fix(payment_methods): card_network and card_scheme should be consistent

[Sakilmostak]

Type of Change

• Bugfix
• New feature
• Enhancement
• Refactoring
• Dependency updates
• Documentation
• CI/CD

Description

In customer payment method list api, card scheme and card network are showing different value for co-branded card it they are saved with both the network, to fix this issue, both these fields are now fetching the data from the card locker

Additional Changes

• This PR modifies the API contract
• This PR modifies the database schema
• This PR modifies application configuration/environment variables

Motivation and Context

How did you test it?

Tested through Postam:

• Create a MCA(Checkout):
• Create a payment with co-branded card with network at Visa:

{
    "amount": 1043,
    "currency": "USD",
    "confirm": true,
    "capture_method": "automatic",
    "capture_on": "2022-09-10T10:11:12Z",
    "customer_id": "{{customer_id}}",
    "email": "guest@example.com",
    "name": "John Doe",
    "phone": "999999999",
    "phone_country_code": "+1",
    "description": "Its my first payment request",
    "authentication_type": "no_three_ds",
    "return_url": "https://google.com",
    "payment_method": "card",
    "payment_method_data": {
        "card": {
            "card_number": "4010061700000021",
            "card_exp_month": "01",
            "card_exp_year": "99",
            "card_holder_name": "joseph Doe",
            "card_cvc": "123",
            "card_network": "Visa",
            "nick_name": "Sakil"
        }
    },
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "shipping": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "statement_descriptor_name": "joseph",
    "statement_descriptor_suffix": "JS",
    "metadata": {
        "udf1": "value1",
        "new_customer": "true",
        "login_date": "2019-09-10T10:11:12Z"
    },
    "setup_future_usage": "on_session",
    "customer_acceptance": {
        "acceptance_type": "online",
        "accepted_at": "1963-05-03T04:07:52.723Z",
        "online": {
            "ip_address": "125.0.0.1",
            "user_agent": "amet irure esse"
        }
    }
}

• Do a customer payment method list, the response should be following:

{
    "customer_payment_methods": [
        {
            "payment_token": "token_I8i8KGuFhF4KSxQHFePi",
            "payment_method_id": "pm_3D4MneEjvgweeRyfyiBv",
            "customer_id": "cus_4hPhaiDFxK9W0qUpOGkq",
            "payment_method": "card",
            "payment_method_type": null,
            "payment_method_issuer": null,
            "payment_method_issuer_code": null,
            "recurring_enabled": false,
            "installment_payment_enabled": false,
            "payment_experience": [
                "redirect_to_url"
            ],
            "card": {
                "scheme": "Visa",
                "issuer_country": null,
                "last4_digits": "0021",
                "expiry_month": "01",
                "expiry_year": "99",
                "card_token": null,
                "card_holder_name": "joseph Doe",
                "card_fingerprint": null,
                "nick_name": "Sakil",
                "card_network": "Visa",
                "card_isin": "401006",
                "card_issuer": null,
                "card_type": null,
                "saved_to_locker": true
            },
            "metadata": null,
            "created": "2024-12-16T10:20:59.201Z",
            "bank": null,
            "surcharge_details": null,
            "requires_cvv": true,
            "last_used_at": "2024-12-16T10:20:59.201Z",
            "default_payment_method_set": true,
            "billing": {
                "address": {
                    "city": "San Fransico",
                    "country": "US",
                    "line1": "1467",
                    "line2": "Harrison Street",
                    "line3": "Harrison Street",
                    "zip": "94122",
                    "state": "California",
                    "first_name": "joseph",
                    "last_name": "Doe"
                },
                "phone": null,
                "email": null
            }
        }
    ],
    "is_guest_customer": false
}

• Create a payment again with co-branded card but with network as CartesBancaires:

{
    "amount": 1043,
    "currency": "USD",
    "confirm": true,
    "capture_method": "automatic",
    "capture_on": "2022-09-10T10:11:12Z",
    "customer_id": "{{customer_id}}",
    "email": "guest@example.com",
    "name": "John Doe",
    "phone": "999999999",
    "phone_country_code": "+1",
    "description": "Its my first payment request",
    "authentication_type": "no_three_ds",
    "return_url": "https://google.com",
    "payment_method": "card",
    "payment_method_data": {
        "card": {
            "card_number": "4010061700000021",
            "card_exp_month": "01",
            "card_exp_year": "99",
            "card_holder_name": "joseph Doe",
            "card_cvc": "123",
            "card_network": "CartesBancaires",
            "nick_name": "Sakil"
        }
    },
    "billing": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "shipping": {
        "address": {
            "line1": "1467",
            "line2": "Harrison Street",
            "line3": "Harrison Street",
            "city": "San Fransico",
            "state": "California",
            "zip": "94122",
            "country": "US",
            "first_name": "PiX"
        }
    },
    "statement_descriptor_name": "joseph",
    "statement_descriptor_suffix": "JS",
    "metadata": {
        "udf1": "value1",
        "new_customer": "true",
        "login_date": "2019-09-10T10:11:12Z"
    },
    "setup_future_usage": "on_session",
    "customer_acceptance": {
        "acceptance_type": "online",
        "accepted_at": "1963-05-03T04:07:52.723Z",
        "online": {
            "ip_address": "125.0.0.1",
            "user_agent": "amet irure esse"
        }
    }
}

• Do a customer payment method list call, the response should be:

{
    "customer_payment_methods": [
        {
            "payment_token": "token_I8i8KGuFhF4KSxQHFePi",
            "payment_method_id": "pm_3D4MneEjvgweeRyfyiBv",
            "customer_id": "cus_4hPhaiDFxK9W0qUpOGkq",
            "payment_method": "card",
            "payment_method_type": null,
            "payment_method_issuer": null,
            "payment_method_issuer_code": null,
            "recurring_enabled": false,
            "installment_payment_enabled": false,
            "payment_experience": [
                "redirect_to_url"
            ],
            "card": {
                "scheme": "CartesBancaires",
                "issuer_country": null,
                "last4_digits": "0021",
                "expiry_month": "01",
                "expiry_year": "99",
                "card_token": null,
                "card_holder_name": "joseph Doe",
                "card_fingerprint": null,
                "nick_name": "Sakil",
                "card_network": "CartesBancaires",
                "card_isin": "401006",
                "card_issuer": null,
                "card_type": null,
                "saved_to_locker": true
            },
            "metadata": null,
            "created": "2024-12-16T10:20:59.201Z",
            "bank": null,
            "surcharge_details": null,
            "requires_cvv": true,
            "last_used_at": "2024-12-16T10:20:59.201Z",
            "default_payment_method_set": true,
            "billing": {
                "address": {
                    "city": "San Fransico",
                    "country": "US",
                    "line1": "1467",
                    "line2": "Harrison Street",
                    "line3": "Harrison Street",
                    "zip": "94122",
                    "state": "California",
                    "first_name": "joseph",
                    "last_name": "Doe"
                },
                "phone": null,
                "email": null
            }
        }
    ],
    "is_guest_customer": false
}

Checklist

• I formatted the code cargo +nightly fmt --all
• I addressed lints thrown by cargo clippy
• I reviewed the submitted code
• I added unit tests for my changes where possible

[semanticdiff-com]

Review changes with  

Changed Files

File	Status
crates/diesel_models/src/payment_method.rs	0% smaller
crates/router/src/core/payment_methods/cards.rs	0% smaller
crates/router/src/core/payments/tokenization.rs	0% smaller