fix(connector): [BANKOFAMERICA] Remove cards 3ds flow

[deepanshu-iiitu]

Type of Change

• Bugfix
• New feature
• Enhancement
• Refactoring
• Dependency updates
• Documentation
• CI/CD

Description

Cards 3DS Flow is not supported on production by Bankofamerica and hence it is removed.

Additional Changes

• This PR modifies the API contract
• This PR modifies the database schema
• This PR modifies application configuration/environment variables

Motivation and Context

#5288

How did you test it?

3DS Flow is not supported on production by Bankofamerica hence it is removed. 3DS payments will now go through normal Non-3DS flow.
Request:

curl --location 'http://localhost:8080/payments' \
--header 'Content-Type: application/json' \
--header 'Accept: application/json' \
--header 'api-key: dev_mF5ApaF7qylFyewcvRbsOVw9bhOUy2ufhC8MutbWQvLwNWWqX7CZGDPf5SnZ6KRE' \
--data-raw '{
    "amount": 999,
    "currency": "USD",
    "confirm": true,
    "customer_id": "hkfewkhefwdwfkhj",
    "email": "guest@deepankjnshgkhju.com",
    "return_url": "https://google.com",
    "authentication_type": "three_ds",
    "payment_method": "card",
    "payment_method_type": "credit",
    "payment_method_data": {
        "card": {
            "card_number": "4111111111111111",
            "card_exp_month": "05",
            "card_exp_year": "25",
            "card_cvc": "123"
        }
    },
    "billing": {
        "address": {
            "line1": "eqnkl",
            "city": "San Francisco",
            "state": "CA",
            "zip": "94122",
            "country": "IN",
            "first_name": "John",
            "last_name": "Bond"
        }
    }
}'

Response:

{
    "payment_id": "pay_cwUGBO1EUp1YSnICJnGt",
    "merchant_id": "merchant_1718024306",
    "status": "succeeded",
    "amount": 999,
    "net_amount": 999,
    "amount_capturable": 0,
    "amount_received": 999,
    "connector": "bankofamerica",
    "client_secret": "pay_cwUGBO1EUp1YSnICJnGt_secret_58yq6aN6TMIx3rawYRru",
    "created": "2024-07-11T11:01:04.937Z",
    "currency": "USD",
    "customer_id": "hkfewkhefwdwfkhj",
    "customer": {
        "id": "hkfewkhefwdwfkhj",
        "name": null,
        "email": "guest@deepankjnshgkhju.com",
        "phone": null,
        "phone_country_code": null
    },
    "description": null,
    "refunds": null,
    "disputes": null,
    "mandate_id": null,
    "mandate_data": null,
    "setup_future_usage": null,
    "off_session": null,
    "capture_on": null,
    "capture_method": null,
    "payment_method": "card",
    "payment_method_data": {
        "card": {
            "last4": "1111",
            "card_type": null,
            "card_network": null,
            "card_issuer": null,
            "card_issuing_country": null,
            "card_isin": "411111",
            "card_extended_bin": null,
            "card_exp_month": "05",
            "card_exp_year": "25",
            "card_holder_name": null,
            "payment_checks": {
                "avs_response": {
                    "code": "Y",
                    "codeRaw": "Y"
                },
                "card_verification": {
                    "resultCode": "M",
                    "resultCodeRaw": "M"
                },
                "approval_code": "831000",
                "consumer_authentication_response": {
                    "code": "2",
                    "codeRaw": "2"
                },
                "cavv": null,
                "eci": null,
                "eci_raw": null
            },
            "authentication_data": {
                "retrieval_reference_number": "419311106891",
                "acs_transaction_id": null,
                "system_trace_audit_number": "106891"
            }
        },
        "billing": null
    },
    "payment_token": "token_M45bEnvOf2GPLMysWnOr",
    "shipping": null,
    "billing": {
        "address": {
            "city": "San Francisco",
            "country": "IN",
            "line1": "eqnkl",
            "line2": null,
            "line3": null,
            "zip": "94122",
            "state": "CA",
            "first_name": "John",
            "last_name": "Bond"
        },
        "phone": null,
        "email": null
    },
    "order_details": null,
    "email": "guest@deepankjnshgkhju.com",
    "name": null,
    "phone": null,
    "return_url": "https://google.com/",
    "authentication_type": "three_ds",
    "statement_descriptor_name": null,
    "statement_descriptor_suffix": null,
    "next_action": null,
    "cancellation_reason": null,
    "error_code": null,
    "error_message": null,
    "unified_code": null,
    "unified_message": null,
    "payment_experience": null,
    "payment_method_type": "credit",
    "connector_label": null,
    "business_country": null,
    "business_label": "default",
    "business_sub_label": null,
    "allowed_payment_method_types": null,
    "ephemeral_key": {
        "customer_id": "hkfewkhefwdwfkhj",
        "created_at": 1720695664,
        "expires": 1720699264,
        "secret": "epk_76f83d509ad3425db0f6f724459079ee"
    },
    "manual_retry_allowed": false,
    "connector_transaction_id": "7206956666866029204951",
    "frm_message": null,
    "metadata": null,
    "connector_metadata": null,
    "feature_metadata": null,
    "reference_id": "pay_cwUGBO1EUp1YSnICJnGt_1",
    "payment_link": null,
    "profile_id": "pro_sjoiFN7MPB9SdG5Zr0iT",
    "surcharge_details": null,
    "attempt_count": 1,
    "merchant_decision": null,
    "merchant_connector_id": "mca_QxbSnL7xEEr3Wc2sODHD",
    "incremental_authorization_allowed": null,
    "authorization_count": null,
    "incremental_authorizations": null,
    "external_authentication_details": null,
    "external_3ds_authentication_attempted": false,
    "expires_on": "2024-07-11T11:16:04.937Z",
    "fingerprint": null,
    "browser_info": null,
    "payment_method_id": null,
    "payment_method_status": null,
    "updated": "2024-07-11T11:01:07.583Z",
    "charges": null,
    "frm_metadata": null,
    "merchant_order_reference_id": null
}

Checklist

• I formatted the code cargo +nightly fmt --all
• I addressed lints thrown by cargo clippy
• I reviewed the submitted code
• I added unit tests for my changes where possible