refactor: Set defaults in middlewares instead of NewDefaultTxHandler (

#11557)

## Description

If tx handler `options.{ExtensionOptionChecker, TxFeeChecker}` is not set, we fallback to a default option provided by the SDK. These default are set in 2 places, which is redundant:
- once in `NewDefaultTxHandler`
- the second time in the middleware constructor

Proposing here to only set the default once, inside each middleware constructor



---

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- [ ] added `!` to the type prefix if API or client breaking change
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- [ ] added a changelog entry to `CHANGELOG.md`
- [ ] included comments for [documenting Go code](https://blog.golang.org/godoc)
- [ ] updated the relevant documentation or specification
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- [ ] confirmed all CI checks have passed

### Reviewers Checklist

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your handle next to the items reviewed if you only reviewed selected items.*

I have...

- [ ] confirmed the correct [type prefix](https://github.com/commitizen/conventional-commit-types/blob/v3.0.0/index.json) in the PR title
- [ ] confirmed `!` in the type prefix if API or client breaking change
- [ ] confirmed all author checklist items have been addressed 
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- [ ] manually tested (if applicable)

x/auth/middleware/middleware.go

@@ -71,21 +71,6 @@ func NewDefaultTxHandler(options TxHandlerOptions) (tx.Handler, error) {
 		return nil, sdkerrors.Wrap(sdkerrors.ErrLogic, "sign mode handler is required for middlewares")
 	}
 
-	var sigGasConsumer = options.SigGasConsumer
-	if sigGasConsumer == nil {
-		sigGasConsumer = DefaultSigVerificationGasConsumer
-	}
-
-	var extensionOptionChecker = options.ExtensionOptionChecker
-	if extensionOptionChecker == nil {
-		extensionOptionChecker = rejectExtensionOption
-	}
-
-	var txFeeChecker = options.TxFeeChecker
-	if txFeeChecker == nil {
-		txFeeChecker = checkTxFeeWithValidatorMinGasPrices
-	}
-
 	return ComposeMiddlewares(
 		NewRunMsgsTxHandler(options.MsgServiceRouter, options.LegacyRouter),
 		NewTxDecoderMiddleware(options.TxDecoder),
@@ -102,7 +87,7 @@ func NewDefaultTxHandler(options TxHandlerOptions) (tx.Handler, error) {
 		// emitted outside of this middleware.
 		NewIndexEventsTxMiddleware(options.IndexEvents),
 		// Reject all extension options other than the ones needed by the feemarket.
-		NewExtensionOptionsMiddleware(extensionOptionChecker),
+		NewExtensionOptionsMiddleware(options.ExtensionOptionChecker),
 		ValidateBasicMiddleware,
 		TxTimeoutHeightMiddleware,
 		ValidateMemoMiddleware(options.AccountKeeper),
@@ -111,10 +96,10 @@ func NewDefaultTxHandler(options TxHandlerOptions) (tx.Handler, error) {
 		// ComposeMiddlewares godoc for details.
 		// `DeductFeeMiddleware` and `IncrementSequenceMiddleware` should be put outside of `WithBranchedStore` middleware,
 		// so their storage writes are not discarded when tx fails.
-		DeductFeeMiddleware(options.AccountKeeper, options.BankKeeper, options.FeegrantKeeper, txFeeChecker),
+		DeductFeeMiddleware(options.AccountKeeper, options.BankKeeper, options.FeegrantKeeper, options.TxFeeChecker),
 		SetPubKeyMiddleware(options.AccountKeeper),
 		ValidateSigCountMiddleware(options.AccountKeeper),
-		SigGasConsumeMiddleware(options.AccountKeeper, sigGasConsumer),
+		SigGasConsumeMiddleware(options.AccountKeeper, options.SigGasConsumer),
 		SigVerificationMiddleware(options.AccountKeeper, options.SignModeHandler),
 		IncrementSequenceMiddleware(options.AccountKeeper),
 		// Creates a new MultiStore branch, discards downstream writes if the downstream returns error.

x/auth/middleware/sigverify.go

@@ -299,6 +299,10 @@ type sigGasConsumeTxHandler struct {
 // CONTRACT: Pubkeys are set in context for all signers before this middleware runs
 // CONTRACT: Tx must implement SigVerifiableTx interface
 func SigGasConsumeMiddleware(ak AccountKeeper, sigGasConsumer SignatureVerificationGasConsumer) tx.Middleware {
+	if sigGasConsumer == nil {
+		sigGasConsumer = DefaultSigVerificationGasConsumer
+	}
+
 	return func(h tx.Handler) tx.Handler {
 		return sigGasConsumeTxHandler{
 			ak:             ak,