diff --git a/beancount_chase/checking.py b/beancount_chase/checking.py
index b45dc44..3e6d8b9 100644
--- a/beancount_chase/checking.py
+++ b/beancount_chase/checking.py
@@ -24,11 +24,13 @@ def __init__(self,
                  account,
                  lastfour=None,
                  currency='USD',
-                 account_patterns=None):
+                 account_patterns=None,
+                 title_case=True):
         self._account = account
         self._last_four_account_digits = lastfour
         self._currency = currency
         self._account_patterns = []
+        self._title_case = title_case
         if account_patterns:
             for pattern, account_name in account_patterns:
                 self._account_patterns.append(
@@ -67,11 +69,12 @@ def _extract_transaction_from_row(self, row, metadata):
                                                       '%m/%d/%Y').date()
         payee, transaction_description = _parse_description(row[_COLUMN_PAYEE])
         if payee:
-            payee = titlecase.titlecase(payee)
+            payee = titlecase.titlecase(payee) if self._title_case else payee
         else:
             raise ValueError(f'failed to parse {row[_COLUMN_PAYEE]}')
         if transaction_description:
-            narration = titlecase.titlecase(transaction_description)
+            narration = (titlecase.titlecase(transaction_description)
+                         if self._title_case else transaction_description)
         if row[_COLUMN_AMOUNT]:
             transaction_amount = self._parse_amount(row[_COLUMN_AMOUNT])
         else:
diff --git a/beancount_chase/checking_test.py b/beancount_chase/checking_test.py
index 0e3813f..65399f8 100644
--- a/beancount_chase/checking_test.py
+++ b/beancount_chase/checking_test.py
@@ -66,6 +66,25 @@ def test_extracts_monthly_account_fee(tmp_path):
         """.rstrip()) == _stringify_directives(directives).strip()
 
 
+def test_doesnt_title_case_if_asked_not_to(tmp_path):
+    chase_file = tmp_path / 'Chase1234_Activity_20230919.CSV'
+    chase_file.write_text(
+        _unindent("""
+            Details,Posting Date,Description,Amount,Type,Balance,Check or Slip #
+            DEBIT,08/31/2023,"MONTHLY SERVICE FEE",-15.00,FEE_TRANSACTION,2118.39,,
+            """))
+
+    with chase_file.open() as f:
+        directives = CheckingImporter(account='Assets:Checking:Chase',
+                                      lastfour='1234',
+                                      title_case=False).extract(f)
+
+    assert _unindent("""
+        2023-08-31 * "MONTHLY SERVICE FEE" "MONTHLY SERVICE FEE"
+          Assets:Checking:Chase  -15.00 USD
+        """.rstrip()) == _stringify_directives(directives).strip()
+
+
 def test_extracts_credit(tmp_path):
     chase_file = tmp_path / 'Chase1234_Activity_20211019.CSV'
     chase_file.write_text(
diff --git a/beancount_chase/credit.py b/beancount_chase/credit.py
index 3a83937..ff0f93d 100644
--- a/beancount_chase/credit.py
+++ b/beancount_chase/credit.py
@@ -24,11 +24,13 @@ def __init__(self,
                  account,
                  lastfour=None,
                  currency='USD',
-                 account_patterns=None):
+                 account_patterns=None,
+                 title_case=True):
         self._account = account
         self._last_four_account_digits = lastfour
         self._currency = currency
         self._account_patterns = []
+        self._title_case = title_case
         if account_patterns:
             for pattern, account_name in account_patterns:
                 self._account_patterns.append(
@@ -67,7 +69,8 @@ def _extract_transaction_from_row(self, row, metadata):
                                                       '%m/%d/%Y').date()
 
         payee = row[_COLUMN_PAYEE]
-        transaction_description = titlecase.titlecase(payee)
+        transaction_description = (titlecase.titlecase(payee)
+                                   if self._title_case else payee)
 
         if row[_COLUMN_AMOUNT]:
             transaction_amount = self._parse_amount(row[_COLUMN_AMOUNT])
diff --git a/beancount_chase/credit_test.py b/beancount_chase/credit_test.py
index 06a3648..4c5558f 100644
--- a/beancount_chase/credit_test.py
+++ b/beancount_chase/credit_test.py
@@ -86,6 +86,31 @@ def test_extracts_spend_with_matching_transaction(tmp_path):
         """.rstrip()) == _stringify_directives(directives).strip()
 
 
+def test_doesnt_title_case_if_asked_not_to(tmp_path):
+    chase_file = tmp_path / 'Chase1234_Activity20210103_20210202_20210214.CSV'
+    chase_file.write_text(
+        _unindent("""
+            Card,Transaction Date,Post Date,Description,Category,Type,Amount,Memo
+            1234,10/29/2021,10/31/2021,GOOGLE *CLOUD_02BB66-C,Professional Services,Sale,-25.35,
+            """))
+
+    with chase_file.open() as f:
+        directives = CreditImporter(
+            account='Liabilities:Credit-Cards:Chase',
+            lastfour='1234',
+            account_patterns=[
+                ('Google.*Cloud',
+                 'Expenses:Cloud-Services:Google-Cloud-Platform'),
+            ],
+            title_case=False).extract(f)
+
+    assert _unindent("""
+        2021-10-29 * "GOOGLE *CLOUD_02BB66-C"
+          Liabilities:Credit-Cards:Chase                 -25.35 USD
+          Expenses:Cloud-Services:Google-Cloud-Platform   25.35 USD
+        """.rstrip()) == _stringify_directives(directives).strip()
+
+
 def test_extracts_refund(tmp_path):
     chase_file = tmp_path / 'Chase1234_Activity20210103_20210202_20210214.CSV'
     chase_file.write_text(