| Name | Type | Description | Notes |
|---|---|---|---|
| channel | string | The channel for cardless EMI is always `link` | |
| provider | string | One of ["kotak", "flexipay", "zestmoney", "lazypay", "olapostpaid"]. Please note that Flexipay is offered by HDFC bank | |
| phone | string | Customers phone number for this payment instrument. If the customer is not eligible you will receive a 400 error with type as 'invalid_request_error' and code as 'invalid_request_error' |