feat: (x/bank) add spendable balances cmd (backport #14045)

[mergify]

This is an automatic backport of pull request #14045 done by Mergify.
Cherry-pick of 6ac0c36 has failed:

On branch mergify/bp/release/v0.47.x/pr-14045
Your branch is up to date with 'origin/release/v0.47.x'.

You are currently cherry-picking commit 6ac0c3628.
  (fix conflicts and run "git cherry-pick --continue")
  (use "git cherry-pick --skip" to skip this patch)
  (use "git cherry-pick --abort" to cancel the cherry-pick operation)

Changes to be committed:
	modified:   api/cosmos/bank/v1beta1/query.pulsar.go
	modified:   api/cosmos/bank/v1beta1/query_grpc.pb.go
	modified:   proto/cosmos/bank/v1beta1/query.proto
	modified:   x/bank/client/cli/query.go
	modified:   x/bank/client/cli/query_test.go
	modified:   x/bank/keeper/grpc_query.go
	modified:   x/bank/keeper/grpc_query_test.go
	modified:   x/bank/types/querier.go
	modified:   x/bank/types/query.pb.go
	modified:   x/bank/types/query.pb.gw.go
	modified:   x/gov/testutil/expected_keepers_mocks.go

Unmerged paths:
  (use "git add <file>..." to mark resolution)
	both modified:   CHANGELOG.md

To fix up this pull request, you can check it out locally. See documentation: https://docs.github.com/en/github/collaborating-with-pull-requests/reviewing-changes-in-pull-requests/checking-out-pull-requests-locally

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[alexanderbez]

ACK (pending conflict resolution)