Pointer embedded struct handled incorrecly

[ncsibra]

Hi,

I tried to update from version v1.1.1 to v1.2.7, but I found a bug.
Pointer embedded structs are handled incorrectly, when the embedded struct is nil, after a encode/decode the nil struct gets a default value, instead of staying nil.

To reproduce, use this code:

go.mod:

module ugorji-test

go 1.17

require (
	github.com/davecgh/go-spew v1.1.1
	github.com/ugorji/go v1.1.1
//github.com/ugorji/go/codec v1.2.7
)

main.go

package main

import (
	"bytes"
	"fmt"
	"reflect"

	"github.com/davecgh/go-spew/spew"
	"github.com/ugorji/go/codec"
)

type Test struct {
	*Embedded
}

type Embedded struct {
	Field string
}

func main() {
	handle := &codec.MsgpackHandle{}

	orig := &Test{}
	buf := new(bytes.Buffer)

	enc := codec.NewEncoder(buf, handle)
	err := enc.Encode(orig)
	if err != nil {
		panic(err)
	}

	decoded := &Test{}

	dec := codec.NewDecoder(buf, handle)
	err = dec.Decode(decoded)
	if err != nil {
		panic(err)
	}

	if !reflect.DeepEqual(orig, decoded) {
		fmt.Printf("orig: \n%v\n", spew.Sdump(orig))
		fmt.Printf("decoded: \n%v\n", spew.Sdump(decoded))
	} else {
		fmt.Println("orig and decoded are the same")
	}
}

When using v1.1.1 the result will be the orig and decoded are the same message.
With v1.2.7:

orig: 
(*main.Test)(0xc000010030)({
 Embedded: (*main.Embedded)(<nil>)
})

decoded:
(*main.Test)(0xc000010038)({
 Embedded: (*main.Embedded)(0xc000012230)({
  Field: (string) ""
 })
})