fix: set defaults for oneOf + ref

[anthonycaron]

Reasons for making this change

fixes #3633

Checklist

• I'm updating documentation
  • I've checked the rendering of the Markdown text I've added
• I'm adding or updating code
  • I've added and/or updated tests. I've run npm run test:update to update snapshots, if needed.
  • I've updated docs if needed
  • I've updated the changelog with a description of the PR
• I'm adding a new feature
  • I've updated the playground with an example use of the feature

[heath-freenome]

@anthonycaron There is another PR that will be merged in the next day or so in the same file. Since this one has been going through a few rounds of reviews already, I will wait to review this after we merge that one and you rebase and fix the conflicts that will be coming.

[heath-freenome]

@anthonycaron The PR was merged. Please rebase and take care of the conflicts! Thanks

[anthonycaron]

@heath-freenome Done !

[heath-freenome]

@anthonycaron This looks great! One last thing, if you can remove the update to the package-lock.json file I would appreciate it. It will be updated by the publishing process anyway. Then I will approve and merge

Nevermind, I am going to merge

[anthonycaron]

@heath-freenome Thanks ! Do you have an idea when the next release will happen ?

[heath-freenome]

@anthonycaron I'm hoping to get it released soon after I get #3652 merged