250.00 |
     Then LoanDelinquencyRangeChangeBusinessEvent has the same Delinquency range, date and amount as in LoanDetails on both loan- and installment-level
+
+  @TestRailId:C3135
+  Scenario: Verify that the delinquency is not applied on Loan with Rejected status
+    When Admin sets the business date to "01 February 2024"
+    When Admin creates a client with random data
+    When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 February 2024  | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    When Admin sets the business date to "01 March 2024"
+    When Admin runs inline COB job for Loan
+    Then Loan has the following LOAN level delinquency data:
+      | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
+      | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
+    And Admin successfully approves the loan on "01 March 2024" with "1000" amount and expected disbursement date on "01 March 2024"
+    Then Loan has the following LOAN level delinquency data:
+      | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
+      | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
+    When Admin sets the business date to "25 March 2024"
+    And Admin can successfully undone the loan approval
+    And Admin successfully rejects the loan on "25 March 2024"
+    Then Loan status will be "REJECTED"
+    Then Loan has the following LOAN level delinquency data:
+      | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
+      | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
+
+  @TestRailId:C3136
+  Scenario: Verify that the delinquency is not applied on Loan with Withdrawn status
+    When Admin sets the business date to "01 February 2024"
+    When Admin creates a client with random data
+    When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 February 2024  | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    When Admin sets the business date to "01 March 2024"
+    When Admin runs inline COB job for Loan
+    Then Loan has the following LOAN level delinquency data:
+      | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
+      | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
+    And Admin successfully approves the loan on "01 March 2024" with "1000" amount and expected disbursement date on "01 March 2024"
+    Then Loan has the following LOAN level delinquency data:
+      | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
+      | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
+    When Admin sets the business date to "25 March 2024"
+    And Admin can successfully undone the loan approval
+    And Admin successfully withdrawn the loan on "25 March 2024"
+    Then Loan status will be "WITHDRAWN"
+    Then Loan has the following LOAN level delinquency data:
+      | classification | delinquentAmount | delinquentDate | delinquentDays | pastDueDays |
+      | NO_DELINQUENCY | 0.0              | null           | 0              | 0           |
+
+  @TestRailId:C3137
+  Scenario: Verify Installment level loan delinquency can be applied on loan account level in case of non-installment level delinquency loan product
+    When Admin sets the business date to "01 October 2023"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with installment level delinquency and with the following data:
+      | LoanProduct                                                         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_ADV_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 October 2023   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 October 2023" with "1000" amount and expected disbursement date on "01 October 2023"
+    When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
+    When Admin sets the business date to "16 December 2023"
+    When Admin runs inline COB job for Loan
+    Then Loan has the following INSTALLMENT level delinquency data:
+      | rangeId | Range    | Amount |
+      | 3       | RANGE_30 | 500.00 |
+      | 4       | RANGE_60 | 500.00 |
+    Then Installment level delinquency event has correct data
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanDownPayment.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanDownPayment.feature
index 1c62109def8..2c38eed5b24 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanDownPayment.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanDownPayment.feature
@@ -1,7 +1,7 @@
 @LoanDownPaymentFeature
 Feature: Loan DownPayment
 
-
+  @TestRailId:C2812
   Scenario: Single disbursement normal flow - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -51,7 +51,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 15 February 2022 | Repayment        | 400.0  | 400.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-
+  @TestRailId:C2813
   Scenario: Single disbursement normal flow - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -112,7 +112,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 500.0        |
       | 15 February 2022 | Repayment        | 400.0  | 400.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-
+  @TestRailId:C2814
   Scenario: Single disbursement charge flow - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -163,7 +163,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Repayment        | 300.0  | 250.0     | 0.0      | 0.0  | 50.0      | 500.0        |
       | 15 February 2022 | Repayment        | 400.0  | 400.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-
+  @TestRailId:C2815
   Scenario: Single disbursement charge flow - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -225,7 +225,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Repayment        | 300.0  | 250.0     | 0.0      | 0.0  | 50.0      | 500.0        |
       | 15 February 2022 | Repayment        | 400.0  | 400.0     | 0.0      | 0.0  | 0.0       | 100.0        |
 
-
+  @TestRailId:C2816
   Scenario: Double disbursement different day - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -266,7 +266,7 @@ Feature: Loan DownPayment
       | 10 January 2022  | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
       | 10 January 2022  | Down Payment     | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 1050.0       |
 
-
+  @TestRailId:C2817
   Scenario: Double disbursement different day - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -318,7 +318,7 @@ Feature: Loan DownPayment
       | 10 January 2022  | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
 
 
-
+  @TestRailId:C2818
   Scenario: Double disbursement on installment day - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -360,7 +360,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Down Payment     | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 1050.0       |
 
 
-
+  @TestRailId:C2819
   Scenario: Double disbursement on installment day - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -411,7 +411,7 @@ Feature: Loan DownPayment
       | 01 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 01 February 2022 | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
 
-
+  @TestRailId:C2820
   Scenario: Downpayment with loan adjustment - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -456,7 +456,7 @@ Feature: Loan DownPayment
       | 01 April 2022    | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
       | 01 April 2022    | Down Payment     | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 1050.0       |
 
-
+  @TestRailId:C2821
   Scenario: Downpayment with loan adjustment - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -521,7 +521,7 @@ Feature: Loan DownPayment
       | 01 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 01 April 2022    | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
 
-
+  @TestRailId:C2822
   Scenario: Downpayment creation date - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -576,7 +576,7 @@ Feature: Loan DownPayment
       | 01 April 2022    | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
       | 01 April 2022    | Down Payment     | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 1050.0       |
 
-
+  @TestRailId:C2823
   Scenario: Downpayment creation date - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -641,7 +641,7 @@ Feature: Loan DownPayment
       | 10 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 01 April 2022    | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
 
-
+  @TestRailId:C2824
   Scenario: Double disbursement normal flow - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -696,7 +696,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
       | 01 February 2022 | Repayment        | 500.0  | 500.0     | 0.0      | 0.0  | 0.0       | 1000.0       |
 
-
+  @TestRailId:C2825
   Scenario: Double disbursement normal flow - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -761,7 +761,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 01 February 2022 | Repayment        | 500.0  | 500.0     | 0.0      | 0.0  | 0.0       | 1250.0       |
 
-
+  @TestRailId:C2826
   Scenario: Double disbursement same day - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -801,7 +801,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 15 January 2022  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2827
   Scenario: Double disbursement same day - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -865,7 +865,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 15 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2828
   Scenario: Double disbursement partial overpayment - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -905,7 +905,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 15 January 2022  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2829
   Scenario: Double disbursement partial overpayment - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -969,7 +969,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1600.0       |
       | 15 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1350.0       |
 
-
+  @TestRailId:C2830
   Scenario: Double disbursement full overpayment - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1021,7 +1021,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1500.0       |
       | 15 January 2022  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1250.0       |
 
-
+  @TestRailId:C2831
   Scenario: Double disbursement full overpayment - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1085,7 +1085,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1500.0       |
       | 15 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1250.0       |
 
-
+  @TestRailId:C2832
   Scenario: Double disbursement after installment overdue - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1125,7 +1125,7 @@ Feature: Loan DownPayment
       | 15 February 2022 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 15 February 2022 | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2833
   Scenario: Double disbursement after installment overdue - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1189,7 +1189,7 @@ Feature: Loan DownPayment
       | 15 February 2022 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 15 February 2022 | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2834
   Scenario: Double disbursement after installment 2 - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1242,7 +1242,7 @@ Feature: Loan DownPayment
       | 15 February 2022 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1500.0       |
       | 15 February 2022 | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1250.0       |
 
-
+  @TestRailId:C2835
   Scenario: Double disbursement after installment 2 - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1319,7 +1319,7 @@ Feature: Loan DownPayment
       | 15 February 2022 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1500.0       |
       | 15 February 2022 | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1250.0       |
 
-
+  @TestRailId:C2836
   Scenario: Double disbursement normal overdue - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1373,7 +1373,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
       | 15 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1250.0       |
 
-
+  @TestRailId:C2837
   Scenario: Double disbursement normal overdue - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1425,7 +1425,7 @@ Feature: Loan DownPayment
       | 15 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 2000.0       |
       | 15 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1750.0       |
 
-
+  @TestRailId:C2838
   Scenario: Double disbursement on Duedate - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1465,7 +1465,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 01 February 2022 | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2839
   Scenario: Double disbursement on Duedate - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1530,7 +1530,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
   #  To recheck after verifying that loan product details are correct
-  @Skip
+  @Skip @TestRailId:C2852
   Scenario: Single disbursement with interest - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1551,7 +1551,7 @@ Feature: Loan DownPayment
       | 1000.0        | 30       | 0    | 0         | 1030.0 | 0.0  | 0          | 0    | 1030        |
 
   #  To recheck after verifying that loan product details are correct
-  @Skip
+  @Skip @TestRailId:C2853
   Scenario: Single disbursement delinquency - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1574,7 +1574,7 @@ Feature: Loan DownPayment
     When Admin runs COB job
     Then Admin checks that delinquency range is: "RANGE_1" and has delinquentDate "2022-01-04"
 
-
+  @TestRailId:C2854
   Scenario: Single disbursement with undo disbursement when auto downpayment is enabled without manual transaction after last downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1600,7 +1600,7 @@ Feature: Loan DownPayment
     When Admin successfully undo disbursal
     Then Loan status has changed to "Approved"
 
-
+  @TestRailId:C2855
   Scenario: Single disbursement with undo disbursement when auto downpayment is disabled without manual transaction after last downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1637,7 +1637,7 @@ Feature: Loan DownPayment
     When Admin successfully undo disbursal
     Then Loan status has changed to "Approved"
 
-
+  @TestRailId:C2856
   Scenario: Single disbursement with undo disbursement when auto downpayment is disabled with manual transaction after last downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1700,7 +1700,7 @@ Feature: Loan DownPayment
     When Admin successfully undo disbursal
     Then Loan status has changed to "Approved"
 
-
+  @TestRailId:C2857
   Scenario: Single disbursement with undo disbursement when auto downpayment is enabled with manual transaction after last downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1753,7 +1753,7 @@ Feature: Loan DownPayment
     Then Loan status has changed to "Approved"
 
 
-
+  @TestRailId:C2858
   Scenario: Multi disbursement with undo last disbursement when auto downpayment is enabled without manual transaction after last downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1803,7 +1803,7 @@ Feature: Loan DownPayment
       | 01 January 2022  | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
 
 
-
+  @TestRailId:C2859
   Scenario: Multi disbursement with undo last disbursement when auto downpayment is disabled without manual transaction after last downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -1865,7 +1865,7 @@ Feature: Loan DownPayment
       | 01 January 2022  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
 
 
-
+  @TestRailId:C2866
   Scenario: Verify backdated disbursement - after down payment, before first installment due date, installment start date calculated by loan disbursement date
     When Admin sets the business date to "01 January 2023"
     When Admin creates a client with random data
@@ -1910,7 +1910,7 @@ Feature: Loan DownPayment
       | 05 January 2023  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 2000.0       |
       | 05 January 2023  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1750.0       |
 
-
+  @TestRailId:C2867
   Scenario: Verify backdated disbursement - second disbursement placed on after down payment, after first installment paid on due date, and takes place before first installment due date
     When Admin sets the business date to "01 January 2023"
     When Admin creates a client with random data
@@ -1973,7 +1973,7 @@ Feature: Loan DownPayment
       | 01 February 2023 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1750.0       |
       | 05 February 2023 | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1500.0       |
 
-
+  @TestRailId:C2868
   Scenario: Verify backdated disbursement - after down payment, before first installment due date, installment start date calculated by loan submitted on date
     When Admin sets repaymentStartDateType for "LP2_DOWNPAYMENT" loan product to "SUBMITTED_ON_DATE"
     When Admin sets the business date to "01 January 2023"
@@ -2020,7 +2020,7 @@ Feature: Loan DownPayment
       | 05 January 2023  | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 1750.0       |
     When Admin sets repaymentStartDateType for "LP2_DOWNPAYMENT" loan product to "DISBURSEMENT_DATE"
 
-
+  @TestRailId:C2869
   Scenario: Verify correct Loan Repayment EMI Amount is calculated and is rounded off if loan product installmentAmountInMultiplesOf is set
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -2040,7 +2040,7 @@ Feature: Loan DownPayment
       | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
       | 1250.0        | 0        | 0    | 0         | 1250.0 | 0.0  | 0          | 0    | 1250        |
 
-
+  @TestRailId:C2882
   Scenario: Verify Loan Repayment Due and Overdue events for downpayment
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -2055,7 +2055,7 @@ Feature: Loan DownPayment
     When Admin runs inline COB job for Loan
     Then Loan Repayment Overdue Business Event is created
 
-
+  @TestRailId:C2883
   Scenario: Verify that with multiple disbursement when last disbursement is reverted, downpayment will be reverted too - autopayment disabled
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -2101,7 +2101,7 @@ Feature: Loan DownPayment
       | 01 September 2023 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
       | 05 September 2023 | Repayment        | 500.0  | 500.0     | 0.0      | 0.0  | 0.0       | 500.0        |
 
-
+  @TestRailId:C2884
   Scenario: Verify that with multiple disbursement when last disbursement is reverted, downpayment will be reverted too - autopayment enabled
     When Admin sets the business date to "01 September 2023"
     When Admin creates a client with random data
@@ -2150,7 +2150,7 @@ Feature: Loan DownPayment
       | 01 September 2023 | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
       | 05 September 2023 | Repayment        | 500.0  | 500.0     | 0.0      | 0.0  | 0.0       | 250.0        |
 
-
+  @TestRailId:C2913
   @AdvancedPaymentAllocation
   Scenario: Verify that down-payment Installments are available in the repayment schedule for CREATED, APPROVED and DISBURSED states of the loan account
     When Admin sets the business date to "01 September 2023"
@@ -2208,7 +2208,7 @@ Feature: Loan DownPayment
       | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
       | 600.0         | 0        | 0.0  | 0         | 600.0 | 150.0 | 0.0        | 0.0  | 450.0       |
 
-
+  @TestRailId:C2938
   Scenario: Multiple disbursements on same day - auto enabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -2273,7 +2273,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Down Payment     | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 1050.0       |
 
 
-
+  @TestRailId:C2939
   Scenario: Multiple disbursements on same day - auto disabled
     When Admin sets the business date to "01 January 2022"
     When Admin creates a client with random data
@@ -2345,7 +2345,7 @@ Feature: Loan DownPayment
       | 01 February 2022 | Disbursement     | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 950.0        |
       | 01 February 2022 | Disbursement     | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 1150.0       |
 
-
+  @TestRailId:C3017
   Scenario: Verify that repayment schedule is managed properly in case of LP2 product with two disbursement on the same day
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -2374,7 +2374,7 @@ Feature: Loan DownPayment
       | 01 October 2023  | Disbursement     | 900.0  | 0.0       | 0.0      | 0.0  | 0.0       | 975.0        |
       | 01 October 2023  | Down Payment     | 225.0  | 225.0     | 0.0      | 0.0  | 0.0       | 750.0        |
 
-
+  @TestRailId:C3031
   Scenario: Verify that in case of auto downpayment Loan details / summary.totalRepaymentTransaction has the downpayment amount
     When Admin sets the business date to "01 October 2023"
     When Admin creates a client with random data
@@ -2385,7 +2385,7 @@ Feature: Loan DownPayment
     When Admin successfully disburse the loan on "01 October 2023" with "1000" EUR transaction amount
     Then Loan details has the downpayment amount "250" in summary.totalRepaymentTransaction
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3061 @AdvancedPaymentAllocation
   Scenario: Verify enhanced auto downpayment for overpaid loans - UC1: overpaid amount > second disbursement amount AND overpaid amount > related downpayment amount
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -2422,7 +2422,7 @@ Feature: Loan DownPayment
       | 16 February 2024 | Repayment        | 1000.0 | 375.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 20 February 2024 | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3062 @AdvancedPaymentAllocation
   Scenario: Verify enhanced auto downpayment for overpaid loans - UC2: overpaid amount = second disbursement amount AND overpaid amount > related downpayment amount
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -2449,8 +2449,8 @@ Feature: Loan DownPayment
       | 4  | 15   | 02 March 2024    | 20 February 2024 | 359.0           | 360.0         | 0.0      | 0.0  | 0.0       | 360.0 | 360.0 | 360.0      | 0.0  | 0.0         |
       | 5  | 15   | 17 March 2024    | 20 February 2024 | 0.0             | 359.0         | 0.0      | 0.0  | 0.0       | 359.0 | 359.0 | 359.0      | 0.0  | 0.0         |
     Then Loan Repayment schedule has the following data in Total row:
-      | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
-      | 1125.0         | 0.0      | 0.0  | 0.0       | 1125.0 | 1125.0 | 719.0      | 0.0  | 0.0         |
+      | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
+      | 1125.0        | 0.0      | 0.0  | 0.0       | 1125.0 | 1125.0 | 719.0      | 0.0  | 0.0         |
     Then Loan Transactions tab has the following data:
       | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
       | 01 February 2024 | Disbursement     | 500.0  | 0.0       | 0.0      | 0.0  | 0.0       | 500.0        |
@@ -2458,7 +2458,7 @@ Feature: Loan DownPayment
       | 16 February 2024 | Repayment        | 1000.0 | 375.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 20 February 2024 | Disbursement     | 625.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3063 @AdvancedPaymentAllocation
   Scenario: Verify enhanced auto downpayment for overpaid loans - UC3: overpaid amount < second disbursement amount BUT overpaid amount > related downpayment amount
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -2495,7 +2495,7 @@ Feature: Loan DownPayment
       | 16 February 2024 | Repayment        | 575.0  | 375.0     | 0.0      | 0.0  | 0.0       | 0.0          |
       | 20 February 2024 | Disbursement     | 400.0  | 0.0       | 0.0      | 0.0  | 0.0       | 200.0        |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3064 @AdvancedPaymentAllocation
   Scenario: Verify enhanced auto downpayment for overpaid loans - UC4: overpaid amount < second disbursement amount AND overpaid amount < related downpayment amount
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -2533,7 +2533,7 @@ Feature: Loan DownPayment
       | 20 February 2024 | Disbursement     | 600.0  | 0.0       | 0.0      | 0.0  | 0.0       | 500.0        |
       | 20 February 2024 | Down Payment     | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 450.0        |
 
-   @AdvancedPaymentAllocation
+  @TestRailId:C3065 @AdvancedPaymentAllocation
   Scenario: Verify enhanced auto downpayment for overpaid loans - UC5: repayment reverted
     When Admin sets the business date to "01 February 2024"
     When Admin creates a client with random data
@@ -2572,6 +2572,152 @@ Feature: Loan DownPayment
       | 01 February 2024 | Disbursement     | 500.0  | 0.0       | 0.0      | 0.0  | 0.0       | 500.0        | false    |
       | 01 February 2024 | Down Payment     | 125.0  | 125.0     | 0.0      | 0.0  | 0.0       | 375.0        | false    |
       | 10 February 2024 | Repayment        | 100.0  | 100.0     | 0.0      | 0.0  | 0.0       | 275.0        | false    |
-      | 16 February 2024 | Repayment        | 375.0  | 275.0     | 0.0      | 0.0  | 0.0       | 0.0          | true    |
+      | 16 February 2024 | Repayment        | 375.0  | 275.0     | 0.0      | 0.0  | 0.0       | 0.0          | true     |
       | 20 February 2024 | Disbursement     | 600.0  | 0.0       | 0.0      | 0.0  | 0.0       | 875.0        | false    |
       | 20 February 2024 | Down Payment     | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 825.0        | false    |
+
+  @TestRailId:C3105 @AdvancedPaymentAllocation
+  Scenario: Verify multi disbursement on same day with Advanced payment allocation works properly
+    When Admin sets the business date to "01 February 2024"
+    When Admin creates a client with random data
+    When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                       | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 February 2024  | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 45                | DAYS                  | 15             | DAYS                   | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 February 2024" with "1000" amount and expected disbursement date on "01 February 2024"
+    When Admin successfully disburse the loan on "01 February 2024" with "100" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due  | Paid | In advance | Late | Outstanding |
+      |    |      | 01 February 2024 |                  | 100.0           |               |          | 0.0  |           | 0.0  | 0.0  |            |      |             |
+      | 1  | 0    | 01 February 2024 | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 25.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 15   | 16 February 2024 |                  | 50.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 3  | 15   | 02 March 2024    |                  | 25.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+      | 4  | 15   | 17 March 2024    |                  | 0.0             | 25.0          | 0.0      | 0.0  | 0.0       | 25.0 | 0.0  | 0.0        | 0.0  | 25.0        |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      | 100.0         | 0.0      | 0.0  | 0.0       | 100.0 | 25.0 | 0.0        | 0.0  | 75.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 February 2024 | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    |
+      | 01 February 2024 | Down Payment     | 25.0   | 25.0      | 0.0      | 0.0  | 0.0       | 75.0         | false    |
+    When Admin sets the business date to "02 February 2024"
+    When Admin successfully disburse the loan on "02 February 2024" with "1000" EUR transaction amount
+    Then Loan Repayment schedule has 5 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 February 2024 |                  | 100.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 0    | 01 February 2024 | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 0.0        | 0.0  | 0.0         |
+      |    |      | 02 February 2024 |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 2  | 0    | 02 February 2024 | 02 February 2024 | 825.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 15   | 16 February 2024 |                  | 550.0           | 275.0         | 0.0      | 0.0  | 0.0       | 275.0 | 0.0   | 0.0        | 0.0  | 275.0       |
+      | 4  | 15   | 02 March 2024    |                  | 275.0           | 275.0         | 0.0      | 0.0  | 0.0       | 275.0 | 0.0   | 0.0        | 0.0  | 275.0       |
+      | 5  | 15   | 17 March 2024    |                  | 0.0             | 275.0         | 0.0      | 0.0  | 0.0       | 275.0 | 0.0   | 0.0        | 0.0  | 275.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1100.0        | 0.0      | 0.0  | 0.0       | 1100.0 | 275.0 | 0.0        | 0.0  | 825.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 February 2024 | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    |
+      | 01 February 2024 | Down Payment     | 25.0   | 25.0      | 0.0      | 0.0  | 0.0       | 75.0         | false    |
+      | 02 February 2024 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1075.0       | false    |
+      | 02 February 2024 | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 825.0        | false    |
+    When Admin successfully disburse the loan on "02 February 2024" with "112" EUR transaction amount
+    Then Loan Repayment schedule has 6 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 February 2024 |                  | 100.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 0    | 01 February 2024 | 01 February 2024 | 75.0            | 25.0          | 0.0      | 0.0  | 0.0       | 25.0  | 25.0  | 0.0        | 0.0  | 0.0         |
+      |    |      | 02 February 2024 |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      |    |      | 02 February 2024 |                  | 112.0           |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 2  | 0    | 02 February 2024 | 02 February 2024 | 937.0           | 250.0         | 0.0      | 0.0  | 0.0       | 250.0 | 250.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 0    | 02 February 2024 | 02 February 2024 | 909.0           | 28.0          | 0.0      | 0.0  | 0.0       | 28.0  | 28.0  | 0.0        | 0.0  | 0.0         |
+      | 4  | 15   | 16 February 2024 |                  | 606.0           | 303.0         | 0.0      | 0.0  | 0.0       | 303.0 | 0.0   | 0.0        | 0.0  | 303.0       |
+      | 5  | 15   | 02 March 2024    |                  | 303.0           | 303.0         | 0.0      | 0.0  | 0.0       | 303.0 | 0.0   | 0.0        | 0.0  | 303.0       |
+      | 6  | 15   | 17 March 2024    |                  | 0.0             | 303.0         | 0.0      | 0.0  | 0.0       | 303.0 | 0.0   | 0.0        | 0.0  | 303.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1212.0        | 0.0      | 0.0  | 0.0       | 1212.0 | 303.0 | 0.0        | 0.0  | 909.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 February 2024 | Disbursement     | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 100.0        | false    |
+      | 01 February 2024 | Down Payment     | 25.0   | 25.0      | 0.0      | 0.0  | 0.0       | 75.0         | false    |
+      | 02 February 2024 | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1075.0       | false    |
+      | 02 February 2024 | Down Payment     | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 825.0        | false    |
+      | 02 February 2024 | Disbursement     | 112.0  | 0.0       | 0.0      | 0.0  | 0.0       | 937.0        | false    |
+      | 02 February 2024 | Down Payment     | 28.0   | 28.0      | 0.0      | 0.0  | 0.0       | 909.0        | false    |
+
+  @TestRailId:C3162
+  Scenario: Verify that downpayment can be enabled during loan creation if the product has downpayment enabled
+    When Admin sets the business date to "01 January 2022"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with forced disabled downpayment with the following data:
+      | LoanProduct      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
+      | LP2_DOWNPAYMENT | 01 January 2022   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
+    And Admin successfully approves the loan on "01 January 2022" with "1000" amount and expected disbursement date on "01 January 2023"
+    When Admin successfully disburse the loan on "01 January 2022" with "1000" EUR transaction amount
+    Then Loan Repayment schedule has 3 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2022  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 31   | 01 February 2022 |           | 667.0           | 333.0         | 0.0      | 0.0  | 0.0       | 333.0 | 0.0  | 0.0        | 0.0  | 333.0       |
+      | 2  | 28   | 01 March 2022    |           | 334.0           | 333.0         | 0.0      | 0.0  | 0.0       | 333.0 | 0.0  | 0.0        | 0.0  | 333.0       |
+      | 3  | 31   | 01 April 2022    |           | 0.0             | 334.0         | 0.0      | 0.0  | 0.0       | 334.0 | 0.0  | 0.0        | 0.0  | 334.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000.0        | 0        | 0    | 0         | 1000.0 | 0.0  | 0          | 0    | 1000        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 January 2022  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       | false    |
+
+
+  @TestRailId:C3163
+  Scenario: Verify that downpayment cannot be enabled during loan creation if the product has downpayment disabled
+    When Admin sets the business date to "01 January 2022"
+    When Admin creates a client with random data
+    Then Admin fails to create a fully customized loan with forced enabled downpayment with the following data:
+      | LoanProduct                                     | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL | 01 January 2022   | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+
+  @TestRailId:C3180
+  Scenario: Verify that auto repayment and downpayment percentage value can be set during loan creation in case of downpayment is enabled on Loan product level - UC1
+    When Admin sets the business date to "01 July 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with auto downpayment 15% and with the following data:
+      | LoanProduct      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
+      | LP2_DOWNPAYMENT | 01 July 2024      | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
+    And Admin successfully approves the loan on "01 July 2024" with "1000" amount and expected disbursement date on "01 July 2024"
+    When Admin successfully disburse the loan on "01 July 2024" with "1000" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date              | Paid date    | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 July 2024      |              | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 0    | 01 July 2024      | 01 July 2024 | 850.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 150.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 31   | 01 August 2024    |              | 567.0           | 283.0         | 0.0      | 0.0  | 0.0       | 283.0 | 0.0   | 0.0        | 0.0  | 283.0       |
+      | 3  | 31   | 01 September 2024 |              | 284.0           | 283.0         | 0.0      | 0.0  | 0.0       | 283.0 | 0.0   | 0.0        | 0.0  | 283.0       |
+      | 4  | 30   | 01 October 2024   |              | 0.0             | 284.0         | 0.0      | 0.0  | 0.0       | 284.0 | 0.0   | 0.0        | 0.0  | 284.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000.0        | 0        | 0    | 0         | 1000.0 | 150.0 | 0          | 0    | 850         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 July 2024     | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       | false    |
+      | 01 July 2024     | Down Payment     | 150.0  | 150.0     | 0.0      | 0.0  | 0.0       | 850.0        | false    |
+
+  @TestRailId:C3181
+  Scenario: Verify that auto repayment and downpayment percentage value can be set during loan creation in case of downpayment is enabled on Loan product level - UC2
+    When Admin sets the business date to "01 July 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with downpayment 15%, NO auto downpayment, and with the following data:
+      | LoanProduct      | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
+      | LP2_DOWNPAYMENT | 01 July 2024      | 1000           | 0                      | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 3                 | MONTHS                | 1              | MONTHS                 | 3                  | 0                       | 0                      | 0                    | DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE |
+    And Admin successfully approves the loan on "01 July 2024" with "1000" amount and expected disbursement date on "01 July 2024"
+    When Admin successfully disburse the loan on "01 July 2024" with "1000" EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date              | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 July 2024      |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 0    | 01 July 2024      |           | 850.0           | 150.0         | 0.0      | 0.0  | 0.0       | 150.0 | 0.0  | 0.0        | 0.0  | 150.0       |
+      | 2  | 31   | 01 August 2024    |           | 567.0           | 283.0         | 0.0      | 0.0  | 0.0       | 283.0 | 0.0  | 0.0        | 0.0  | 283.0       |
+      | 3  | 31   | 01 September 2024 |           | 284.0           | 283.0         | 0.0      | 0.0  | 0.0       | 283.0 | 0.0  | 0.0        | 0.0  | 283.0       |
+      | 4  | 30   | 01 October 2024   |           | 0.0             | 284.0         | 0.0      | 0.0  | 0.0       | 284.0 | 0.0  | 0.0        | 0.0  | 284.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000.0        | 0        | 0    | 0         | 1000.0 | 0.0  | 0          | 0    | 1000        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 July 2024     | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       | false    |
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanInterestPaymentWaiver.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanInterestPaymentWaiver.feature
new file mode 100644
index 00000000000..ea6e7ba54b1
--- /dev/null
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanInterestPaymentWaiver.feature
@@ -0,0 +1,691 @@
+@LoanInterestPaymentWaiver
+Feature: LoanInterestWaiver
+
+  @TestRailId:C3141
+  Scenario: Verify Interest Payment Waiver transaction - UC1: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver on due date with exact amount
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 260 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 260.0 | 0.0        | 0.0  | 780.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Interest Payment Waiver | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 750.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112601       | Loans Receivable        |       | 250.0  |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 260.0 |        |
+
+  @TestRailId:C3142
+  Scenario: Verify Interest Payment Waiver transaction - UC2: LP1 product, cumulative schedule, flat interest, allocation: fee-interest-principal, interestPaymentWaiver on due date with partial amount
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                                                             |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "15 January 2024"
+    When Admin adds "LOAN_SNOOZE_FEE" due date charge with "15 January 2024" due date and 20 EUR transaction amount
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 40 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 31   | 01 February 2024 |           | 750.0           | 250.0         | 10.0     | 20.0 | 0.0       | 280.0 | 40.0 | 0.0        | 0.0  | 240.0       |
+      | 2  | 29   | 01 March 2024    |           | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |           | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |           | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 20.0 | 0.0       | 1060.0 | 40.0 | 0.0        | 0.0  | 1020.0      |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Interest Payment Waiver | 40.0   | 10.0      | 10.0     | 20.0 | 0.0       | 990.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112601       | Loans Receivable        |       | 10.0   |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 30.0   |
+      | INCOME | 404000       | Interest Income         | 40.0  |        |
+
+  @TestRailId:C3143
+  Scenario: Verify Interest Payment Waiver transaction - UC3: LP1 product, cumulative schedule, flat interest, allocation: principal-interest, interestPaymentWaiver on due date with partial amount
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | PRINCIPAL_INTEREST_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 10 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 31   | 01 February 2024 |           | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 10.0 | 0.0        | 0.0  | 250.0       |
+      | 2  | 29   | 01 March 2024    |           | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |           | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |           | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 10.0 | 0.0        | 0.0  | 1030.0      |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Interest Payment Waiver | 10.0   | 10.0      | 0.0      | 0.0  | 0.0       | 990.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name     | Debit | Credit |
+      | ASSET  | 112601       | Loans Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income  | 10.0  |        |
+
+  @TestRailId:C3144
+  Scenario: Verify Interest Payment Waiver transaction - UC4: LP1 product, cumulative schedule, flat interest, allocation: principal-interest, interestPaymentWaiver after maturity date, overpayment
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | PRINCIPAL_INTEREST_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "01 February 2024"
+    And Customer makes "AUTOPAY" repayment on "01 February 2024" with 260 EUR transaction amount
+    When Admin sets the business date to "01 March 2024"
+    And Customer makes "AUTOPAY" repayment on "01 March 2024" with 260 EUR transaction amount
+    When Admin sets the business date to "01 April 2024"
+    And Customer makes "AUTOPAY" repayment on "01 April 2024" with 260 EUR transaction amount
+    When Admin sets the business date to "01 May 2024"
+    And Customer makes "AUTOPAY" repayment on "01 May 2024" with 250 EUR transaction amount
+    Then Loan status will be "ACTIVE"
+    Then Loan has 10 outstanding amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    | 01 March 2024    | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 31   | 01 April 2024    | 01 April 2024    | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 250.0 | 0.0        | 0.0  | 10.0        |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 1030.0 | 0.0        | 0.0  | 10.0        |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Repayment        | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 750.0        |
+      | 01 March 2024    | Repayment        | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 500.0        |
+      | 01 April 2024    | Repayment        | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 250.0        |
+      | 01 May 2024      | Repayment        | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 0.0          |
+#   ---Overpay loan with Interest payment waiver ---
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 May 2024" with 20 EUR transaction amount
+    Then Loan status will be "OVERPAID"
+    Then Loan has 0 outstanding amount
+    Then Loan has 10 overpaid amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    | 01 March 2024    | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 3  | 31   | 01 April 2024    | 01 April 2024    | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 4  | 30   | 01 May 2024      | 01 May 2024      | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 1040.0 | 0.0        | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Repayment               | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 750.0        |
+      | 01 March 2024    | Repayment               | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 500.0        |
+      | 01 April 2024    | Repayment               | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 250.0        |
+      | 01 May 2024      | Repayment               | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 0.0          |
+      | 01 May 2024      | Interest Payment Waiver | 20.0   | 0.0       | 10.0     | 0.0  | 0.0       | 0.0          |
+      | 01 May 2024      | Accrual                 | 40.0   | 0.0       | 40.0     | 0.0  | 0.0       | 0.0          |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 260.0 |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 260.0 |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 260.0 |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 May 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 May 2024" which has the following Journal entries:
+      | Type      | Account code | Account name            | Debit | Credit |
+      | ASSET     | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | LIABILITY | l1           | Overpayment account     |       | 10.0   |
+      | INCOME    | 404000       | Interest Income         | 20.0  |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 May 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 40.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 40.0   |
+
+  @TestRailId:C3145
+  Scenario: Verify Interest Payment Waiver transaction - UC5: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver before due date, repayment on due date, undo interestPaymentWaiver
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+#    --- Interest Payment Waiver before due date with partial amount  ---
+    When Admin sets the business date to "15 January 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "15 January 2024" with 10 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 31   | 01 February 2024 |           | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 10.0 | 10.0       | 0.0  | 250.0       |
+      | 2  | 29   | 01 March 2024    |           | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |           | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |           | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 10.0 | 10.0       | 0.0  | 1030.0      |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Interest Payment Waiver | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 1000.0       |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 10.0  |        |
+#   --- Repayment on due date for the remaining amount ---
+    When Admin sets the business date to "01 February 2024"
+    And Customer makes "AUTOPAY" repayment on "01 February 2024" with 250 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 10.0       | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 260.0 | 10.0       | 0.0  | 780.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Interest Payment Waiver | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Repayment               | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 10.0  |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
+#   --- Interest Payment waiver revert ---
+    When Admin sets the business date to "02 February 2024"
+    When Customer undo "1"th "Interest Payment Waiver" transaction made on "15 January 2024"
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 |           | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 250.0 | 0.0        | 0.0  | 10.0        |
+      | 2  | 29   | 01 March 2024    |           | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |           | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |           | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 250.0 | 0.0        | 0.0  | 790.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       | false    | false    |
+      | 15 January 2024  | Interest Payment Waiver | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 1000.0       | true     | false    |
+      | 01 February 2024 | Repayment               | 250.0  | 240.0     | 10.0     | 0.0  | 0.0       | 760.0        | false    | true     |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 10.0  |        |
+      | ASSET  | 112603       | Interest/Fee Receivable | 10.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 10.0   |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 240.0  |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
+
+  @TestRailId:C3146
+  Scenario: Verify Interest Payment Waiver transaction - UC6: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver before due date, repayment on due date, chergeback for interestPaymentWaiver
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+#    --- Interest Payment Waiver before due date with partial amount  ---
+    When Admin sets the business date to "15 January 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "15 January 2024" with 10 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 31   | 01 February 2024 |           | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 10.0 | 10.0       | 0.0  | 250.0       |
+      | 2  | 29   | 01 March 2024    |           | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |           | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |           | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 10.0 | 10.0       | 0.0  | 1030.0      |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Interest Payment Waiver | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 1000.0       |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 10.0  |        |
+#   --- Repayment on due date for the remaining amount ---
+    When Admin sets the business date to "01 February 2024"
+    And Customer makes "AUTOPAY" repayment on "01 February 2024" with 250 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 10.0       | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 260.0 | 10.0       | 0.0  | 780.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Interest Payment Waiver | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Repayment               | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 10.0  |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
+#   --- Chargeback for Interest Payment waiver ---
+    And Customer makes "REPAYMENT_ADJUSTMENT_CHARGEBACK" repayment on "01 February 2024" with 10 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 10.0       | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 10.0  | 10.0       | 0.0  | 250.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 270.0 | 20.0       | 0.0  | 770.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       | false    | false    |
+      | 15 January 2024  | Interest Payment Waiver | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 1000.0       | false    | false    |
+      | 01 February 2024 | Repayment               | 250.0  | 250.0     | 0.0      | 0.0  | 0.0       | 750.0        | false    | false    |
+      | 01 February 2024 | Repayment               | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 750.0        | false    | false    |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 10.0  |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112601       | Loans Receivable          |       | 250.0  |
+      | LIABILITY | 145023       | Suspense/Clearing account | 250.0 |        |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit | Credit |
+      | ASSET     | 112603       | Interest/Fee Receivable   |       | 10.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 10.0  |        |
+
+  @TestRailId:C3147
+  Scenario: Verify Interest Payment Waiver transaction - UC7: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver puts loan in overpaid status when transaction amount is greater than balance
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 1100 EUR transaction amount
+    Then Loan status will be "OVERPAID"
+    Then Loan has 0 outstanding amount
+    Then Loan has 60 overpaid amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    | 01 February 2024 | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+      | 3  | 31   | 01 April 2024    | 01 February 2024 | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+      | 4  | 30   | 01 May 2024      | 01 February 2024 | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 1040.0 | 780.0      | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Interest Payment Waiver | 1100.0 | 1000.0    | 40.0     | 0.0  | 0.0       | 0.0          |
+      | 01 February 2024 | Accrual                 | 40.0   | 0.0       | 40.0     | 0.0  | 0.0       | 0.0          |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name            | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable        |        | 1000.0 |
+      | ASSET     | 112603       | Interest/Fee Receivable |        | 40.0   |
+      | LIABILITY | l1           | Overpayment account     |        | 60.0   |
+      | INCOME    | 404000       | Interest Income         | 1100.0 |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 40.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 40.0   |
+
+  @TestRailId:C3148
+  Scenario: Verify Interest Payment Waiver transaction - UC8: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver puts loan from closed to overpaid status
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "15 January 2024"
+    And Customer makes "AUTOPAY" repayment on "15 January 2024" with 1040 EUR transaction amount
+    Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+    Then Loan has 0 outstanding amount
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 100 EUR transaction amount
+    Then Loan status will be "OVERPAID"
+    Then Loan has 0 outstanding amount
+    Then Loan has 100 overpaid amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date       | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                 | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 15 January 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    | 15 January 2024 | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+      | 3  | 31   | 01 April 2024    | 15 January 2024 | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+      | 4  | 30   | 01 May 2024      | 15 January 2024 | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 260.0      | 0.0  | 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 1040.0 | 1040.0     | 0.0  | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Repayment               | 1040.0 | 1000.0    | 40.0     | 0.0  | 0.0       | 0.0          |
+      | 15 January 2024  | Accrual                 | 40.0   | 0.0       | 40.0     | 0.0  | 0.0       | 0.0          |
+      | 01 February 2024 | Interest Payment Waiver | 100.0  | 0.0       | 0.0      | 0.0  | 0.0       | 0.0          |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "REPAYMENT" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          |        | 1000.0 |
+      | ASSET     | 112603       | Interest/Fee Receivable   |        | 40.0   |
+      | LIABILITY | 145023       | Suspense/Clearing account | 1040.0 |        |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 40.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 40.0   |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type      | Account code | Account name        | Debit | Credit |
+      | LIABILITY | l1           | Overpayment account |       | 100.0  |
+      | INCOME    | 404000       | Interest Income     | 100.0 |        |
+
+  @TestRailId:C3149
+  Scenario: Verify Interest Payment Waiver transaction - UC9: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, loan overdue calculation is updated upon interestPaymentWaiver transaction
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "01 June 2024"
+    When Admin runs inline COB job for Loan
+    Then Admin checks that delinquency range is: "RANGE_90" and has delinquentDate "2024-02-04"
+    Then Loan status will be "ACTIVE"
+    Then Loan has 1040 outstanding amount
+    When Admin sets the business date to "02 June 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "02 June 2024" with 1040 EUR transaction amount
+    Then Admin checks that delinquency range is: "NO_DELINQUENCY" and has delinquentDate ""
+    Then Loan status will be "CLOSED_OBLIGATIONS_MET"
+    Then Loan has 0 outstanding amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date    | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late  | Outstanding |
+      |    |      | 01 January 2024  |              | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |       |             |
+      | 1  | 31   | 01 February 2024 | 02 June 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 260.0 | 0.0         |
+      | 2  | 29   | 01 March 2024    | 02 June 2024 | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 260.0 | 0.0         |
+      | 3  | 31   | 01 April 2024    | 02 June 2024 | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 260.0 | 0.0         |
+      | 4  | 30   | 01 May 2024      | 02 June 2024 | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 260.0 | 0.0         |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid   | In advance | Late   | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 1040.0 | 0.0        | 1040.0 | 0.0         |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Accrual                 | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 0.0          |
+      | 01 March 2024    | Accrual                 | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 0.0          |
+      | 01 April 2024    | Accrual                 | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 0.0          |
+      | 01 May 2024      | Accrual                 | 10.0   | 0.0       | 10.0     | 0.0  | 0.0       | 0.0          |
+      | 02 June 2024     | Interest Payment Waiver | 1040.0 | 1000.0    | 40.0     | 0.0  | 0.0       | 0.0          |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 10.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 10.0   |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 March 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 10.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 10.0   |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 10.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 10.0   |
+    Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 May 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112603       | Interest/Fee Receivable | 10.0  |        |
+      | INCOME | 404000       | Interest Income         |       | 10.0   |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "02 June 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit  | Credit |
+      | ASSET  | 112601       | Loans Receivable        |        | 1000.0 |
+      | ASSET  | 112603       | Interest/Fee Receivable |        | 40.0   |
+      | INCOME | 404000       | Interest Income         | 1040.0 |        |
+
+  @TestRailId:C3150
+  Scenario: Verify Interest Payment Waiver transaction - UC10: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver and charge-off
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 260 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 260.0 | 0.0        | 0.0  | 780.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Interest Payment Waiver | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 750.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112601       | Loans Receivable        |       | 250.0  |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 260.0 |        |
+    When Admin sets the business date to "02 February 2024"
+    And Admin does charge-off the loan on "02 February 2024"
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 260.0 | 0.0        | 0.0  | 780.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 01 February 2024 | Interest Payment Waiver | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 750.0        |
+      | 02 February 2024 | Charge-off              | 780.0  | 750.0     | 30.0     | 0.0  | 0.0       | 0.0          |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name            | Debit | Credit |
+      | ASSET  | 112601       | Loans Receivable        |       | 250.0  |
+      | ASSET  | 112603       | Interest/Fee Receivable |       | 10.0   |
+      | INCOME | 404000       | Interest Income         | 260.0 |        |
+    Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "02 February 2024" which has the following Journal entries:
+      | Type    | Account code | Account name               | Debit | Credit |
+      | ASSET   | 112601       | Loans Receivable           |       | 750.0  |
+      | ASSET   | 112603       | Interest/Fee Receivable    |       | 30.0   |
+      | EXPENSE | 744007       | Credit Loss/Bad Debt       | 750.0 |        |
+      | INCOME  | 404001       | Interest Income Charge Off | 30.0  |        |
+
+  @TestRailId:C3151
+  Scenario: Verify Interest Payment Waiver transaction - UC11: LP1 product, cumulative schedule, flat interest, allocation: interest-principal, interestPaymentWaiver after charge-off
+    When Admin sets the business date to "01 January 2024"
+    And Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct         | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy                        |
+      | LP1_INTEREST_FLAT | 01 January 2024   | 1000           | 12                     | FLAT          | SAME_AS_REPAYMENT_PERIOD    | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER |
+    And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
+    When Admin sets the business date to "15 January 2024"
+    And Admin does charge-off the loan on "15 January 2024"
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |           | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0  |            |      |             |
+      | 1  | 31   | 01 February 2024 |           | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 2  | 29   | 01 March 2024    |           | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |           | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |           | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0  | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 0.0  | 0.0        | 0.0  | 1040.0      |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement     | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Charge-off       | 1040.0 | 1000.0    | 40.0     | 0.0  | 0.0       | 0.0          |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type    | Account code | Account name               | Debit  | Credit |
+      | ASSET   | 112601       | Loans Receivable           |        | 1000.0 |
+      | ASSET   | 112603       | Interest/Fee Receivable    |        | 40.0   |
+      | EXPENSE | 744007       | Credit Loss/Bad Debt       | 1000.0 |        |
+      | INCOME  | 404001       | Interest Income Charge Off | 40.0   |        |
+    When Admin sets the business date to "01 February 2024"
+    When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "01 February 2024" with 260 EUR transaction amount
+    Then Loan Repayment schedule has 4 periods, with the following data for periods:
+      | Nr | Days | Date             | Paid date        | Balance of loan | Principal due | Interest | Fees | Penalties | Due   | Paid  | In advance | Late | Outstanding |
+      |    |      | 01 January 2024  |                  | 1000.0          |               |          | 0.0  |           | 0.0   | 0.0   |            |      |             |
+      | 1  | 31   | 01 February 2024 | 01 February 2024 | 750.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 260.0 | 0.0        | 0.0  | 0.0         |
+      | 2  | 29   | 01 March 2024    |                  | 500.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 3  | 31   | 01 April 2024    |                  | 250.0           | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+      | 4  | 30   | 01 May 2024      |                  | 0.0             | 250.0         | 10.0     | 0.0  | 0.0       | 260.0 | 0.0   | 0.0        | 0.0  | 260.0       |
+    Then Loan Repayment schedule has the following data in Total row:
+      | Principal due | Interest | Fees | Penalties | Due    | Paid  | In advance | Late | Outstanding |
+      | 1000          | 40.0     | 0.0  | 0.0       | 1040.0 | 260.0 | 0.0        | 0.0  | 780.0       |
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type        | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
+      | 01 January 2024  | Disbursement            | 1000.0 | 0.0       | 0.0      | 0.0  | 0.0       | 1000.0       |
+      | 15 January 2024  | Charge-off              | 1040.0 | 1000.0    | 40.0     | 0.0  | 0.0       | 0.0          |
+      | 01 February 2024 | Interest Payment Waiver | 260.0  | 250.0     | 10.0     | 0.0  | 0.0       | 750.0        |
+    Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
+      | Type      | Account code | Account name              | Debit  | Credit |
+      | ASSET     | 112601       | Loans Receivable          | 1000.0 |        |
+      | LIABILITY | 145023       | Suspense/Clearing account |        | 1000.0 |
+    Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "15 January 2024" which has the following Journal entries:
+      | Type    | Account code | Account name               | Debit  | Credit |
+      | ASSET   | 112601       | Loans Receivable           |        | 1000.0 |
+      | ASSET   | 112603       | Interest/Fee Receivable    |        | 40.0   |
+      | EXPENSE | 744007       | Credit Loss/Bad Debt       | 1000.0 |        |
+      | INCOME  | 404001       | Interest Income Charge Off | 40.0   |        |
+    Then Loan Transactions tab has a "INTEREST_PAYMENT_WAIVER" transaction with date "01 February 2024" which has the following Journal entries:
+      | Type   | Account code | Account name               | Debit | Credit |
+      | INCOME | 404001       | Interest Income Charge Off |       | 260.0  |
+      | INCOME | 404000       | Interest Income            | 260.0 |        |
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanProduct.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanProduct.feature
index 49ac3a30399..271f7947176 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanProduct.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanProduct.feature
@@ -1,7 +1,7 @@
 @Product
 Feature: LoanProduct
 
-  @Scenario1
+  @Scenario1 @TestRailId:C52
   Scenario: As a user I would like to fully repay the loan in time
     When Admin sets the business date to "12 December 2021"
     When Admin creates a client with random data
@@ -14,7 +14,7 @@ Feature: LoanProduct
     Then Repayment transaction is created with 1000 amount and "AUTOPAY" type
     Then Loan has 0 outstanding amount
 
-  @Scenario2
+  @Scenario2 @TestRailId:C53
   Scenario: As a user I would like to fully repay a loan which was disbursed 2 times
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -30,7 +30,7 @@ Feature: LoanProduct
     Then Repayment transaction is created with 1500 amount and "AUTOPAY" type
     Then Loan has 0 outstanding amount
 
-  @Scenario3
+  @Scenario3 @TestRailId:C54
   Scenario: As a user I would like to fully repay a multi disbursed loan with 2 repayments
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -49,7 +49,7 @@ Feature: LoanProduct
     And Customer makes "AUTOPAY" repayment on "15 July 2022" with 1000 EUR transaction amount
     Then Loan has 0 outstanding amount
 
-  @Scenario4
+  @Scenario4 @TestRailId:C55
   Scenario: As a user I would like to multi disburse a loan which was previously fully paid
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -68,7 +68,7 @@ Feature: LoanProduct
     And Customer makes "AUTOPAY" repayment on "15 July 2022" with 500 EUR transaction amount
     Then Loan has 0 outstanding amount
 
-  @Scenario5
+  @Scenario5 @TestRailId:C57
   Scenario: As a user I would like to fully repay a loan and check a repayment reversal with NSF fee
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -88,7 +88,7 @@ Feature: LoanProduct
     And Customer makes "AUTOPAY" repayment on "18 June 2022" with 1010 EUR transaction amount
     Then Loan has 0 outstanding amount
 
-  @Scenario6
+  @Scenario6 @TestRailId:C58
   Scenario: As a user I would like to repay the half amount of the loan and check a repayment reversal with NSF fee
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -108,7 +108,7 @@ Feature: LoanProduct
     And Customer makes "AUTOPAY" repayment on "18 June 2022" with 1010 EUR transaction amount
     Then Loan has 0 outstanding amount
 
-  @Scenario7
+  @Scenario7 @TestRailId:C59
   Scenario: As a user I would like to fully repay a loan then reverse the repayment + add an NSF fee after the 1 month period
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -128,7 +128,7 @@ Feature: LoanProduct
     And Customer makes "AUTOPAY" repayment on "5 July 2022" with 1010 EUR transaction amount
     Then Loan has 0 outstanding amount
 
-  @Scenario8
+  @Scenario8 @TestRailId:C60
   Scenario: As a user I would like to repay the half amount of the loan and do a refund
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -144,7 +144,7 @@ Feature: LoanProduct
     When Refund happens on "1 July 2022" with 500 EUR transaction amount
     Then Loan has 0 outstanding amount
 
-  @Scenario9
+  @Scenario9 @TestRailId:C61
   Scenario: As a user I would like to repay the half amount of the loan and do a refund + repayment reversal on the repayment
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
@@ -162,7 +162,7 @@ Feature: LoanProduct
     When Customer makes a repayment undo on "25 June 2022"
     Then Loan has 500 outstanding amount
 
-  @Scenario10
+  @Scenario10 @TestRailId:C62
   Scenario: As a user I would like to repay the half amount of the loan and do a refund + repayment reversal + refund reversal
     When Admin sets the business date to "1 June 2022"
     When Admin creates a client with random data
diff --git a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
index e4f439412db..6dc3164e517 100644
--- a/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
+++ b/fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
@@ -3397,3 +3397,42 @@ Feature: LoanRepayment
     When Admin makes Credit Balance Refund transaction on "10 September 2024" with 91.21 EUR transaction amount
     When Customer undo "1"th "Repayment" transaction made on "24 June 2024"
     Then Loan status will be "ACTIVE"
+
+  Scenario: Verify the relationship for Interest Refund transaction after repayment by reverting related transaction
+    When Admin sets the business date to "30 January 2024"
+    When Admin creates a client with random data
+    When Admin creates a fully customized loan with the following data:
+      | LoanProduct                                                                           | submitted on date | with Principal | ANNUAL interest rate % | interest type     | interest calculation period | amortization type  | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy            |
+      | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION | 01 January 2024   | 200            | 15                     | DECLINING_BALANCE | DAILY                       | EQUAL_INSTALLMENTS | 4                 | MONTHS                | 1              | MONTHS                 | 4                  | 0                       | 0                      | 0                    | ADVANCED_PAYMENT_ALLOCATION |
+    And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
+    And Admin successfully disburse the loan on "01 January 2024" with "200" EUR transaction amount
+    When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "15 January 2024" with 50 EUR transaction amount and self-generated Idempotency key
+    And Customer makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "16 January 2024" with 50 EUR transaction amount and self-generated Idempotency key
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 January 2024  | Disbursement           | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 200.0        | false    |
+      | 15 January 2024  | Merchant Issued Refund | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 150.0        | false    |
+      | 15 January 2024  | Interest Refund        | 0.29   | 0.29      | 0.0      | 0.0  | 0.0       | 149.71       | false    |
+      | 16 January 2024  | Payout Refund          | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 99.71        | false    |
+      | 16 January 2024  | Interest Refund        | 0.31   | 0.31      | 0.0      | 0.0  | 0.0       | 99.4         | false    |
+    When Customer makes "AUTOPAY" repayment on "10 January 2024" with 25 EUR transaction amount (and transaction fails because of wrong date)
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 January 2024  | Disbursement           | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 200.0        | false    |
+      | 10 January 2024  | Repayment              | 25.0   | 25.0      | 0.0      | 0.0  | 0.0       | 175.0        | false    |
+      | 15 January 2024  | Merchant Issued Refund | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 125.0        | false    |
+      | 15 January 2024  | Interest Refund        | 0.29   | 0.29      | 0.0      | 0.0  | 0.0       | 124.71       | false    |
+      | 16 January 2024  | Payout Refund          | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 74.71        | false    |
+      | 16 January 2024  | Interest Refund        | 0.31   | 0.31      | 0.0      | 0.0  | 0.0       | 74.4         | false    |
+    Then In Loan Transactions the "4"th Transaction has relationship type=RELATED with the "3"th Transaction
+    Then In Loan Transactions the "6"th Transaction has relationship type=RELATED with the "5"th Transaction
+    When Customer undo "1"th "Merchant Issued Refund" transaction made on "15 January 2024"
+    When Customer undo "1"th "Payout Refund" transaction made on "16 January 2024"
+    Then Loan Transactions tab has the following data:
+      | Transaction date | Transaction Type       | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
+      | 01 January 2024  | Disbursement           | 200.0  | 0.0       | 0.0      | 0.0  | 0.0       | 200.0        | false    |
+      | 10 January 2024  | Repayment              | 25.0   | 25.0      | 0.0      | 0.0  | 0.0       | 175.0        | false    |
+      | 15 January 2024  | Merchant Issued Refund | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 125.0        | true     |
+      | 15 January 2024  | Interest Refund        | 0.29   | 0.29      | 0.0      | 0.0  | 0.0       | 124.71       | true     |
+      | 16 January 2024  | Payout Refund          | 50.0   | 50.0      | 0.0      | 0.0  | 0.0       | 125.0        | true     |
+      | 16 January 2024  | Interest Refund        | 0.31   | 0.31      | 0.0      | 0.0  | 0.0       | 124.69       | true     |
\ No newline at end of file
diff --git a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransactionRelation.java b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransactionRelation.java
index d74f7757c53..7e6de72480f 100644
--- a/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransactionRelation.java
+++ b/fineract-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/LoanTransactionRelation.java
@@ -27,6 +27,7 @@
 import jakarta.persistence.Table;
 import jakarta.validation.constraints.NotNull;
 import lombok.Getter;
+import lombok.Setter;
 import org.apache.fineract.infrastructure.core.domain.AbstractAuditableWithUTCDateTimeCustom;
 
 @Getter
@@ -38,6 +39,7 @@ public class LoanTransactionRelation extends AbstractAuditableWithUTCDateTimeCus
     @JoinColumn(name = "from_loan_transaction_id", nullable = false)
     private LoanTransaction fromTransaction;
 
+    @Setter
     @ManyToOne
     @JoinColumn(name = "to_loan_transaction_id")
     private LoanTransaction toTransaction;
diff --git a/fineract-progressive-loan/build.gradle b/fineract-progressive-loan/build.gradle
deleted file mode 100644
index 20e9f20b4ba..00000000000
--- a/fineract-progressive-loan/build.gradle
+++ /dev/null
@@ -1,100 +0,0 @@
-/**
- * Licensed to the Apache Software Foundation (ASF) under one
- * or more contributor license agreements. See the NOTICE file
- * distributed with this work for additional information
- * regarding copyright ownership. The ASF licenses this file
- * to you under the Apache License, Version 2.0 (the
- * "License"); you may not use this file except in compliance
- * with the License. You may obtain a copy of the License at
- *
- * http://www.apache.org/licenses/LICENSE-2.0
- *
- * Unless required by applicable law or agreed to in writing,
- * software distributed under the License is distributed on an
- * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
- * KIND, either express or implied. See the License for the
- * specific language governing permissions and limitations
- * under the License.
- */
-description = 'Fineract Progressive Loan'
-
-apply plugin: 'java'
-apply plugin: 'eclipse'
-
-compileJava.doLast {
-    def mainSS = sourceSets.main
-    def source = mainSS.java.classesDirectory.get()
-    copy {
-        from file("src/main/resources/jpa/progressiveloan/persistence.xml")
-        into "${source}/META-INF/"
-    }
-    javaexec {
-        description = 'Performs EclipseLink static weaving of entity classes'
-        def target = source
-        main 'org.eclipse.persistence.tools.weaving.jpa.StaticWeave'
-        args '-persistenceinfo', source, source, target
-        classpath sourceSets.main.runtimeClasspath
-    }
-    delete {
-        delete "${source}/META-INF/persistence.xml"
-    }
-}
-
-configurations {
-    providedRuntime // needed for Spring Boot executable WAR
-    providedCompile
-    compile() {
-        exclude module: 'hibernate-entitymanager'
-        exclude module: 'hibernate-validator'
-        exclude module: 'activation'
-        exclude module: 'bcmail-jdk14'
-        exclude module: 'bcprov-jdk14'
-        exclude module: 'bctsp-jdk14'
-        exclude module: 'c3p0'
-        exclude module: 'stax-api'
-        exclude module: 'jaxb-api'
-        exclude module: 'jaxb-impl'
-        exclude module: 'jboss-logging'
-        exclude module: 'itext-rtf'
-        exclude module: 'classworlds'
-    }
-    runtime
-}
-
-apply from: 'dependencies.gradle'
-
-// Configuration for the modernizer plugin
-// https://github.com/andygoossens/gradle-modernizer-plugin
-modernizer {
-    ignoreClassNamePatterns = [
-        '.*AbstractPersistableCustom',
-        '.*EntityTables',
-        '.*domain.*'
-    ]
-}
-
-// If we are running Gradle within Eclipse to enhance classes with OpenJPA,
-// set the classes directory to point to Eclipse's default build directory
-if (project.hasProperty('env') && project.getProperty('env') == 'eclipse') {
-    sourceSets.main.java.outputDir = new File(rootProject.projectDir, "fineract-progressive-loan/bin/main")
-}
-
-eclipse {
-    project {
-        buildCommand([ LaunchConfigHandle: "<project>/.externalToolBuilders/OpenJPA Enhance Builder.launch" ],  'org.eclipse.ui.externaltools.ExternalToolBuilder')
-    }
-}
-
-/* http://stackoverflow.com/questions/19653311/jpa-repository-works-in-idea-and-production-but-not-in-gradle */
-sourceSets.main.output.resourcesDir = sourceSets.main.java.classesDirectory
-sourceSets.test.output.resourcesDir = sourceSets.test.java.classesDirectory
-
-if (!(project.hasProperty('env') && project.getProperty('env') == 'dev')) {
-    sourceSets {
-        test {
-            java {
-                exclude '**/core/boot/tests/**'
-            }
-        }
-    }
-}
diff --git a/fineract-progressive-loan/build.gradle.kts b/fineract-progressive-loan/build.gradle.kts
new file mode 100644
index 00000000000..859daa063b1
--- /dev/null
+++ b/fineract-progressive-loan/build.gradle.kts
@@ -0,0 +1,54 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+description = "Fineract Progressive Loan"
+
+apply(plugin = "io.freefair.lombok")
+
+dependencies {
+    implementation(project(":fineract-accounting"))
+    implementation(project(":fineract-charge"))
+    implementation(project(":fineract-core"))
+    implementation(project(":fineract-loan"))
+    implementation(project(":fineract-avro-schemas"))
+
+    implementation("com.github.spotbugs:spotbugs-annotations")
+    implementation("com.google.code.gson:gson")
+    implementation("com.google.guava:guava")
+    implementation("com.jayway.jsonpath:json-path")
+    implementation("com.squareup.retrofit2:converter-gson")
+    implementation("io.github.resilience4j:resilience4j-spring-boot3")
+    implementation("io.swagger.core.v3:swagger-annotations-jakarta")
+    implementation("jakarta.ws.rs:jakarta.ws.rs-api")
+    implementation("org.apache.commons:commons-lang3")
+    implementation("org.glassfish.jersey.media:jersey-media-multipart")
+    implementation("org.springdoc:springdoc-openapi-starter-webmvc-ui")
+    implementation("org.springframework.boot:spring-boot-starter-security")
+    implementation("org.springframework.boot:spring-boot-starter-web")
+
+    implementation("org.mapstruct:mapstruct")
+    annotationProcessor("org.mapstruct:mapstruct-processor")
+
+    implementation("org.springframework.boot:spring-boot-starter-data-jpa") {
+        exclude(group = "org.hibernate")
+    }
+    implementation("org.eclipse.persistence:org.eclipse.persistence.jpa") {
+        exclude(group = "org.eclipse.persistence", module = "jakarta.persistence")
+    }
+    testImplementation("org.springframework.boot:spring-boot-starter-test")
+}
\ No newline at end of file
diff --git a/fineract-progressive-loan/build.gradle.off b/fineract-progressive-loan/build.gradle.off
new file mode 100644
index 00000000000..c61ed9d520e
--- /dev/null
+++ b/fineract-progressive-loan/build.gradle.off
@@ -0,0 +1,77 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+description = 'Fineract Progressive Loan'
+apply plugin: 'java'
+
+compileJava.doLast {
+    def mainSS = sourceSets.main
+    def source = mainSS.java.classesDirectory.get()
+    copy {
+        from file("src/main/resources/jpa/progressiveloan/persistence.xml")
+        into "${source}/META-INF/"
+    }
+    javaexec {
+        description = 'Performs EclipseLink static weaving of entity classes'
+        def target = source
+        main 'org.eclipse.persistence.tools.weaving.jpa.StaticWeave'
+        args '-persistenceinfo', source, source, target
+        classpath sourceSets.main.runtimeClasspath
+    }
+    delete {
+        delete "${source}/META-INF/persistence.xml"
+    }
+}
+
+apply from: 'dependencies.gradle'
+
+//configurations {
+//    providedRuntime // needed for Spring Boot executable WAR
+//    providedCompile
+//    compile() {
+//        exclude module: 'hibernate-entitymanager'
+//        exclude module: 'hibernate-validator'
+//        exclude module: 'activation'
+//        exclude module: 'bcmail-jdk14'
+//        exclude module: 'bcprov-jdk14'
+//        exclude module: 'bctsp-jdk14'
+//        exclude module: 'c3p0'
+//        exclude module: 'stax-api'
+//        exclude module: 'jaxb-api'
+//        exclude module: 'jaxb-impl'
+//        exclude module: 'jboss-logging'
+//        exclude module: 'itext-rtf'
+//        exclude module: 'classworlds'
+//    }
+//    runtime
+//}
+
+
+/* http://stackoverflow.com/questions/19653311/jpa-repository-works-in-idea-and-production-but-not-in-gradle */
+//sourceSets.main.output.resourcesDir = sourceSets.main.java.classesDirectory
+//sourceSets.test.output.resourcesDir = sourceSets.test.java.classesDirectory
+
+//if (!(project.hasProperty('env') && project.getProperty('env') == 'dev')) {
+//    sourceSets {
+//        test {
+//            java {
+//                exclude '**/core/boot/tests/**'
+//            }
+//        }
+//    }
+//}
diff --git a/fineract-progressive-loan/dependencies.gradle b/fineract-progressive-loan/dependencies.gradle
index c39bee8640e..709170e1289 100644
--- a/fineract-progressive-loan/dependencies.gradle
+++ b/fineract-progressive-loan/dependencies.gradle
@@ -16,65 +16,3 @@
  * specific language governing permissions and limitations
  * under the License.
  */
-
-dependencies {
-    // Never use "compile" scope, but make all dependencies either 'implementation', 'runtimeOnly' or 'testCompile'.
-    // Note that we never use 'api', because Fineract at least currently is a simple monolithic application ("WAR"), not a library.
-    // We also (normally should have) no need to ever use 'compileOnly'.
-
-    // implementation dependencies are directly used (compiled against) in src/main (and src/test)
-    //
-    implementation(project(path: ':fineract-core'))
-    implementation(project(path: ':fineract-accounting'))
-    implementation(project(path: ':fineract-charge'))
-    implementation(project(path: ':fineract-loan'))
-    implementation('org.apache.avro:avro')
-    implementation(
-            project(path: ':fineract-avro-schemas')
-            )
-
-    implementation(
-            'org.springframework.boot:spring-boot-starter-web',
-            'org.springframework.boot:spring-boot-starter-security',
-            'jakarta.ws.rs:jakarta.ws.rs-api',
-            'org.glassfish.jersey.media:jersey-media-multipart',
-
-            'com.google.guava:guava',
-            'com.google.code.gson:gson',
-
-            'org.apache.commons:commons-lang3',
-
-            'com.jayway.jsonpath:json-path',
-
-            'com.github.spotbugs:spotbugs-annotations',
-            'io.swagger.core.v3:swagger-annotations-jakarta',
-
-            'com.squareup.retrofit2:converter-gson',
-
-            'org.springdoc:springdoc-openapi-starter-webmvc-ui',
-            'org.mapstruct:mapstruct',
-
-            'io.github.resilience4j:resilience4j-spring-boot3',
-            )
-    compileOnly 'org.projectlombok:lombok'
-    annotationProcessor 'org.projectlombok:lombok'
-    annotationProcessor 'org.mapstruct:mapstruct-processor'
-    implementation ('org.springframework.boot:spring-boot-starter-data-jpa') {
-        exclude group: 'org.hibernate'
-    }
-    implementation('org.eclipse.persistence:org.eclipse.persistence.jpa') {
-        exclude group: 'org.eclipse.persistence', module: 'jakarta.persistence'
-    }
-    // testCompile dependencies are ONLY used in src/test, not src/main.
-    // Do NOT repeat dependencies which are ALREADY in implementation or runtimeOnly!
-    //
-    testImplementation( 'io.github.classgraph:classgraph' )
-    testImplementation ('org.springframework.boot:spring-boot-starter-test') {
-        exclude group: 'com.jayway.jsonpath', module: 'json-path'
-        exclude group: 'org.junit.vintage', module: 'junit-vintage-engine'
-        exclude group: 'jakarta.activation'
-        exclude group: 'javax.activation'
-        exclude group: 'org.skyscreamer'
-    }
-    testImplementation ('org.mockito:mockito-inline')
-}
diff --git a/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java b/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
index fde017758bb..d2d97484c2f 100644
--- a/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
+++ b/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/transactionprocessor/impl/AdvancedPaymentScheduleTransactionProcessor.java
@@ -743,9 +743,22 @@ private static LoanTransaction useOldTransactionIfApplicable(LoanTransaction old
         return null;
     }
 
-    protected void createNewTransaction(LoanTransaction oldTransaction, LoanTransaction newTransaction, TransactionCtx ctx) {
+    protected void createNewTransaction(final LoanTransaction oldTransaction, final LoanTransaction newTransaction,
+            final TransactionCtx ctx) {
         oldTransaction.updateExternalId(null);
         oldTransaction.getLoanChargesPaid().clear();
+
+        if (newTransaction.getTypeOf().isInterestRefund()) {
+            newTransaction.getLoanTransactionRelations().stream().filter(
+                    r -> r.getToTransaction().getTypeOf().isMerchantIssuedRefund() || r.getToTransaction().getTypeOf().isPayoutRefund())
+                    .filter(r -> r.getToTransaction().isReversed())
+                    .forEach(newRelation -> oldTransaction.getLoanTransactionRelations().stream()
+                            .filter(oldRelation -> LoanTransactionRelationTypeEnum.RELATED.equals(oldRelation.getRelationType()))
+                            .findFirst().map(oldRelation -> oldRelation.getToTransaction().getId())
+                            .ifPresent(oldToTransactionId -> newRelation.setToTransaction(
+                                    ctx.getChangedTransactionDetail().getNewTransactionMappings().get(oldToTransactionId))));
+        }
+
         // Adding Replayed relation from newly created transaction to reversed transaction
         newTransaction.getLoanTransactionRelations()
                 .add(LoanTransactionRelation.linkToTransaction(newTransaction, oldTransaction, LoanTransactionRelationTypeEnum.REPLAYED));
diff --git a/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculator.java b/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculator.java
index 4d21c2fefca..e33c2fec8f0 100644
--- a/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculator.java
+++ b/fineract-progressive-loan/src/main/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculator.java
@@ -286,27 +286,40 @@ private void calculateOutstandingBalance(ProgressiveLoanInterestScheduleModel sc
     private void checkAndAdjustEmiIfNeededOnRelatedRepaymentPeriods(final ProgressiveLoanInterestScheduleModel scheduleModel,
             final List<RepaymentPeriod> relatedRepaymentPeriods) {
         MathContext mc = scheduleModel.mc();
-        final Money emiDifference = getDifferenceBetweenLastTwoPeriod(relatedRepaymentPeriods, scheduleModel);
+        ProgressiveLoanInterestScheduleModel newScheduleModel = null;
+
         final int numberOfRelatedPeriods = relatedRepaymentPeriods.size();
         double lowerHalfOfRelatedPeriods = Math.floor(numberOfRelatedPeriods / 2.0);
-        if (emiDifference.isZero(mc) || lowerHalfOfRelatedPeriods == 0.0) {
+        if (lowerHalfOfRelatedPeriods == 0.0) {
             return;
         }
-        final Money originalEmi = relatedRepaymentPeriods.get(numberOfRelatedPeriods - 2).getEmi();
-        boolean shouldBeAdjusted = emiDifference.abs(mc).multipliedBy(100, mc)
-                .isGreaterThan(Money.of(originalEmi.getCurrency(), BigDecimal.valueOf(lowerHalfOfRelatedPeriods), mc));
 
-        if (shouldBeAdjusted) {
-            long uncountablePeriods = relatedRepaymentPeriods.stream().filter(rp -> originalEmi.isLessThan(rp.getTotalPaidAmount()))
-                    .count();
+        long uncountablePeriods;
+        int adjustCounter = 0;
+
+        do {
+            final Money emiDifference = getDifferenceBetweenLastTwoPeriod(relatedRepaymentPeriods, scheduleModel);
+            if (emiDifference.isZero(mc)) {
+                break;
+            }
+            final Money originalEmi = relatedRepaymentPeriods.get(numberOfRelatedPeriods - 2).getEmi();
+            boolean shouldBeAdjusted = emiDifference.abs(mc).multipliedBy(100, mc)
+                    .isGreaterThan(Money.of(originalEmi.getCurrency(), BigDecimal.valueOf(lowerHalfOfRelatedPeriods), mc));
+            if (!shouldBeAdjusted) {
+                break;
+            }
+
+            uncountablePeriods = relatedRepaymentPeriods.stream().filter(rp -> originalEmi.isLessThan(rp.getTotalPaidAmount())).count();
             Money adjustment = emiDifference.dividedBy(Math.max(1, numberOfRelatedPeriods - uncountablePeriods), mc);
             Money adjustedEqualMonthlyInstallmentValue = applyInstallmentAmountInMultiplesOf(scheduleModel,
                     originalEmi.plus(adjustment, mc));
             if (adjustedEqualMonthlyInstallmentValue.isEqualTo(originalEmi)) {
-                return;
+                break;
+            }
+            if (newScheduleModel == null) {
+                newScheduleModel = scheduleModel.deepCopy(mc);
             }
             final LocalDate relatedPeriodsFirstDueDate = relatedRepaymentPeriods.get(0).getDueDate();
-            final ProgressiveLoanInterestScheduleModel newScheduleModel = scheduleModel.deepCopy(mc);
             newScheduleModel.repaymentPeriods().forEach(period -> {
                 if (!period.getDueDate().isBefore(relatedPeriodsFirstDueDate)
                         && !adjustedEqualMonthlyInstallmentValue.isLessThan(period.getTotalPaidAmount())) {
@@ -319,7 +332,7 @@ private void checkAndAdjustEmiIfNeededOnRelatedRepaymentPeriods(final Progressiv
             final Money newEmiDifference = getDifferenceBetweenLastTwoPeriod(newScheduleModel.repaymentPeriods(), scheduleModel);
             final boolean newEmiHasLessDifference = newEmiDifference.abs(mc).isLessThan(emiDifference.abs(mc));
             if (!newEmiHasLessDifference) {
-                return;
+                break;
             }
 
             final Iterator<RepaymentPeriod> relatedPeriodFromNewModelIterator = newScheduleModel.repaymentPeriods().stream()//
@@ -335,7 +348,8 @@ private void checkAndAdjustEmiIfNeededOnRelatedRepaymentPeriods(final Progressiv
                 relatedRepaymentPeriod.setOriginalEmi(newRepaymentPeriod.getEmi());
             });
             calculateOutstandingBalance(scheduleModel);
-        }
+            adjustCounter++;
+        } while (uncountablePeriods > 0 && adjustCounter < 3);
     }
 
     /**
diff --git a/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculatorTest.java b/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculatorTest.java
index 32b6bfe2d12..507b8ab08a6 100644
--- a/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculatorTest.java
+++ b/fineract-progressive-loan/src/test/java/org/apache/fineract/portfolio/loanproduct/calc/ProgressiveEMICalculatorTest.java
@@ -474,10 +474,10 @@ public void test_reschedule_interest_on0201_2nd_EMI_not_changeable_disbursedAmt1
         checkPeriod(interestModel, 0, 0, 17.01, 0.0, 0.0, 0.58, 16.43, 66.67);
         checkPeriod(interestModel, 0, 1, 17.01, 0.005833333333, 0.58, 16.43, 66.67);
         checkPeriod(interestModel, 1, 0, 17.01, 0.003333333333, 0.22, 0.0, 17.01, 66.56);
-        checkPeriod(interestModel, 2, 0, 16.85, 0.003333333333, 0.22, 0.44, 16.41, 50.15);
-        checkPeriod(interestModel, 3, 0, 16.85, 0.003333333333, 0.17, 16.68, 33.47);
-        checkPeriod(interestModel, 4, 0, 16.85, 0.003333333333, 0.11, 16.74, 16.73);
-        checkPeriod(interestModel, 5, 0, 16.79, 0.003333333333, 0.06, 16.73, 0.0);
+        checkPeriod(interestModel, 2, 0, 16.83, 0.003333333333, 0.22, 0.44, 16.39, 50.17);
+        checkPeriod(interestModel, 3, 0, 16.83, 0.003333333333, 0.17, 16.66, 33.51);
+        checkPeriod(interestModel, 4, 0, 16.83, 0.003333333333, 0.11, 16.72, 16.79);
+        checkPeriod(interestModel, 5, 0, 16.85, 0.003333333333, 0.06, 16.79, 0.0);
     }
 
     @Test
diff --git a/fineract-provider/build.gradle b/fineract-provider/build.gradle
index 8f4f2121eb2..4ecda6e253f 100644
--- a/fineract-provider/build.gradle
+++ b/fineract-provider/build.gradle
@@ -18,71 +18,61 @@
  */
 description = 'Fineract Provider'
 
-apply plugin: 'org.zeroturnaround.gradle.jrebel'
 apply plugin: 'java'
-apply plugin: 'eclipse'
 apply plugin: 'org.springframework.boot'
-apply plugin: 'com.gorylenko.gradle-git-properties'
 apply plugin: 'io.swagger.core.v3.swagger-gradle-plugin'
 apply plugin: 'com.google.cloud.tools.jib'
-apply plugin: 'org.springframework.boot'
 apply plugin: 'se.thinkcode.cucumber-runner'
+apply plugin: 'com.gorylenko.gradle-git-properties'
 
 check.dependsOn('cucumber')
 
+tasks.compileJava.dependsOn(':fineract-core:classes')
+tasks.compileTestJava.dependsOn(':fineract-core:classes')
+
 compileJava.doLast {
-    def mainSS = sourceSets.main
-    def source = mainSS.java.classesDirectory.get()
+    def source = sourceSets.main.java.classesDirectory.get()
     copy {
-        from file("src/main/resources/jpa/persistence.xml")
+        from file('src/main/resources/jpa/persistence.xml')
         into "${source}/META-INF/"
     }
     javaexec {
         description = 'Performs EclipseLink static weaving of entity classes'
-        def target = source
-        main 'org.eclipse.persistence.tools.weaving.jpa.StaticWeave'
-        args '-persistenceinfo', source, source, target
+        main = 'org.eclipse.persistence.tools.weaving.jpa.StaticWeave'
+        args '-persistenceinfo', source, source, source
         classpath sourceSets.main.runtimeClasspath
     }
-    delete {
-        delete "${source}/META-INF/persistence.xml"
-    }
+    delete "${source}/META-INF/persistence.xml"
 }
 
-// Configuration for Swagger documentation generation task
-// https://github.com/swagger-api/swagger-core/tree/master/modules/swagger-gradle-plugin
-import org.apache.tools.ant.filters.ReplaceTokens
-
-task prepareInputYaml {
-    outputs.file("${buildDir}/tmp/swagger/fineract-input.yaml")
-
+tasks.register('prepareInputYaml') {
+    inputs.file('config/swagger/fineract-input.yaml.template')
+    outputs.file("$buildDir/tmp/swagger/fineract-input.yaml")
     doLast {
         copy {
-            from file("${projectDir}/config/swagger/fineract-input.yaml.template")
-            into file("${buildDir}/tmp/swagger")
-            rename { String filename -> return 'fineract-input.yaml' }
-            filter(ReplaceTokens, tokens: [VERSION: "${project.version}".toString()])
+            from file('config/swagger/fineract-input.yaml.template')
+            into file("$buildDir/tmp/swagger")
+            rename { String filename -> 'fineract-input.yaml' }
+            filter(org.apache.tools.ant.filters.ReplaceTokens, tokens: [VERSION: project.version.toString()])
         }
     }
 }
 
 resolve {
-    logging.captureStandardOutput LogLevel.INFO
     outputFileName = 'fineract'
     outputFormat = 'JSONANDYAML'
-    prettyPrint = false
     classpath = sourceSets.main.runtimeClasspath
-    buildClasspath = classpath
-    outputDir = file("${buildDir}/classes/java/main/static")
-    openApiFile = file("${buildDir}/tmp/swagger/fineract-input.yaml")
+    outputDir = file("$buildDir/classes/java/main/static")
+    openApiFile = file("$buildDir/tmp/swagger/fineract-input.yaml")
     sortOutput = true
-    dependsOn(prepareInputYaml)
+    dependsOn prepareInputYaml
 }
 
 configurations {
-    providedRuntime // needed for Spring Boot executable WAR
+    providedRuntime
     providedCompile
-    compile() {
+    driver
+    compile {
         exclude module: 'hibernate-entitymanager'
         exclude module: 'hibernate-validator'
         exclude module: 'activation'
@@ -97,13 +87,11 @@ configurations {
         exclude module: 'itext-rtf'
         exclude module: 'classworlds'
     }
-    runtime
 }
 
+apply plugin: 'io.freefair.lombok'
 apply from: 'dependencies.gradle'
 
-// Configuration for the modernizer plugin
-// https://github.com/andygoossens/gradle-modernizer-plugin
 modernizer {
     ignoreClassNamePatterns = [
         '.*AbstractPersistableCustom',
@@ -112,130 +100,61 @@ modernizer {
     ]
 }
 
-// If we are running Gradle within Eclipse to enhance classes with OpenJPA,
-// set the classes directory to point to Eclipse's default build directory
-if (project.hasProperty('env') && project.getProperty('env') == 'eclipse') {
-    sourceSets.main.java.outputDir = new File(rootProject.projectDir, "fineract-provider/bin/main")
-}
-
-eclipse {
-    project {
-        buildCommand([ LaunchConfigHandle: "<project>/.externalToolBuilders/OpenJPA Enhance Builder.launch" ],  'org.eclipse.ui.externaltools.ExternalToolBuilder')
+sourceSets {
+    main {
+        output.resourcesDir = java.classesDirectory
     }
-}
-
-/* http://stackoverflow.com/questions/19653311/jpa-repository-works-in-idea-and-production-but-not-in-gradle */
-sourceSets.main.output.resourcesDir = sourceSets.main.java.classesDirectory
-sourceSets.test.output.resourcesDir = sourceSets.test.java.classesDirectory
-
-if (!(project.hasProperty('env') && project.getProperty('env') == 'dev')) {
-    sourceSets {
-        test {
+    test {
+        output.resourcesDir = java.classesDirectory
+        if (!(project.hasProperty('env') && project.env == 'dev')) {
             java {
                 exclude '**/core/boot/tests/**'
             }
         }
+        compileClasspath += main.output
+        runtimeClasspath += main.output
     }
 }
 
-// Configuration for SQL tasks
-// https://docs.groovy-lang.org/latest/html/api/groovy/sql/Sql.html
 import groovy.sql.Sql
 
-project.ext.mysqlUser='root'
-project.ext.mysqlPassword='mysql'
-project.ext.pgUser='root'
-project.ext.pgPassword='postgres'
-
-configurations {
-    driver
-}
-dependencies {
-    driver 'org.mariadb.jdbc:mariadb-java-client'
-    driver 'org.postgresql:postgresql'
-    driver 'mysql:mysql-connector-java:8.0.33'
-}
-
-URLClassLoader loader = GroovyObject.class.classLoader
-configurations.driver.each {File file ->
-    loader.addURL(file.toURL())
-}
-
-task createDB {
-    description= "Creates the MariaDB Database. Needs database name to be passed (like: -PdbName=someDBname)"
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:mariadb://localhost:3306/', mysqlUser, mysqlPassword, 'org.mariadb.jdbc.Driver' )
-        sql.execute( 'CREATE DATABASE '+"`$dbName` CHARACTER SET utf8mb4" )
-    }
-}
-
-task dropDB {
-    description= "Drops the specified MariaDB database. The database name has to be passed (like: -PdbName=someDBname)"
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:mariadb://localhost:3306/', mysqlUser, mysqlPassword, 'org.mariadb.jdbc.Driver' )
-        sql.execute( 'DROP DATABASE '+"`$dbName`")
-    }
-}
-
-task createPGDB {
-    description= "Creates the PostgreSQL Database. Needs database name to be passed (like: -PdbName=someDBname)"
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:postgresql://localhost:5432/', pgUser, pgPassword, 'org.postgresql.Driver' )
-        sql.execute( 'create database '+"$dbName" )
-    }
-}
-
-task dropPGDB {
-    description= "Drops the specified PostgreSQL database. The database name has to be passed (like: -PdbName=someDBname)"
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:postgresql://localhost:5432/', pgUser, pgPassword, 'org.postgresql.Driver' )
-        sql.execute( 'DROP DATABASE '+ "$dbName")
-    }
-}
-
-task createMySQLDB {
-    description= "Creates the MySQL Database. Needs database name to be passed (like: -PdbName=someDBname)"
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:mysql://localhost:3306/', mysqlUser, mysqlPassword, 'com.mysql.cj.jdbc.Driver' )
-        sql.execute( 'CREATE DATABASE '+"`$dbName` CHARACTER SET utf8mb4" )
-    }
-}
-
-task dropMySQLDB {
-    description= "Drops the specified MySQL database. The database name has to be passed (like: -PdbName=someDBname)"
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:mysql://localhost:3306/', mysqlUser, mysqlPassword, 'com.mysql.cj.jdbc.Driver' )
-        sql.execute( 'DROP DATABASE '+"`$dbName`")
-    }
-}
-
-task setBlankPassword {
-    doLast {
-        def sql = Sql.newInstance( 'jdbc:mariadb://localhost:3306/', mysqlUser, mysqlPassword, 'org.mariadb.jdbc.Driver' )
-        sql.execute('USE `fineract_tenants`')
-        sql.execute('UPDATE fineract_tenants.tenants SET schema_server = \'localhost\', schema_server_port = \'3306\', schema_username = \'mifos\', schema_password = \'mysql\' WHERE id=1;')
-    }
+springBoot {
+    mainClass = 'org.apache.fineract.ServerApplication'
 }
 
 bootRun {
     jvmArgs = [
         "-Dspring.output.ansi.enabled=ALWAYS"
     ]
+}
+
+task copyDependencyResources(type: Copy) {
+    dependsOn configurations.runtimeClasspath
+    dependsOn ':fineract-core:jar'
+    dependsOn ':fineract-loan:jar'
+    dependsOn ':fineract-tax:jar'
+    dependsOn ':fineract-rates:jar'
+    dependsOn ':fineract-document:jar'
+    dependsOn ':fineract-report:jar'
 
-    dependencies {
-        implementation 'org.mariadb.jdbc:mariadb-java-client'
-        implementation 'org.postgresql:postgresql'
+    from {
+        configurations.runtimeClasspath.collect { zipTree(it) }
     }
+    include '**/db/changelog/**/*'
+    into "${buildDir}/resources/main"
 }
 
-springBoot {
-    mainClass = 'org.apache.fineract.ServerApplication'
-}
+classes.dependsOn copyDependencyResources
 
 bootJar {
+    dependsOn copyDependencyResources
     duplicatesStrategy = DuplicatesStrategy.EXCLUDE
     manifest {
-        attributes('Main-Class': 'org.springframework.boot.loader.launch.PropertiesLauncher', 'Implementation-Title': 'Apache Fineract', 'Implementation-Version': project.version)
+        attributes(
+                'Main-Class': 'org.springframework.boot.loader.launch.PropertiesLauncher',
+                'Implementation-Title': 'Apache Fineract',
+                'Implementation-Version': project.version
+                )
     }
     archiveClassifier = ''
     dependsOn resolve
@@ -246,20 +165,15 @@ jib {
         image = 'azul/zulu-openjdk-alpine:17'
         platforms {
             platform {
-                architecture = System.getProperty("os.arch").equals("aarch64")?"arm64":"amd64"
+                architecture = System.getProperty("os.arch") == 'aarch64' ? 'arm64' : 'amd64'
                 os = 'linux'
             }
         }
     }
-
     to {
         image = 'fineract'
-        tags = [
-            "${project.version}",
-            'latest'
-        ]
+        tags = [project.version, 'latest']
     }
-
     container {
         creationTime = 'USE_CURRENT_TIMESTAMP'
         mainClass = 'org.apache.fineract.ServerApplication'
@@ -270,18 +184,11 @@ jib {
             '-Duser.timezone=UTC',
             '-Djava.security.egd=file:/dev/./urandom'
         ]
-        ports = ['8080/tcp', '8443/tcp']
+        ports = ['8080', '8443']
         labels = [maintainer: 'Aleksandar Vidakovic <aleks@apache.org>']
         user = 'nobody:nogroup'
     }
-
     allowInsecureRegistries = true
-
-    dependencies {
-        implementation 'org.mariadb.jdbc:mariadb-java-client'
-        implementation 'org.postgresql:postgresql'
-    }
-
     pluginExtensions {
         pluginExtension {
             implementation = 'com.google.cloud.tools.jib.gradle.extension.layerfilter.JibLayerFilterExtension'
@@ -296,20 +203,18 @@ jib {
     }
 }
 
-task migrateDatabase {
+tasks.register('migrateDatabase') {
     doFirst {
-        println 'Executing liquibase database migration to version '+"$dbVersion"
-
-        def dbUrl='jdbc:'+"$dbType"+'://'+"$dbHost"+':'+"$dbPort"+'/'+"$dbName"
-        def changeLogFilePath='fineract-provider/src/main/resources/db/changelog/tenant/upgrades/0000_upgrade_to_'+"$dbVersion"+'.xml'
-
+        println "Executing liquibase database migration to version $dbVersion"
+        def dbUrl = "jdbc:${dbType}://${dbHost}:${dbPort}/${dbName}"
+        def changeLogFilePath = "src/main/resources/db/changelog/tenant/upgrades/0000_upgrade_to_${dbVersion}.xml"
         liquibase {
             activities {
                 main {
                     changeLogFile changeLogFilePath
                     url dbUrl
-                    username project.ext.mysqlUser
-                    password project.ext.mysqlPassword
+                    username mysqlUser
+                    password mysqlPassword
                 }
             }
         }
@@ -328,27 +233,28 @@ cucumber {
     ]
 }
 
-tasks.jibDockerBuild.dependsOn(bootJar)
+tasks.jibDockerBuild.dependsOn bootJar
 
-// Configuration for git properties gradle plugin
-// https://github.com/n0mer/gradle-git-properties
-gitProperties {
-    gitPropertiesResourceDir = file("$buildDir/classes/java/main")
-    dateFormat = "yyyy-MM-dd'T'HH:mmZ"
-    dateFormatTimeZone = "GMT"
-    failOnNoGitDirectory = false
-}
-
-// make sure the generateGitProperties task always executes (even when git.properties is not changed)
-generateGitProperties.outputs.upToDateWhen { false }
+//gitProperties {
+//    gitPropertiesResourceDir = file("$buildDir/classes/java/main")
+//    dateFormat = "yyyy-MM-dd'T'HH:mmZ"
+//    dateFormatTimeZone = 'GMT'
+//    failOnNoGitDirectory = false
+//}
 
-// NOTE: Gradle suggested these dependencies
+// Ensure tasks execute in the correct order
 jar.dependsOn resolve
 test.dependsOn resolve
 checkstyleMain.dependsOn resolve
 checkstyleTest.dependsOn resolve
 rat.dependsOn prepareInputYaml
 spotbugsTest.dependsOn resolve
-compileTestJava.dependsOn ':fineract-client:processResources', ':fineract-avro-schemas:processResources'
-resolveMainClassName.dependsOn resolve
 processResources.dependsOn compileJava
+resolveMainClassName.dependsOn resolve
+
+tasks.compileTestJava {
+    dependsOn ':fineract-core:classes'
+}
+
+tasks.compileTestJava.dependsOn tasks.compileJava
+compileTestJava.dependsOn ':fineract-client:processResources', ':fineract-avro-schemas:processResources'
diff --git a/fineract-provider/dependencies.gradle b/fineract-provider/dependencies.gradle
index 7af3a59982e..d2aa0c0eac3 100644
--- a/fineract-provider/dependencies.gradle
+++ b/fineract-provider/dependencies.gradle
@@ -24,101 +24,95 @@ dependencies {
         }
     }
 
-    implementation(project(path: ':fineract-core'))
-    implementation(project(path: ':fineract-accounting'))
-    implementation(project(path: ':fineract-investor'))
-    implementation(project(path: ':fineract-rates'))
-    implementation(project(path: ':fineract-charge'))
-    implementation(project(path: ':fineract-loan'))
-    implementation(project(path: ':fineract-savings'))
-    implementation(project(path: ':fineract-branch'))
-    implementation(project(path: ':fineract-document'))
-    implementation(project(path: ':fineract-progressive-loan'))
-    implementation(project(path: ':fineract-report'))
-    implementation(project(path: ':fineract-tax'))
+    annotationProcessor 'org.mapstruct:mapstruct-processor'
+
+    implementation(project(':fineract-core'))
+    implementation(project(':fineract-accounting'))
+    implementation(project(':fineract-investor'))
+    implementation(project(':fineract-rates'))
+    implementation(project(':fineract-charge'))
+    implementation(project(':fineract-loan'))
+    implementation(project(':fineract-savings'))
+    implementation(project(':fineract-branch'))
+    implementation(project(':fineract-document'))
+    implementation(project(':fineract-progressive-loan'))
+    implementation(project(':fineract-report'))
+    implementation(project(':fineract-tax'))
+    implementation(project(':fineract-avro-schemas'))
 
     providedRuntime("org.springframework.boot:spring-boot-starter-tomcat")
 
-    // Never use "compile" scope, but make all dependencies either 'implementation', 'runtimeOnly' or 'testCompile'.
-    // Note that we never use 'api', because Fineract at least currently is a simple monolithic application ("WAR"), not a library.
-    // We also (normally should have) no need to ever use 'compileOnly'.
+    // Driver dependencies for SQL tasks
+    driver 'org.postgresql:postgresql'
+    driver 'org.mariadb.jdbc:mariadb-java-client'
+    driver 'mysql:mysql-connector-java:8.0.33'
 
-    // implementation dependencies are directly used (compiled against) in src/main (and src/test)
-    //
-    implementation(
-            project(path: ':fineract-avro-schemas')
-            )
     implementation(
-            'org.springframework.boot:spring-boot-starter-web',
-            'org.springframework.boot:spring-boot-starter-security',
-            'org.springframework.boot:spring-boot-starter-cache',
-            'org.springframework.boot:spring-boot-starter-oauth2-resource-server',
-            'org.springframework.boot:spring-boot-starter-actuator',
-            'org.springframework.boot:spring-boot-starter-batch',
-            'org.springframework.batch:spring-batch-integration',
-            'org.springframework.boot:spring-boot-starter-integration',
-            'org.springframework.integration:spring-integration-event',
-            'org.springframework.integration:spring-integration-jms',
-            'org.springframework.integration:spring-integration-kafka',
-            'org.springframework.kafka:spring-kafka',
-
-            'io.micrometer:micrometer-registry-prometheus',
-            'io.micrometer:micrometer-registry-otlp',
-            'io.micrometer:micrometer-registry-cloudwatch2',
-
-            'io.awspring.cloud:spring-cloud-aws-starter',
-
-            'org.apache.avro:avro',
-            'jakarta.ws.rs:jakarta.ws.rs-api',
-            'org.glassfish.jersey.media:jersey-media-multipart',
-
-            'org.springframework:spring-jms',
-            'org.springframework:spring-context-support',
-
-            'com.google.guava:guava',
+            'ch.qos.logback.contrib:logback-jackson',
+            'ch.qos.logback.contrib:logback-json-classic',
+            'com.github.librepdf:openpdf',
+            'com.github.spotbugs:spotbugs-annotations',
+            'com.github.spullara.mustache.java:compiler',
+            'com.google.cloud.sql:mysql-socket-factory-connector-j-8',
             'com.google.code.gson:gson',
-
-            'jakarta.jms:jakarta.jms-api',
-            'jakarta.management.j2ee:jakarta.management.j2ee-api',
-
-            'com.squareup.retrofit2:retrofit',
+            'com.google.guava:guava',
+            'com.jayway.jsonpath:json-path',
             'com.squareup.okhttp3:okhttp',
             'com.squareup.okhttp3:okhttp-urlconnection',
-
-            'org.apache.commons:commons-lang3',
+            'com.squareup.retrofit2:converter-gson',
+            'com.squareup.retrofit2:retrofit',
+            'com.sun.activation:jakarta.activation',
+            'com.sun.mail:jakarta.mail',
             'commons-io:commons-io',
+            'io.awspring.cloud:spring-cloud-aws-starter',
+            'io.github.classgraph:classgraph',
+            'io.github.resilience4j:resilience4j-spring-boot3',
+            'io.micrometer:micrometer-registry-cloudwatch2',
+            'io.micrometer:micrometer-registry-otlp',
+            'io.micrometer:micrometer-registry-prometheus',
+            'io.swagger.core.v3:swagger-annotations-jakarta',
+            'io.swagger.core.v3:swagger-jaxrs2-jakarta',
+            'jakarta.jms:jakarta.jms-api',
+            'jakarta.management.j2ee:jakarta.management.j2ee-api',
+            'jakarta.ws.rs:jakarta.ws.rs-api',
+            'javax.cache:cache-api',
+            'mysql:mysql-connector-java:8.0.33',
+            'org.apache.avro:avro',
+            'org.apache.commons:commons-csv',
+            'org.apache.commons:commons-lang3',
+            'org.apache.commons:commons-math3',
             'org.apache.poi:poi',
             'org.apache.poi:poi-ooxml',
             'org.apache.tika:tika-core',
             'org.apache.tika:tika-parser-microsoft-module',
             'org.apache.tika:tika-parser-miscoffice-module',
-
+            'org.codehaus.janino:janino',
+            'org.glassfish.jersey.media:jersey-media-multipart',
             'org.liquibase:liquibase-core',
-
-            'com.github.librepdf:openpdf',
-            'com.github.spullara.mustache.java:compiler',
-            'com.jayway.jsonpath:json-path',
-
-            'javax.cache:cache-api',
-
-            'com.github.spotbugs:spotbugs-annotations',
-            'io.swagger.core.v3:swagger-annotations-jakarta',
-
-            'com.google.cloud.sql:mysql-socket-factory-connector-j-8',
-            'com.squareup.retrofit2:converter-gson',
-            'com.sun.activation:jakarta.activation',
-            'com.sun.mail:jakarta.mail',
-
-            'org.springdoc:springdoc-openapi-starter-webmvc-ui',
             'org.mapstruct:mapstruct',
-
-            'io.github.resilience4j:resilience4j-spring-boot3',
+            'org.mariadb.jdbc:mariadb-java-client',
+            'org.postgresql:postgresql',
+            'org.springdoc:springdoc-openapi-starter-webmvc-ui',
+            'org.springframework.batch:spring-batch-integration',
+            'org.springframework.boot:spring-boot-starter',
+            'org.springframework.boot:spring-boot-starter-actuator',
+            'org.springframework.boot:spring-boot-starter-batch',
+            'org.springframework.boot:spring-boot-starter-cache',
+            'org.springframework.boot:spring-boot-starter-integration',
+            'org.springframework.boot:spring-boot-starter-oauth2-resource-server',
+            'org.springframework.boot:spring-boot-starter-security',
+            'org.springframework.boot:spring-boot-starter-web',
+            'org.springframework.integration:spring-integration-event',
+            'org.springframework.integration:spring-integration-jms',
+            'org.springframework.integration:spring-integration-kafka',
+            'org.springframework.kafka:spring-kafka',
+            'org.springframework:spring-context-support',
+            'org.springframework:spring-jms',
+            'software.amazon.awssdk:auth',
+            'software.amazon.awssdk:s3',
+            'software.amazon.msk:aws-msk-iam-auth',
             )
 
-    implementation 'software.amazon.msk:aws-msk-iam-auth'
-
-    implementation 'io.swagger.core.v3:swagger-jaxrs2-jakarta'
-
     implementation ('org.apache.commons:commons-email') {
         exclude group: 'com.sun.mail', module: 'javax.mail'
         exclude group: 'javax.activation', module: 'activation'
@@ -149,11 +143,6 @@ dependencies {
     implementation ('org.quartz-scheduler:quartz') {
         exclude group: 'com.zaxxer', module: 'HikariCP-java7'
     }
-    implementation('org.apache.commons:commons-csv'){}
-    implementation ('software.amazon.awssdk:s3') {
-    }
-    implementation ('software.amazon.awssdk:auth') {
-    }
 
     implementation ('org.mnode.ical4j:ical4j') {
         exclude group: 'commons-logging'
@@ -188,21 +177,6 @@ dependencies {
             'org.apache.httpcomponents:httpclient'
             )
 
-    compileOnly 'org.projectlombok:lombok'
-    annotationProcessor 'org.projectlombok:lombok'
-    annotationProcessor 'org.mapstruct:mapstruct-processor'
-
-    implementation 'ch.qos.logback.contrib:logback-json-classic'
-    implementation 'ch.qos.logback.contrib:logback-jackson'
-    implementation 'org.codehaus.janino:janino'
-
-    implementation 'org.apache.commons:commons-math3'
-
-    implementation 'io.github.classgraph:classgraph'
-
-    // testCompile dependencies are ONLY used in src/test, not src/main.
-    // Do NOT repeat dependencies which are ALREADY in implementation or runtimeOnly!
-    //
     testImplementation( 'io.cucumber:cucumber-spring',
             'io.github.classgraph:classgraph',
             'io.cucumber:cucumber-core',
@@ -210,6 +184,7 @@ dependencies {
             'io.cucumber:cucumber-java8',
             'io.cucumber:cucumber-junit-platform-engine',
             )
+
     testImplementation ('org.springframework.boot:spring-boot-starter-test') {
         exclude group: 'com.jayway.jsonpath', module: 'json-path'
         exclude group: 'org.junit.vintage', module: 'junit-vintage-engine'
diff --git a/fineract-provider/src/main/java/org/apache/fineract/cob/conditions/LoanCOBEnabledCondition.java b/fineract-provider/src/main/java/org/apache/fineract/cob/conditions/LoanCOBEnabledCondition.java
index 205a301d8f4..02b1a1323b6 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/cob/conditions/LoanCOBEnabledCondition.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/cob/conditions/LoanCOBEnabledCondition.java
@@ -25,6 +25,6 @@ public class LoanCOBEnabledCondition extends PropertiesCondition {
 
     @Override
     protected boolean matches(FineractProperties properties) {
-        return properties.getJob().isLoanCobEnabled();
+        return properties.getJob() != null && properties.getJob().isLoanCobEnabled();
     }
 }
diff --git a/fineract-provider/src/main/resources/application.properties b/fineract-provider/src/main/resources/application.properties
index 326c3f54b3f..256cacc6607 100644
--- a/fineract-provider/src/main/resources/application.properties
+++ b/fineract-provider/src/main/resources/application.properties
@@ -61,6 +61,7 @@ fineract.correlation.header-name=${FINERACT_LOGGING_HTTP_CORRELATION_ID_HEADER_N
 
 fineract.job.stuck-retry-threshold=${FINERACT_JOB_STUCK_RETRY_THRESHOLD:5}
 fineract.job.loan-cob-enabled=${FINERACT_JOB_LOAN_COB_ENABLED:true}
+fineract.job.cob-enabled=${FINERACT_JOB_COB_ENABLED:true}
 
 fineract.partitioned-job.partitioned-job-properties[0].job-name=LOAN_COB
 fineract.partitioned-job.partitioned-job-properties[0].chunk-size=${LOAN_COB_CHUNK_SIZE:100}
diff --git a/gradle.properties b/gradle.properties
index d2b7f204fff..2b24fa693a6 100644
--- a/gradle.properties
+++ b/gradle.properties
@@ -16,7 +16,7 @@
 # specific language governing permissions and limitations
 # under the License.
 #
-org.gradle.jvmargs=-Xmx6g --add-exports jdk.compiler/com.sun.tools.javac.api=ALL-UNNAMED --add-exports jdk.compiler/com.sun.tools.javac.file=ALL-UNNAMED --add-exports jdk.compiler/com.sun.tools.javac.parser=ALL-UNNAMED --add-exports jdk.compiler/com.sun.tools.javac.tree=ALL-UNNAMED --add-exports jdk.compiler/com.sun.tools.javac.util=ALL-UNNAMED --add-exports=java.naming/com.sun.jndi.ldap=ALL-UNNAMED --add-opens=java.base/java.lang=ALL-UNNAMED --add-opens=java.base/java.lang.invoke=ALL-UNNAMED --add-opens=java.base/java.io=ALL-UNNAMED --add-opens=java.base/java.security=ALL-UNNAMED --add-opens=java.base/java.util=ALL-UNNAMED --add-opens=java.management/javax.management=ALL-UNNAMED --add-opens=java.naming/javax.naming=ALL-UNNAMED --add-opens=java.rmi/sun.rmi.transport=null
-buildType=BUILD
+org.gradle.daemon=true
+org.gradle.jvmargs=-Xmx6g
 org.gradle.caching=true
 org.gradle.parallel=true
diff --git a/integration-tests/build.gradle b/integration-tests/build.gradle
index c5839bf3521..b19ec36eaae 100644
--- a/integration-tests/build.gradle
+++ b/integration-tests/build.gradle
@@ -90,9 +90,13 @@ cargoRunLocal.dependsOn ':fineract-war:war'
 cargoStartLocal.dependsOn ':fineract-war:war'
 cargoStartLocal.mustRunAfter 'testClasses'
 
+tasks.named('compileTestJava') {
+    dependsOn ':fineract-client:processResources'
+}
+
 if (!project.hasProperty('cargoDisabled')) {
     test {
-        dependsOn(cargoStartLocal)
+        dependsOn cargoStartLocal
         finalizedBy cargoStopLocal
     }
 }