fix(simapp): home flag is not respected (backport #18994)

[mergify]

This is an automatic backport of pull request #18994 done by Mergify.
Cherry-pick of 3e05255 has failed:

On branch mergify/bp/release/v0.50.x/pr-18994
Your branch is up to date with 'origin/release/v0.50.x'.

You are currently cherry-picking commit 3e0525595.
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Changes to be committed:
	modified:   client/cmd.go
	modified:   scripts/init-simapp.sh
	modified:   server/util.go
	modified:   server/util_test.go
	modified:   simapp/simd/cmd/root_v2.go

Unmerged paths:
  (use "git add <file>..." to mark resolution)
	both modified:   CHANGELOG.md

To fix up this pull request, you can check it out locally. See documentation: https://docs.github.com/en/pull-requests/collaborating-with-pull-requests/reviewing-changes-in-pull-requests/checking-out-pull-requests-locally

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[julienrbrt]

Reverted server changes here for not introducing a behavior change in a patch release.