diff --git a/compiler/rustc_borrowck/src/diagnostics/mutability_errors.rs b/compiler/rustc_borrowck/src/diagnostics/mutability_errors.rs
index 46e2a99a0d094..a0f8aabbe0e72 100644
--- a/compiler/rustc_borrowck/src/diagnostics/mutability_errors.rs
+++ b/compiler/rustc_borrowck/src/diagnostics/mutability_errors.rs
@@ -447,16 +447,20 @@ impl<'a, 'tcx> MirBorrowckCtxt<'a, 'tcx> {
                                 // check if the RHS is from desugaring
                                 let opt_assignment_rhs_span =
                                     self.body.find_assignments(local).first().map(|&location| {
-                                        let stmt = &self.body[location.block].statements
-                                            [location.statement_index];
-                                        match stmt.kind {
-                                            mir::StatementKind::Assign(box (
-                                                _,
-                                                mir::Rvalue::Use(mir::Operand::Copy(place)),
-                                            )) => {
-                                                self.body.local_decls[place.local].source_info.span
-                                            }
-                                            _ => self.body.source_info(location).span,
+                                        if let Some(mir::Statement {
+                                            source_info: _,
+                                            kind:
+                                                mir::StatementKind::Assign(box (
+                                                    _,
+                                                    mir::Rvalue::Use(mir::Operand::Copy(place)),
+                                                )),
+                                        }) = self.body[location.block]
+                                            .statements
+                                            .get(location.statement_index)
+                                        {
+                                            self.body.local_decls[place.local].source_info.span
+                                        } else {
+                                            self.body.source_info(location).span
                                         }
                                     });
                                 match opt_assignment_rhs_span.and_then(|s| s.desugaring_kind()) {
diff --git a/src/test/ui/borrowck/issue-91206.rs b/src/test/ui/borrowck/issue-91206.rs
new file mode 100644
index 0000000000000..3b1fbf4b69902
--- /dev/null
+++ b/src/test/ui/borrowck/issue-91206.rs
@@ -0,0 +1,15 @@
+struct TestClient;
+
+impl TestClient {
+    fn get_inner_ref(&self) -> &Vec<usize> {
+        todo!()
+    }
+}
+
+fn main() {
+    let client = TestClient;
+    let inner = client.get_inner_ref();
+    //~^ HELP consider changing this to be a mutable reference
+    inner.clear();
+    //~^ ERROR cannot borrow `*inner` as mutable, as it is behind a `&` reference [E0596]
+}
diff --git a/src/test/ui/borrowck/issue-91206.stderr b/src/test/ui/borrowck/issue-91206.stderr
new file mode 100644
index 0000000000000..535d247452a59
--- /dev/null
+++ b/src/test/ui/borrowck/issue-91206.stderr
@@ -0,0 +1,12 @@
+error[E0596]: cannot borrow `*inner` as mutable, as it is behind a `&` reference
+  --> $DIR/issue-91206.rs:13:5
+   |
+LL |     let inner = client.get_inner_ref();
+   |         ----- help: consider changing this to be a mutable reference: `&mut Vec<usize>`
+LL |
+LL |     inner.clear();
+   |     ^^^^^^^^^^^^^ `inner` is a `&` reference, so the data it refers to cannot be borrowed as mutable
+
+error: aborting due to previous error
+
+For more information about this error, try `rustc --explain E0596`.